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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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cybpsych
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 Jun 28 2017, 09:55 AM
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QUOTE(thecoffeeguy @ Jun 28 2017, 09:49 AM) Thanks for your response. he never misses any payment, he said. He just could not afford to pay em in full. So he should apply for a new card ya.. what about the current card, will be cancelled once the balance is transferred? And any bank to recommend? I read you guys posted abt HLB and PBB.. if he cannot pay in full, each month, then he SHOULD STOP using the card and continue clearing the oustanding. chances to apply new card is low to no chance to get approved considering the bad records. sorry to say, forget about spending more with the card or applying new cards. dont keep digging the debt hole deeper. |
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cybpsych
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Jun 28 2017, 10:29 AM
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QUOTE(thecoffeeguy @ Jun 28 2017, 10:24 AM) Exactly what I told him. He said he kinda insaf already and wanted to just pay without further using the card. So he was asking me if there is a way for him to settle it and save a bit on the interest. If, for instance, he has a balance of abt 5k, and managed to pay on time, without fail, 500 per mth.. his BT application at other banks has a high chance of not being approved? 1) does he have other cards to BT to? 2) if no, have to apply. chances to get approved is slim. 3) if yes, does the card/bank have 0% BT? study each card/bank. if no 0%, is the upfront fee % rate worth it? |
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cybpsych
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Jun 28 2017, 01:48 PM
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QUOTE(joenjill @ Jun 28 2017, 12:26 PM) MBB 0% BT, approve early June but still no receive rebate on 3% & GST. anyone same here still waiting? same here. mbb seems to credit the waiver in batches each month. QUOTE(SzeMeng76 @ Jun 28 2017, 12:44 PM) Yes but only for new card approved. I think I saw the deals on website. need min RM4k, according to T&Cs. |
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cybpsych
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Jun 28 2017, 02:34 PM
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QUOTE(bearbear @ Jun 28 2017, 02:22 PM) i think ambank one is new to bank customer only? even got free gift if you BT certain amount. this?  |
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cybpsych
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Jun 29 2017, 09:02 AM
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QUOTE(xixo_12 @ Jun 29 2017, 08:57 AM) MBB balance transfer still got 0% allocation? same answer as before... // The allocated fund for 3% waiver is only up to RM7.2M during campaign period. This campaign will end automatically upon fund has fully depleted (Subject to General Terms and Condition Clause No.9 :- Maybank will notify by posting on the Website www.maybank2u.com or by any other mode that the bank shall deem fit) // |
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cybpsych
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Jun 30 2017, 07:23 AM
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PB Balance Transfer [ PBB | Form & T&Cs ] 1 July - 31 December 2017
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cybpsych
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Jul 6 2017, 08:19 AM
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noticed the upfront fee waiver in M2U for MBB 0% 12mth promo BT.
BT approved on 9 June.
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cybpsych
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Jul 6 2017, 11:20 AM
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QUOTE(lamode @ Jul 6 2017, 10:18 AM) not yet in the transaction history, but I can the amount in "Last Payment" correspond to GST charged on upfront fee  BT dated 12 and 20 June, will report back when I see them. yup, now reflected in transaction history  |
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cybpsych
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Jul 28 2017, 09:36 AM
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QUOTE(Subcrevv90 @ Jul 28 2017, 09:35 AM) Hi, I tried to apply for a BT. The amount I applied is lower than the transfer limit. But I received email from MBB that my BT is unsuccessful. I call to CS and they told me that the system declined my application automatically. Anyone got this issue? should i apply lower amount? but im applying at lower than the transfer limit already. resubmit via email. |
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cybpsych
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Jul 28 2017, 09:56 AM
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QUOTE(Subcrevv90 @ Jul 28 2017, 09:49 AM) Gd morning Okay will try to apply via email. Do you know the processing time for the application via email? about 1-2 days to know the approval status. another 2-3 days for fund transfer. it coud varies, this is just what i observed to my BT via email applications. |
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cybpsych
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Jul 31 2017, 10:59 AM
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QUOTE(iamshf @ Jul 31 2017, 10:49 AM) MBB BT promotion extended to 31/8/17 all these while it has been ending 31 Aug OR until the allocated fund has fully depleted (whichever is earlier). |
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cybpsych
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Aug 17 2017, 04:52 PM
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QUOTE(kenlui @ Aug 17 2017, 04:50 PM) Just wondering if MBB accepts credit card account page print screen instead of statement. Instead of using the M2U BT application which charges up front and reverse the charge, I prefer not being charged in the first place. yes possible. i've tried it with PBB online banking. screenshot the main cc page, make sure got your name and cc number (if possible). i even highlighted outstanding amount + authorized amount (not yet posted)  attach the screenshot as part of the documents to be submitted via email. |
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cybpsych
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Aug 17 2017, 07:20 PM
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QUOTE(leo_kiatez @ Aug 17 2017, 07:19 PM) MBB waive 3% charges on BT still available? same answer as many times before, watch Maybank website for announcement. no news = good news |
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cybpsych
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Aug 17 2017, 08:22 PM
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QUOTE(drbone @ Aug 17 2017, 07:49 PM) Able to apply for the PBB BT via PBB online banking? If via email is it via custsvc@publicbank.com.my ? if u check, obviously there's no such feature in pbe, right? iinm, just email. refer the form for email. find it here or PBB site. |
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cybpsych
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Aug 21 2017, 09:11 PM
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QUOTE(kenlui @ Aug 21 2017, 09:07 PM) Usually how long does it take for Maybank to approve BT over email? Sent it email on saturday, received email reply from CS that my request has been forwarded to the respective dept. give few more working days. nobody working on Sunday to read your email. |
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cybpsych
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Aug 24 2017, 10:10 AM
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QUOTE(paogeh @ Aug 24 2017, 10:04 AM) and , where to get the LATEST info for bank credit card BT offer ? or cash rebate offer ? *cash rebate = When sign up new card, spend X amount , get RMX rebate Thank you for BT offer, check post #1 or [SEARCH] in here. cashrebate, read the respective card topics. there are abundance of information in post #1 of each card topics. |
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cybpsych
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Aug 30 2017, 06:54 PM
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QUOTE(danielkai @ Aug 30 2017, 03:26 PM) MBB BT 0% extended: 01 September 2017-31 March 2018 good news! seriously, why la the BT form is in JPG format  |
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cybpsych
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Sep 5 2017, 02:43 PM
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QUOTE(OC4/3 @ Sep 5 2017, 02:38 PM) How do you get those into 24 months repayment period? i'm curious why are you so interested for 24mth BT for amount of ~RM4k? any particular reasons? currently MBB's 12mth 0% BT seems to be good for your BT amount. |
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cybpsych
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Sep 9 2017, 08:39 AM
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Announcements: Revision of PB Balance Transfer [ Public Bank ] Please be informed that PB Balance Transfer minimum transfer amount per bank for Plan B: 6-month with 0% one-time upfront interest will be revised from minimum RM6,000 to minimum RM2,000. The above revision will apply to all new and existing card members effective 1 October 2017. - 7 September 2017   This post has been edited by cybpsych: Sep 9 2017, 08:40 AM
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cybpsych
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Sep 18 2017, 03:16 PM
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QUOTE(deeplyheartbroken @ Sep 18 2017, 03:14 PM) You meant the MBB 0% BT ? do u know what she was replying about? have you read back the original questions and replies? |
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