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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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cybpsych
post Apr 27 2017, 02:20 PM

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QUOTE(cyberkoh88 @ Apr 27 2017, 10:53 AM)
anyone know whether maybank RM7.2 millaion (3% waived) for 0% balance transfer fully utilised? done my second balance transfer on 9 April 2017, charge the 3% on 9 April as well, until today, still not yet refund. My first balance transfer on 8 Match 2017, refunded on 23 March 2017. anyone got info about this? Maybank2u website state that if already fully utilised, will advertise in the website but maybank website still not yet state the fund already fully utilise.
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we wouldnt know until mbb publish in the website, as what they did previously.

waiver is within 30 days, your 9 Apr bt still "early". wait for few more days. mbb processes the waiver in batches.
cybpsych
post Apr 28 2017, 08:48 AM

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QUOTE(Smurfs @ Apr 28 2017, 08:27 AM)
applied MBB 12 month 0% balance transfer since 2nd april 2017, but still haven't received the 3% up-front fee waiver.

According to T&C will be reversed from the credit card account within 30 workings days from the approval date.

Guess have to keep waiting.
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should be anytime now.

past waiver batches: 24 Mar and 13 Apr

i guess mbb credit the waivers every 2 weeks or so.
cybpsych
post Apr 28 2017, 10:28 AM

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QUOTE(cyberkoh88 @ Apr 28 2017, 10:09 AM)
hi bro, how you know past waiver batches from 24 Mar to 13 Apr? someone updated in this forum? sorry, the pages for this thread too long, not scanning every pages
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not from 24 Mar to 13 Apr.

i wrote 24 Mar and 13 Apr.

u can [search] from here.
cybpsych
post Apr 30 2017, 09:51 AM

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mbb 12mth 0% bt promo, waiver received yesterday. bt approved 9 Apr.
cybpsych
post May 4 2017, 07:23 AM

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QUOTE(red_scorpion @ May 3 2017, 11:39 PM)
Guys, quick question.

1) For PBB balance transfer, just fill up this form (https://www.pbebank.com/pdf/Promotions/bt0217_form.aspx) and then submit to email? may I know what is the email to submit?

2) To BT to mbb amex, just fill up the card number into the box even though the  box number/pattern is wrong for amex..right? sorry for noob question..think to over payment to mbb amex first then request to transfer back to mbb CASA.
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1) the email address is stated on the form itself.

2) yes, doesnt matter the box length.
cybpsych
post May 4 2017, 03:07 PM

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QUOTE(roythen @ May 4 2017, 12:56 PM)
this morning apply the 0% 12 months via maybank2u with my ISlamic card, with 2 BT to my 2 UOB card.. duno it will charge me the 3% or not coz they got promotion now with 1st come 1st serve limited offer... and just think bout when the amount will reflected to my UOB card..
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this is just preliminary approval. not yet final approval. you'll receive another email once approved, possibly today or tomorrow.

once approved, the fund will be transferred. you'll notice the 3% upfront fee + 6% GST on the fee in m2u. then another long wait for the upfront fee waiver + gst waiver to be credited.

QUOTE(cristiano7mu @ May 4 2017, 02:33 PM)
wanna know the same too...

the free 3% still applicable?
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QUOTE(roythen @ May 4 2017, 02:45 PM)
https://www.maybank2u.com.my/WebBank/BT-0-STP.pdf

i also duno... but in the pdf, mention that only upto 7.2M of BT is gettin g 0%, hope i am one of them...
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since u gotten the PDF, you would find this inside:

Maybank will notify by posting on the Website www.maybank2u.com or by any other mode that Maybank shall deem fit)
cybpsych
post May 5 2017, 08:23 AM

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QUOTE(roythen @ May 5 2017, 08:20 AM)
Any different btw Islamic and con. card? i i heard  just approve , apply via maybank2u...
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same

the waivers will still be credited
cybpsych
post May 8 2017, 08:23 AM

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QUOTE(adele123 @ May 8 2017, 07:57 AM)
Just want to check. Anybody has experiencing doing early settlement for Maybank 0% BT? Just want to check if there is any early settlement fee, etc.
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read the FAQ, no early settlement fee imposed.
cybpsych
post May 8 2017, 06:14 PM

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QUOTE(kyle_kl @ May 8 2017, 06:06 PM)
May i know where you get the application form?
T&C didn't state the application form location and cannot find in m2u website
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readddddddddddd the page fully

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
cybpsych
post May 9 2017, 09:55 AM

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QUOTE(zstan @ May 9 2017, 09:45 AM)
Cause I don't plan to spend THAT much. Public Bank has it but got 1% surcharge https://ringgitplus.com/en/balance-transfer...e-Transfer.html
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perhaps you're using BT for the wrong purpose?

if your spending is lesser than RM1k, normal repayment should be no issue for you. remember, you suppose to have the money to repay the cc outstanding later.
cybpsych
post May 9 2017, 10:30 AM

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QUOTE(zstan @ May 9 2017, 10:22 AM)
No i am splitting a big amount into monthly repayments of RM1000 and split the RM1000 into further installments.. I rather have my money in FD.. interest rates earned there is still higher than the cover charge imposed.
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use PBB's Flexipay if the big amount is from single-merchant.

Flexipay 9 month 0%, min RM2k per transaction -- other PBB cards
Flexipay 12 months 0%, min RM1.2k per transaction -- Quantum cards only

you can only do limited number of BT-on-BT installments since banks rarely allow BT amount lesser than RM1k. end of the day, u still need to repay them for those <RM1k. or just keep accumulating the monthly spending and BT again after meeting requirements.
cybpsych
post May 17 2017, 09:36 AM

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QUOTE(SzeMeng76 @ May 17 2017, 09:33 AM)
I also got this and email of "Approved in Principal".
But still not shown in my cc balance,
and wanted transfer cc balance still unclear for other banks,
wonder is it still pending, not approved as mentioned  blink.gif

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and do anyone try PBB balance transfer? I just submitted I think it's approved,
because I saw first installment being charged in my latest unbilled transaction,
but my transferred balance in MBB (i transfer MBB balance to PBB) still there,
is it just MBB haven't update? feel curious
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approved in pricipal doesnt mean officially approved. it's just preliminary approval based on specific criteria set in M2U.

once it's being processed, the actual approval will determine whether BT is approved/rejected.

only then the fund will be transferred to the respective bank(s).
cybpsych
post May 17 2017, 10:13 AM

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QUOTE(ken_zen @ May 17 2017, 10:06 AM)
First time did the Maybank BT. Just to double confirm, the monthly installment will be charged into card statement right? Because i can't see any BT account show in my M2U.
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you will see the bt installment amount when statement is generated/out.
cybpsych
post May 19 2017, 04:39 PM

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QUOTE(rong93 @ May 19 2017, 04:35 PM)
Maybank Balance Transfer 0% p.a 12 months

http://www.maybank2u.com.my/
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old news

QUOTE(rong93 @ May 19 2017, 04:30 PM)
Hi all,
Some question regarding M2u Balance transfer.

i consolidate the payable amount from other card to Maybank card.
So,

1) is there any charges ? if i apply under 0% 12 month BT, plan, with upfront charged waived?
2) is it safe to ignore the other bank card payment after maybank approve the BT? is there any way i can confirm that i dont have to pay the other bank anymore?

first time doing this, your kind reply will be appreciated. Thanks.
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did you search and read thru all the answers about this BT?

This post has been edited by cybpsych: May 19 2017, 04:41 PM
cybpsych
post Jun 8 2017, 06:07 PM

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QUOTE(ytan053 @ Jun 8 2017, 05:16 PM)
Anyone managed to do BT with MBB via online or encounter any issue when applying the BT via M2U system? I have been getting reject code [0060] and thought it is only my problem. My colleague face the same problem too, cant apply via online. When he called the Maybank CS, CS stated that there is problem with the system.

Will resort to emailing them the BT form since the online application through M2U is not available to me.
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yep, had this error [0060] before. i just retry applying the next day.
cybpsych
post Jun 9 2017, 07:25 AM

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just applied mbb 12mth 0% promo bt via m2u.

6:43am, approved in principal, via email
7:22am, final approval, via email.

super crazy fast! grin.gif
cybpsych
post Jun 20 2017, 07:43 AM

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QUOTE(monara @ Jun 20 2017, 02:47 AM)
Regarding 0% MB promo BT, am I being too optimistic for expecting, or more likely hoping that the 3% charge waiver will just being continued even after finish quota..: D
I think that's what they did right last time at end of last year.. Now preparing to do next BT with higher amount since my CL just increased smile.gif
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unlikely. the most is about a week grace period after end of promo (announcement). furthermore, it takes time to get it approved and published on the website.

they already budgeted for the promo, so they must end it as stipulated. if to extend, they would've need to get new approval and budget to extend current promo.

let's hope they extend it or reintroduce in short period.
cybpsych
post Jun 21 2017, 02:43 PM

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QUOTE(triple c @ Jun 21 2017, 02:18 PM)
PBB BT will be end by 30 Jun....Will it be continue or better to utilise before Jun end? Anyone can give advice?
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current bt is called PB Balance Transfer XVI.

very likely there will be new bt program smile.gif or extension of current one.
cybpsych
post Jun 23 2017, 05:40 PM

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QUOTE(cipher3344 @ Jun 23 2017, 05:35 PM)
anyone BT to M2C Amex?
it failed.. only can visa or master..
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i did early this month, approved on 9 June, for M2C Amex. no issue.
cybpsych
post Jun 23 2017, 05:54 PM

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QUOTE(cipher3344 @ Jun 23 2017, 05:45 PM)
did u think BT into amex can get 5x TP?
hehehe
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// The following transactions are not taken into account in the accumulation of TreatsPoints Feature: Transactions for Maybank EzyCash, Maybank EzyPay Plus, Cash Treats, Cash Advance, and Balance Transfer; Refunded, disputed, unauthorized or fraudulent retail transactions; Payment for transactions, payment of annual card membership fees, interest payments, late payment fees, charges for cash withdrawals, Government Bodies; Any other form of service or miscellaneous fees. //

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