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 MyDeposit - Thoughts?, Home Deposit scheme

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wan70740
post Nov 3 2016, 12:17 PM

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QUOTE(nro_rai @ Nov 3 2016, 09:24 AM)
hi wan, how ur application? Did you get the money?
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nope.until now dnt have any response.so just wait lar.i think previously i sent bank info but they want bank statement.

This post has been edited by wan70740: Nov 3 2016, 12:19 PM
ClaraAnnabelle
post Nov 3 2016, 12:51 PM

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QUOTE(mizz_aurora @ Nov 3 2016, 12:07 AM)
yeahhhh... as expected. very slowwwwww processing
how is your progress? managed to appeal?
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They told need to take up to 2 months to check the appeal wo... Not sure how they inform appeal success or failed hmm.gif God bless

JingJie
post Nov 8 2016, 09:02 AM

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WTH!!!!!!!! today is already 8 Nov 2016, batch4 result still yet to be announced...1 batch is keep on late than another batch....just 15 days applications need to use up to more than 1 month to process....SHIT!!!!!!!!!
dedark
post Nov 8 2016, 04:50 PM

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QUOTE(wan70740 @ Oct 26 2016, 11:37 AM)
I submit all document 12 august then 30 sept en adzhar call i not submit 'penyata akaun pemaju yg diperakukan" which is i ady submit.and they just said its missing n need to resent.after i sent then they not acknowledge until now,yesterday i email Ketua pengarah see how.what the heck missing my document and takes long time to inform?
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wowzie..your case just like mine. They already email me that request for penyata bank and I have submitted the penyata via emai. They acknowledge my email and will do the payment in a week but till now still no news. Even my developer frequently ask whether this mydeposit scheme are leggit. The pegawai who send me email his name also en azhar.
heavensea
post Nov 9 2016, 11:23 AM

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Is this scheme applicable for single? I means ppl who aren't married yet?
ms749
post Nov 9 2016, 11:47 AM

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QUOTE(heavensea @ Nov 9 2016, 11:23 AM)
Is this scheme applicable for single? I means ppl who aren't married yet?
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Either single or married, given its your first home, less than RM10k household income, etc.
heavensea
post Nov 9 2016, 12:17 PM

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QUOTE(ms749 @ Nov 9 2016, 11:47 AM)
Either single or married, given its your first home, less than RM10k household income, etc.
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Is it still available?
How about those property with rebates? (Those rebates can be considered as portion of 10% downpayment) does it intervened with the my deposit scheme?
aaron1717
post Nov 9 2016, 12:36 PM

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QUOTE(heavensea @ Nov 9 2016, 12:17 PM)
Is it still available?
How about those property with rebates? (Those rebates can be considered as portion of 10% downpayment) does it intervened with the my deposit scheme?
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well... if there is already rebates... why you would wanna apply this scheme... the money will directly go into the acc of the developer... which mean u wanna pay more to the developer after the discount? and the time took to apply for this scheme is generally very slow hence the slow response... and also only for unsubsidized property below 500k... prima rumawip selangorku sume tak boleh
bchan28
post Nov 9 2016, 01:27 PM

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Check their website, it said close on 30 jun 2016.

"Permohonan Skim MyDeposit telah ditutup pada 30 Jun 2016"
heavensea
post Nov 9 2016, 01:31 PM

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QUOTE(aaron1717 @ Nov 9 2016, 12:36 PM)
well... if there is already rebates... why you would wanna apply this scheme... the money will directly go into the acc of the developer... which mean u wanna pay more to the developer after the discount? and the time took to apply for this scheme is generally very slow hence the slow response... and also only for unsubsidized property below 500k... prima rumawip selangorku sume tak boleh
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Hi bero, biggrin.gif
It's private project.
Can you enlighten me about "I wanna pay more to the development"?

For instance:
The property spa price is 300k, rebates 5%, the downpayment (10%) is 5% x 300k= 15k

Can I still request for mydeposit scheme in this matter? The 10% dp by mydeposit shceme is counting based on spa price 300k or "discounted price" 285k?
aaron1717
post Nov 9 2016, 01:47 PM

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QUOTE(heavensea @ Nov 9 2016, 01:31 PM)
Hi bero, biggrin.gif
It's private project.
Can you enlighten me about "I wanna pay more to the development"?

For instance:
The property spa price is 300k, rebates 5%, the downpayment (10%) is 5% x 300k= 15k

Can I still request for mydeposit scheme in this matter? The 10% dp by mydeposit shceme is counting based on spa price 300k or "discounted price" 285k?
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generally, as i got from my fren is that they will give 30k for whatever private project below 500k... they wont bother the discounting... for them... is the spa price counts... even 500k property u also can only get 30k financing from them... and the money will only transfer directly to their HDA account... unless you make some deal with the developer stating that you wanna reduce your loan amount taken bcuz u have already paid 30k with mydeposit for the 5% downpayment of the 500k property... there will be 5k extra... u tell the bank that u wanna apply loan of 90% minus out the 5k that already in developer's acc... haha

anyway... this mydeposit will need your SPA to include new clause like 10 years cannot sell and cannot rent out... similar clause like rumawip or prima...
heavensea
post Nov 9 2016, 02:04 PM

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QUOTE(bchan28 @ Nov 9 2016, 01:27 PM)
Check their website, it said close on 30 jun 2016.

"Permohonan Skim MyDeposit telah ditutup pada 30 Jun 2016"
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Just called to perumahan negara, they picked up phone veli fast and helpful. smile.gif

And yes, it's closed on Jun 2016.. sad.gif
I'm late.
heavensea
post Nov 9 2016, 02:16 PM

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QUOTE(aaron1717 @ Nov 9 2016, 01:47 PM)
generally, as i got from my fren is that they will give 30k for whatever private project below 500k... they wont bother the discounting... for them... is the spa price counts... even 500k property u also can only get 30k financing from them... and the money will only transfer directly to their HDA account... unless you make some deal with the developer stating that you wanna reduce your loan amount taken bcuz u have already paid 30k with mydeposit for the 5% downpayment of the 500k property... there will be 5k extra... u tell the bank that u wanna apply loan of 90% minus out the 5k that already in developer's acc... haha

anyway... this mydeposit will need your SPA to include new clause like 10 years cannot sell and cannot rent out... similar clause like rumawip or prima...
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Yes, I know about the restrictions.
The mydeposit scheme already ended?
aaron1717
post Nov 9 2016, 02:21 PM

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QUOTE(heavensea @ Nov 9 2016, 02:16 PM)
Yes, I know about the restrictions.
The mydeposit scheme already ended?
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ini not sure o... so fast ended? lol... recently none of my fren mention about it when they wanna buy their first property
heavensea
post Nov 9 2016, 03:12 PM

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QUOTE(aaron1717 @ Nov 9 2016, 02:21 PM)
ini not sure o... so fast ended? lol... recently none of my fren mention about it when they wanna buy their first property
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They told me ended at June2016.
Btw, I think my deposit can curi curi rent out, much easier than affordable housing. biggrin.gif


aaron1717
post Nov 9 2016, 03:15 PM

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QUOTE(heavensea @ Nov 9 2016, 03:12 PM)
They told me ended at June2016.
Btw, I think my deposit can curi curi rent out, much easier than affordable housing. biggrin.gif
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should be... or the other way round... haha... since affordable housing high density... based on our lazy government staff... they choose the easier way to submit their work... hunt for mydeposit buyers... hahahah
ms749
post Nov 9 2016, 03:33 PM

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QUOTE(heavensea @ Nov 9 2016, 12:17 PM)
Is it still available?
How about those property with rebates? (Those rebates can be considered as portion of 10% downpayment) does it intervened with the my deposit scheme?
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I'm not really sure if its closed i.e. all of the RM200 million has been fully utilised, or they might temporarily closed and to re-open in the coming future. I got myself a subsale property so its quite straightforward. For new launch, I think regardless whether you are getting the rebates, the RM30k will be deposited into your housing developer's account, so they might or might not bank in to you the RM30k plus the rebates.
heavensea
post Nov 9 2016, 03:45 PM

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QUOTE(ms749 @ Nov 9 2016, 03:33 PM)
I'm not really sure if its closed i.e. all of the RM200 million has been fully utilised, or they might temporarily closed and to re-open in the coming future. I got myself a subsale property so its quite straightforward. For new launch, I think regardless whether you are getting the rebates, the RM30k will be deposited into your housing developer's account, so they might or might not bank in to you the RM30k plus the rebates.
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I go to this website https://sprn.kpkt.gov.my/
and click "permohonan baru" but appears "You are not authorized to access this page."
I guess it closed. cry.gif

what do you means by "RM30k will be deposited into your housing developer's account, so they might or might not bank in to you the RM30k plus the rebates."?

This post has been edited by heavensea: Nov 9 2016, 03:46 PM
heavensea
post Nov 9 2016, 03:48 PM

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QUOTE(aaron1717 @ Nov 9 2016, 03:15 PM)
should be... or the other way round... haha... since affordable housing high density... based on our lazy government staff... they choose the easier way to submit their work... hunt for mydeposit buyers... hahahah
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you got your point. laugh.gif
dunno how they gonna govern on those projects eventually.

Love the high density of current projects, 2700 units also can "nge nge" build. icon_rolleyes.gif
wawasan 2020, malaysia boleh. rclxm9.gif

This post has been edited by heavensea: Nov 9 2016, 03:50 PM
aaron1717
post Nov 9 2016, 04:02 PM

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QUOTE(heavensea @ Nov 9 2016, 03:48 PM)
you got your point. laugh.gif
dunno how they gonna govern on those projects eventually.

Love the high density of current projects, 2700 units also can "nge nge" build. icon_rolleyes.gif
wawasan 2020, malaysia boleh.  rclxm9.gif
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aiya... in the end... they govern by complaint basis... if ada orang complaint... then do some surface job go check lo... to do it frequently... i dont think they will do it... and yea... all the projects so high density... i doubt they willing to spend extra money for this kind of checking... they rather spend on their own lavish lifestyle...

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