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 MyDeposit - Thoughts?, Home Deposit scheme

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heavensea
post Oct 20 2016, 10:59 PM

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QUOTE(physz.86 @ Oct 12 2016, 09:32 AM)
Finally received the payment. I submitted my doc on mid of Aug. smile.gif

My advice, just be patient smile.gif
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Congratulations bro, janji ditepati smile.gif

Is it applicable for affordable housings?
heavensea
post Nov 9 2016, 11:23 AM

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Is this scheme applicable for single? I means ppl who aren't married yet?
heavensea
post Nov 9 2016, 12:17 PM

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QUOTE(ms749 @ Nov 9 2016, 11:47 AM)
Either single or married, given its your first home, less than RM10k household income, etc.
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Is it still available?
How about those property with rebates? (Those rebates can be considered as portion of 10% downpayment) does it intervened with the my deposit scheme?
heavensea
post Nov 9 2016, 01:31 PM

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QUOTE(aaron1717 @ Nov 9 2016, 12:36 PM)
well... if there is already rebates... why you would wanna apply this scheme... the money will directly go into the acc of the developer... which mean u wanna pay more to the developer after the discount? and the time took to apply for this scheme is generally very slow hence the slow response... and also only for unsubsidized property below 500k... prima rumawip selangorku sume tak boleh
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Hi bero, biggrin.gif
It's private project.
Can you enlighten me about "I wanna pay more to the development"?

For instance:
The property spa price is 300k, rebates 5%, the downpayment (10%) is 5% x 300k= 15k

Can I still request for mydeposit scheme in this matter? The 10% dp by mydeposit shceme is counting based on spa price 300k or "discounted price" 285k?
heavensea
post Nov 9 2016, 02:04 PM

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QUOTE(bchan28 @ Nov 9 2016, 01:27 PM)
Check their website, it said close on 30 jun 2016.

"Permohonan Skim MyDeposit telah ditutup pada 30 Jun 2016"
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Just called to perumahan negara, they picked up phone veli fast and helpful. smile.gif

And yes, it's closed on Jun 2016.. sad.gif
I'm late.
heavensea
post Nov 9 2016, 02:16 PM

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QUOTE(aaron1717 @ Nov 9 2016, 01:47 PM)
generally, as i got from my fren is that they will give 30k for whatever private project below 500k... they wont bother the discounting... for them... is the spa price counts... even 500k property u also can only get 30k financing from them... and the money will only transfer directly to their HDA account... unless you make some deal with the developer stating that you wanna reduce your loan amount taken bcuz u have already paid 30k with mydeposit for the 5% downpayment of the 500k property... there will be 5k extra... u tell the bank that u wanna apply loan of 90% minus out the 5k that already in developer's acc... haha

anyway... this mydeposit will need your SPA to include new clause like 10 years cannot sell and cannot rent out... similar clause like rumawip or prima...
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Yes, I know about the restrictions.
The mydeposit scheme already ended?
heavensea
post Nov 9 2016, 03:12 PM

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QUOTE(aaron1717 @ Nov 9 2016, 02:21 PM)
ini not sure o... so fast ended? lol... recently none of my fren mention about it when they wanna buy their first property
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They told me ended at June2016.
Btw, I think my deposit can curi curi rent out, much easier than affordable housing. biggrin.gif


heavensea
post Nov 9 2016, 03:45 PM

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QUOTE(ms749 @ Nov 9 2016, 03:33 PM)
I'm not really sure if its closed i.e. all of the RM200 million has been fully utilised, or they might temporarily closed and to re-open in the coming future. I got myself a subsale property so its quite straightforward. For new launch, I think regardless whether you are getting the rebates, the RM30k will be deposited into your housing developer's account, so they might or might not bank in to you the RM30k plus the rebates.
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I go to this website https://sprn.kpkt.gov.my/
and click "permohonan baru" but appears "You are not authorized to access this page."
I guess it closed. cry.gif

what do you means by "RM30k will be deposited into your housing developer's account, so they might or might not bank in to you the RM30k plus the rebates."?

This post has been edited by heavensea: Nov 9 2016, 03:46 PM
heavensea
post Nov 9 2016, 03:48 PM

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QUOTE(aaron1717 @ Nov 9 2016, 03:15 PM)
should be... or the other way round... haha... since affordable housing high density... based on our lazy government staff... they choose the easier way to submit their work... hunt for mydeposit buyers... hahahah
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you got your point. laugh.gif
dunno how they gonna govern on those projects eventually.

Love the high density of current projects, 2700 units also can "nge nge" build. icon_rolleyes.gif
wawasan 2020, malaysia boleh. rclxm9.gif

This post has been edited by heavensea: Nov 9 2016, 03:50 PM
heavensea
post Nov 9 2016, 06:06 PM

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QUOTE(bchan28 @ Nov 9 2016, 04:58 PM)
Me too....... bangwall.gif
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Rumawip ada!
heavensea
post Nov 24 2016, 04:30 PM

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QUOTE(rkcw @ Nov 24 2016, 03:18 PM)
mine documents submitted on 23/9, until now still no news yet.
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Hi sir, 23/9/15? I thought it's ended as at June of 2016.
heavensea
post Dec 14 2016, 03:45 PM

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QUOTE(rkcw @ Dec 14 2016, 02:07 PM)
Called mydeposit last friday, they told me already release the money to my lawyer account on 21st Nov.

My lawyer just confirmed me on this, but will hold the money for 1.5 month before release to me.. sad.gif

anyway it still a good news..
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Congratulations!

QUOTE(Zxuan @ Dec 14 2016, 03:42 PM)
Is this mydeposit still exist and open?
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Closed, maybe wait new funds injection?
heavensea
post Dec 15 2016, 10:18 PM

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awaiting for new injection. sad.gif
any news?
heavensea
post Dec 16 2016, 06:40 PM

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QUOTE(enclashz @ Dec 16 2016, 11:20 AM)
The officer told me that 1 more kumpulan will be announce on December. Last kumpulan for this year MyDeposit. Actually they can announce on last month but they split it half. 1 kumpulan on Nov and 1 more on Dec.
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Kumpulan? Results of ppl who received mydeposit?
heavensea
post Dec 17 2016, 04:43 PM

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QUOTE(enclashz @ Dec 17 2016, 01:48 PM)
Yes correct. Result for myDeposit application.
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Thanks, I thought got new funds for new applicant.
heavensea
post Jan 1 2017, 08:30 PM

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QUOTE(maskcooler @ Jan 1 2017, 04:20 PM)
still can apply now?
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nope, waiting for new batch...
heavensea
post Jan 2 2017, 11:41 AM

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QUOTE(luotang @ Jan 2 2017, 11:11 AM)
Is there a new batch coming?
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I'm not sure about this.
heavensea
post Jan 18 2017, 07:42 PM

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anyone received latest payment yet?
heavensea
post Feb 6 2017, 11:13 AM

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QUOTE(yuki0219 @ Feb 6 2017, 11:12 AM)
Finally GOT GOOD News to share with you all.

today my lawyer just inform me that the money is in. he will bank in to me soon.

Finally Finally Finally.

hope you all get yours also soon.

Thank you! Thank you !Thank you !
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tahniah!
heavensea
post Feb 10 2017, 02:48 PM

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Berjaya = free 30k
Tanniah!

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