Nope. Actually, in order to activate cash back, you only need to spend 10x minimum RM 50.
So even if your first few transactions are not RM 50, that's fine so long by month end you have total 10xminimum RM 50 then you will get cash back even for those lesser than RM 50.

All 12 transactions will get 10% cashback (capped at RM100) because you hit >10 transactions above RM50.
Transaction 4/5/7 Utilities, Dining & Departmental will not get 10%

This post has been edited by ronnie: Apr 5 2016, 10:46 AM

after u get 10xrm50 transaction, then cashback will activate, and all previous transaction before u get 10xRM50 all accounted for cashback

This post has been edited by deadravel: Apr 5 2016, 10:58 AM


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Your first transaction entitled for 10% discount when total no. of tranx already exceed 10 in total. Before 10 or after 10 doesn't matter.

Even if your first transaction is RM1. it will entitled for 10% discount too.

This post has been edited by propusers: Apr 5 2016, 11:02 AM

genxgenygenz has a good write up regarding WISE on HOW TO OPTIMIZE EARNING CASH BACK WITH THE HONG LEONG BANK WISE CREDIT CARD
Good to refer.

http://genxgenygenz.com/2016/01/15/hong-le...rd-review-2016/

This post has been edited by propusers: Apr 5 2016, 11:03 AM

We have been sharing here for months, in fact, he got all this information from us.

Hi Sis, he also acknowledge u in his article.

I know. I corrected him some of the things as well.
Crediting or not, it's OK one la.

Yes you are right, any card also entitled for cash back but not this card. That's why they never state Aeon sure can get cash back. They only "release" certain Aeon supermarkets after some complaints.

After reading it, my jaw dropped
The example 1 is plainly bias and misleading.
This card must get rm100 every month of cash back only worth to apply. Or at least getting rm80, else other 5% cash back card are way better. Maybank's Ikhwan for example.
As for example 2, it can't apply to other places, even now 99Speedmart does not allow paying utiltiies with credit cards. Still I was able to pay in advance rm2000 for 6 bills I'm holding, just 1 day before they put a full stop on this.

anyone here have any idea on how to use Wise to pay for Sarawak Energy utilities bill and get the CB?

He did mention Sam's Groceria. Did you see it?
"So from what fruitie posted above, you may (I am not sure, you got to go try it yourself) get 10% cash back with the HLB WISE credit card under the Groceries category for your Unifi, Astro and Touch n Go at Sam’s Groceria."

It refers to Sam's. Do other states have Sam's? No right. So it can't consider as good example.

a few states have it.

He played his part to educate people on Sam's Groceria. Ignorant people take it negatively. As simple as this.

I already have the official changes made to wise card and it going to kick start on 1st of May. I will list out the changes tonight ! unless if you guys do not prefer to know then I will not update it. The purpose I want to post is so you guys can prepare to do the changes of category as there's huge changes in cash back categories.

one thing still remain good news : Cash back still RM100 regardless of gold / plat.

show them ASAP, cuz Apr spending need to be preplanned with changes in May

Agree!

www.paybillsmalaysia.com... latest charge, outstanding balance or > outstanding balance only.
SESCo payment counters... you may request for RM50 payment with your Contract A/C Number.

if affective is planned for 1 May, official announcement must be latest by 9 April, that leaves us about 4 days to expect the announcement to be published.