Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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 Mar 1 2019, 11:00 AM
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#81
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Junior Member
257 posts Joined: May 2016  
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QUOTE(alextan333 @ Mar 1 2019, 10:38 AM) my monthly spending around 60-80k.. never win before Wow if you are not gaming the system with BP like everyone else then you should. Wake MBB up immediately haha |
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Mar 1 2019, 11:14 AM
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#82
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Junior Member
257 posts Joined: May 2016
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QUOTE(digidigi @ Mar 1 2019, 11:05 AM) I think 5 or 6 figure spending is very normal with this card even you not gaming the system well it makes alot of difference to MBB whether it is 1X TP or 5X TP |
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Mar 4 2019, 11:58 AM
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#83
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Junior Member
257 posts Joined: May 2016
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Guys anyone here managed to get a waiver/rebate on the RM25 service tax? Just from MBB I have to pay for 5 cards (2 supplementary to my wife). Called CS but they have said that there is nothing they can do for this. They gave an automatic rebate for the AF though because I met the annual spend criteria
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Mar 4 2019, 02:50 PM
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#84
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Junior Member
257 posts Joined: May 2016
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QUOTE(myrancid @ Mar 4 2019, 01:21 PM) I got sst waived last year + supp cards Did you just call and request for it? Because that's what I did but they were adamant that no waiver will be granted for sst |
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Mar 5 2019, 04:24 PM
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#85
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Junior Member
257 posts Joined: May 2016
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QUOTE(herc @ Mar 5 2019, 01:52 PM) Congrats! Unfortunately it goes downhill quite quickly after that when the kids come along My 1st J trip is to propose, then 2nd J trip is honeymoon haha  . Nowadays I have to save miles for 4X J seats, susah la |
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Mar 5 2019, 04:38 PM
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#86
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Junior Member
257 posts Joined: May 2016
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QUOTE(lilsunflower @ Mar 5 2019, 04:35 PM) I feel you. I need 6X if I bring my family Wow 4 kids, congrats!  We have to look out for the special airmile deals that come once in a blue moon. Couple weeks ago I managed to get 4x J seats to Shanghai with KF miles @40K per seat return. Not bad! This post has been edited by Jack128: Mar 5 2019, 04:43 PM |
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Mar 5 2019, 04:55 PM
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#87
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Junior Member
257 posts Joined: May 2016
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QUOTE(herc @ Mar 5 2019, 04:45 PM) we always tell our friends, leave the kids at home! haha Yes they had a promotion only applicable for selected routes (read not popular!) for travel in March only. 50% off both J and Yeven have miles, 6 award seats is quite difficult. spontaneous? |
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Mar 5 2019, 04:57 PM
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#88
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Junior Member
257 posts Joined: May 2016
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[quote=lilsunflower,Mar 5 2019, 04:54 PM]
Not bad! How much did you pay for taxes? 3 only, but we travel with our helper whenever we go on long holidays as they are below 4yo and it's not a holiday for me without extra help. The taxes were very low in SGD I cannot remember how much. Same here, I bring my helper as well but Im not so generous la, she will be in Y |
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Mar 5 2019, 05:29 PM
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#89
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Junior Member
257 posts Joined: May 2016
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QUOTE(limeuu @ Mar 5 2019, 05:19 PM) I leave my kids behind until they are at least 8 or 9 years old.....not a holiday lugging along very young children.... I share the exact same sentiment but trying telling that to my wife... I truly believe it is the peer pressure from all the Instagram moms posting how cool their European holidays were but little did they share the sheer agony and pain of lugging the young kids halfway across the world.And really, j for kids are wasted....they wouldn't enjoy it appreciate it..... Unless you have a million miles and don't know what to do with them..... Then I can suggest you transfer to me...,lol |
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Mar 5 2019, 05:43 PM
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#90
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Junior Member
257 posts Joined: May 2016
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QUOTE(digidigi @ Mar 5 2019, 05:32 PM) Good for photo you know? Baby in J, lovely family lovely holiday , insta mum like it, haha:) Social media ruin lives! It is sooooo true |
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Mar 6 2019, 03:24 PM
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#91
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Junior Member
257 posts Joined: May 2016
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QUOTE(Omgf @ Mar 5 2019, 06:32 PM) Guys, I have one question. Clearly you don't have an Insta wife Instead of accumulate the point for one First class flight ticket, why not redeem for multiple times economy class flight ticket? Any comment? |
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Mar 13 2019, 05:45 PM
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#92
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Junior Member
257 posts Joined: May 2016
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QUOTE(limeuu @ Mar 13 2019, 09:34 AM) Can moderators please do you jobs?.... Yes I am aghast that there are people going to this extent to game the system, and not shy to admit it. Banks should wake up and put a stop to this immediatelyThe muvi and bp has obviously opened a loophole for people to game the system..... If it's for payment (ie get 5 instead of 2 for payments) it's legit.... maximising your points (same as like using amex whenever accepted).... But toping BP and withdrawing cash is obviously going too far..... I wish the banks will just stop allowing this nonsense.... |
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Mar 13 2019, 06:09 PM
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#93
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Junior Member
257 posts Joined: May 2016
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QUOTE(cybpsych @ Mar 13 2019, 06:05 PM) banks dont really look deep enough to find out. more points given, more liability to bear for mbb. If just a handful of extremists do this it will not have an impact overall but god knows how many in this forum are doing it quietly...and more disconcerting is that more and more are jumping on the bandwagon everyday.. sure kantoi lah its a matter of time...one way is to whistleblow to mbb and let them know the reward is being gamed. I support you to blow the whistle! My England not so good hehe |
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Mar 13 2019, 06:30 PM
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#94
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Junior Member
257 posts Joined: May 2016
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QUOTE(digidigi @ Mar 13 2019, 06:21 PM) They actually know, the treat point devaluation can come as soon as this year actually If they know they should go to the source of the rot, not just choose the easy way out and devalue the points with one broad stroke of the brush |
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Mar 14 2019, 12:54 PM
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#95
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Junior Member
257 posts Joined: May 2016
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QUOTE(Ladszy @ Mar 14 2019, 12:31 PM) Well personally might not have that much spendings but business expenses do. I've been paying ultilities on bank transfers instead. Not too sure whether I can use my card to pay for it and then be reimbursed. Gotta ask some people about that. Most people with very high monthly expenses are paying for business expenses, including the guy who brags about his 50K monthly spending. Good luck with getting reimbursed  |
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Mar 15 2019, 03:38 PM
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#96
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Junior Member
257 posts Joined: May 2016
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QUOTE(bearbear @ Mar 15 2019, 12:27 PM) Redeem more, save MH!!! Let the chinaman like Li Chun Rung run MAS, do not interfere and watch the company turn around in 2 years.Problem with MAS - too many hanger-ons with fat paychecks doing nothing. What's worse -their whole family flies J class for free |
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Apr 15 2019, 04:42 PM
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#97
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Junior Member
257 posts Joined: May 2016
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QUOTE(digidigi @ Apr 15 2019, 04:07 PM) Unless their monthly income is over million ringgit, otherwise, they won’t fork out cash to buy premium class either Or in the case of MAS, the entire extended family of their executives. How not to bleed red every single year? |
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May 10 2019, 09:30 AM
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#98
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Junior Member
257 posts Joined: May 2016
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QUOTE(limeuu @ May 10 2019, 09:21 AM) Kf never gives tp anyway....only kf miles ....and from next month, no more miles for gov transactions....which effectively makes the card useless for many people.... RIt goes straight into the bin for me but I must admit it earned me a hefty amount of KF miles over the years. Question is what do I use now to pay utility? Up to 10k a month from business usage. Any advise? |
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May 10 2019, 09:36 AM
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#99
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Junior Member
257 posts Joined: May 2016
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QUOTE(limeuu @ May 10 2019, 09:34 AM) Utilities can still leverage on BP and muvi and pray mu wins.... I hub never been a fan of MU and never bothered to change from the regular VI they issued years ago...looks like bo pian nowLHDN I think no more options except job's new EK card.... |
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May 10 2019, 10:23 AM
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#100
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Junior Member
257 posts Joined: May 2016
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QUOTE(limeuu @ May 10 2019, 10:19 AM) And they didn't realize you wife got male name?....lol Guys for BP if I use the Amex or regular VI do I get the 5x and 2x points respectively ? No relation to the MU matches? |
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