Are you sure you want to buy rolex here in Malaysia? Have you check the price minus 11% tax at Europe?

Just look see look see...still surveying...no europe trip this year 😅. Buying a watch for that amount must survey kaw kaw...😅

This post has been edited by rivetindigo: Mar 26 2019, 06:17 PM

unless you get to know AD that can get you hot selling model?

do you?

Jackpot 😀

This post has been edited by rivetindigo: Mar 26 2019, 10:07 PM

Spot on - not everywhere accepts AMEX. Based on my past 2 years spending pattern, only 30% is charged to AMEX, and the rest on VISA.

Even my spending has increased since i used this card, drastically...😅

I managed to use Amex : Visa at 2:1 for last year.
Nevertheless, I grouped overseas / foreign currency transaction under Amex (actual usage is Visa, but most cases Amex is acceptable, and both getting x5 TP).
No luxury spending (usually accepting Amex).
A large portion from visa are contributed from insurance though.

Very true, 2:1 to me more on no of transactions and smaller value ones. If have big ticket items normally can sign Amex.

My transactions probably 2:1 too, but when comes to value, Amex will be 75%

Value at 2:1, didn't count on number of transaction.
Due to insurance, else Amex value will close to 75-80%.

Oh you spend so much on insurance, Amex usually flight tickets, hotel, groceries, e-wallet, some shopping, overseas spending total up quite substantial

Mentioned no of transactions because normally more places reject Amex, so it always give us the feeling can spend too little with it but if value actually comprise much higher

This post has been edited by msa9696: Mar 27 2019, 11:31 AM

Overall spending isn't too big, so insurance amount looks a lot.
Actually spent on a one-off big amount insurance last year.
My most non-Amex use is online shopping (shopee etc), a few restaurants and pharmacy not accepting Amex.
Will try every possible chance to pay with Amex (via e-wallet etc)

-wrong thread

This post has been edited by xxaa: Mar 27 2019, 05:25 PM

no

by the way, below is the right place to ask:
https://forum.lowyat.net/topic/2635281

usually for non amex accepting F&B merchants, u top up Grabpay or Boost to get the x5... chances are 50% or more merchants these days in shopping mall accept either one or both

and still depends on area. KV maybe yes, but other city maybe not that high rate yet...

In Penang more F&B shops are accepting e-wallets especially boost

yeah, mlc too... but don't know ipoh and JB just yet...

EM i think still low exposure...

Really? Don't see many accepting Boost in Pg yet.
More are accepting Favepay.

- deleted -

*found my answer*

This post has been edited by ProxMatoR: Mar 28 2019, 03:21 PM

sorry guys..one dumb question..
can maybank reserve supplementary card earn treatpoint also?

Principal card: I spend RM1k = 5k TP
Supp card: My wife spend RM2k = 10 TP

Total 15k TP?