You guys need to take a chill pill every time MU plays lol

Is it worth it? Say you have RM10k of tax to pay.
0.8% surcharge = RM80
Using MBB Amex KF to pay, you get 5000 Miles
If 1 Mile = RM0.04, that's worth RM200

Okay I guess there's RM120 'earnings'. Something's better than nothing, but not worth the hassle unless one already has the card, or unless you have a huge amount of tax to pay.

I was just over the phone with MBB CS. Wanted to redeem TP to KF. Why the redemption is 4500 TP = 1000 KF?

Not 4770 TP = 1000 KF as per website?

Should just update the website accordingly

They have many to do list - the eatery places with discount is outdated also

For me 5x TP plus the ability to BT it over 6 months (using Aeon) is infinitely worth the 0.8% charge.

what is vi,muvi ?
kf amex is maybank's right ?

Are you using it on ‘more than 1’ Boost account?

VI overseas = overseas spend with your VI
Overseas = Amex
Amex 4x because already have 1x in the total
Petrol = spend on petrol lo

Try to tally these figure from your statement.
Not too hard to understand.
Take some time especially first time.
I have an excel sheet to tally with, but when transaction increases, sometimes lazy to update.
The excel sheet already have all formulas, just fill in the figures and it will auto calculate everything, including how many miles more I needed for my next redemption (now 0, gonna make some redemption soon )

im contemplating too spent? Anyone can convince me if MU stand a decent chance to win against West Ham

MU doesnt has the best available options..Staying in the Top 4 is important for MU, but Champions league is where the eyes all locked at..

No need them to win every game. Just win the games we spend MU VI on

When u see Anderson ball kena tiang and De Gea made a narrow save, it’s a sign.

Just like MU-Bayern Munich 1999

Just sharing my own strategy below, but ultimately the choice of cards depends on timing, circumstances and nature of your expenses.

I go on one family to Europe every year but most of my expenses are actually pre-paid. Bulk of expenditure will be for flights, accommodation and other tickets (e.g. tourist attractions, trains etc), which I will book as early as possible and also time it so that I can maximise the combination of MUVI (top up BP with MUVI on match days and hope for 5x, as well as other CB cards) and BP. For example, my husband and I have BP cards, so if we book flights and accommodation over 2 months, we effectively have RM40k of BP quota to play with.

If I'm lucky, I can enjoy the MUVI 5xTP (if MU wins!) coupled with the lowest forex rates through using BP on my prepaid expenses.

While we are on holiday, RM10k x 2 is usually enough to pay for food and other non prepaid expenses, as we do not shop for big ticket items.  If your RM60k is for shopping, then you have to find another card for RM40k.  For me, my back-up plan (in theory) would be to ask my parents or siblings to top up their BP (with their MUVI and other CB supp cards) and P2P transfer the cash to my BP if our RM10k x 2 quotas are exhausted. But based on my spending pattern (i.e. no shopping spree while on holiday), this would be highly unlikely to happen in practice.

I usually spend some time thinking about how to play with my card inventory depending on timing and other expenses, so I don't really have a fixed strategy. But just sharing my usual way of thinking. I know some people may laugh and think this is just counting pennies and wasting time.... but I am from a middle income family and every bit of saving really matters to me.

And it's neither rich. EU or US trip definitely 5 figures

2 pax for a trip to Europe 40k can be gone d

2 pax Europe 40k is very luxury.
About 20k for 2 pax (1-2 weeks) is possible.
Just imagine how many months salary gone~

Also, I think she go with whole family of 5/6

It all depends on how you spend....both equally possible....

The point remains....that is NOT Msian middle class..... definitely T20..... lol

For klang valley it might be upper middle, rest of the malaysia definitely T20

Omg. Opened this thread and nearly fainted.

Was just sharing my personal strategy on holiday planning strategy, which many of my friends laugh at as they think it is counting pennies. Wanted to justify that every cent matters to me and I will try to save money to max card benefits where possible, which I think most of us in these forums are here for regardless of income status.

So for everton’s match tonight, its at 1.30pm uk time, so it means we have until 12am uk time to spend? Or we only have till 12am msia time tonight to spend?

Sorry new to this

The whole line up is second class...