Govt transaction is 0x TP

For car loan, i think you can use ipaymy if u willing to pay 2.25% fees. And MY doesn't accept Amex yet, unlike SG

2x TP, so the conversion rate is RM2.5 per miles

don't think other cards came close. Citi Premiermiles - RM4.5/miles

Normally, online payment in foreign currency usually is overseas payment gateway. So can get 5x

But got rare cases where foreign currency payment uses MY payment gateway and only earn 2x TP. Good example is Paypal

If got questions just post here.

Talk cock sing song in telegram now.

Nope. Only spending on 8 March is eligible for 5x

Follow UK local time (ie the match against City was won on 8 March)

Further points to add on overseas transaction

The % charge is per what charlesj has posted - 2.25% for Visa and 2.5% for Amex

but another reason to go for Visa is because Visa forex rate is usually better than Amex

From Maybank T&C - For AMEX cards, any charge that is made in a foreign currency other than U.S. Dollars will be converted by AMEX International into U.S. Dollars before being converted into Ringgit Malaysia

Nope.

U want high credit limit, go apply from those foreign banks like StanChart or Citibank

Once you are in the airmiles game, u naturally forgo cashback (unless u really have a lot of expenses)

If u need cashback for that tiny extra cash, then it's better consider cutting expenses to save more money

i hope Maybank can be a bit lenient and waive the AF for this year.

spending less this few months and all of my expenses for honeymoon trip (supposed to be in April) has been reversed

Same. My anniversary is in October.

All my paid expenses for Europe trip has been refunded and debitted back to my m2p...

Even if Western countries open their borders, i also scare to visit lol. Later their locals whack you for being a Chinese

anybody know of any good deals for hotel staycation at Penang for end of the month / early Aug?

preferably georgetown area

my honeymoon trip to Eastern Europe supposed to be on April...then cancel everything due to Covid

called maybank CS, and i am short of around 35k for waiver. anniversary on Oct

If u use standalone MUVI, it’s 50k.

M2P is RM80k

Asiamiles technically no expiry now - as long as on-off transfer some miles into AM, the miles will remain valid

Dramatic ending.

Imagine the hype if we still get TP for BigPay reload and the game end after midnight lol

My RM800 fee was waived. So can keep for another year

No exact idea about that.

But i got waiver (anniversary Oct) even though my total spending is 70k ish, INCLUDING 20k++ refund due to flight/hotel cancellation

Nope, i was prepared to pay the RM800 and didn't call up CS for waiver. Since Maybank is known to be strict.

Funny thing is - I only realised that the Maldives resort that I booked and paid upfront, actually have yet to refund me (as late as August, refund request was in March/April) when i tally my statement to check for total spending. Needless to say, I feel 'mafan' to cancel my M2P since I need to have this sum credited back to my CC