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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion

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tohff7
post Dec 26 2019, 04:42 PM

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QUOTE(limeuu @ Dec 26 2019, 10:58 AM)
What's the chances against Newcastle tonight?
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It’s Old Trafford. Should be able to score goal.

But then Newcastle is famous for parking the bus
tohff7
post Dec 29 2019, 07:27 PM

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QUOTE(genkis3 @ Dec 29 2019, 07:23 PM)
thanks for info. will change my VI to MU VI .
wanna ask we just need to pay with MUVI within 24hours after MU won?
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Wrong.

Pls read post #1 for details and explanation
tohff7
post Jan 8 2020, 04:25 PM

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QUOTE(knwong @ Jan 8 2020, 03:09 PM)
Now where are the customary grouses when MU lose their match? Tired dy?
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not PL games mah. It's only Carabao Cup biggrin.gif biggrin.gif
tohff7
post Jan 11 2020, 08:45 PM

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QUOTE(MiKE7LIM @ Jan 11 2020, 08:43 PM)
I remember somebody shared that MBB MU overseas transaction get 5TP.
so I use the card instead of MBB AMEX

so I spent without waiting MU game.
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Foreign transaction is 5x by default for VI or MUVI
tohff7
post Jan 12 2020, 01:53 PM

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QUOTE(Jnkm13 @ Jan 12 2020, 12:16 PM)
Ipaymy is not a local company. There's a slight chance that their payment gateway is foreign. No harm asking a forum member who is using so that I know. As usual, there will be some who thinks they are smart by posting sarcastic unhelpful replies.
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They use Stripe as payment gateway. In MBB statement, it’s listed as KL

Edit
Also, this was mentioned before. A simple search function would have the question answered..

This post has been edited by tohff7: Jan 12 2020, 01:54 PM
tohff7
post Jan 15 2020, 11:43 AM

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QUOTE(mr_tuzki @ Jan 15 2020, 01:30 AM)
Was testing what items are given TPs especially on MU match day (bonus prob not in yet), but couldn't reconcile the basic TPs.
Below is my simplified recon statement. Anyone can figure out what's wrong? I have extra 1372 TPs.
[attachmentid=10404447]
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didn't really keep track of the small amount

as long as the bonus TP is correct for big swipe (ipaymy, big purchases, Bigpay last time), then i'm ok. So far, nvr encounter any errors
tohff7
post Feb 1 2020, 03:52 PM

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QUOTE(eddie2020 @ Feb 1 2020, 03:46 PM)
Guys, need some enlightment.. try to do some calculation..
M2U premier card..
5k TP = 1k Airmiles..

So i do some rough calculation..
RM1 spent = 5TP = 1 Airmiles.

MY > London return light cost approximately as below (MAS)
Eco = 104k miles / MYR 4.5k
Business = 228k miles / MYR 19.4k
If i use it as CB rate, Eco is around 4% and Business class around 8%.

Am i right?
If use MUVI = it will be double like 8% and 16% if MU win.
Please correct me if i am wrong..
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Nope. MUVI normal rate is 2x TP and the additional bonus is when MU win a Premier League game (to make it 5x). So max is 5x TP only.

it’s probably one of the best way to maximise TP when doing non-Amex local transaction
tohff7
post Feb 12 2020, 10:37 AM

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QUOTE(kul2beyond @ Feb 11 2020, 11:05 PM)
Apologies for the wrong example. But Bank negara still does not allow for the impose of surcharge in using credit card, not just an agreement between visa/master/amex. link: https://www.bnm.gov.my/index.php?ch=en_anno...uncement&ac=621. Action will be taken if misconduct is lodged through the app.
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Actually not much difference in practical day-to-day business operation.

For example, product prices in chain stores like Harvery Norman / Senheng are always higher than your mom-and-pop store because they need to take into account CC fees + installment fees by default.

where else, mom-and-pop shops can quote you a lower price and add-in the fees should you opt for CC payment. Of course per BNM rule, this is not allowed.
tohff7
post Feb 14 2020, 09:31 AM

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QUOTE(TheLegend27 @ Feb 14 2020, 09:21 AM)
ohh. the cs actually said after i receive the card, don't activate first and request them to change. hmm. will ask them more furhter to confirm this. Did MUVI consider as Reserved also?
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M2P = Amex Reserve + VI (or MUVI)

normally when you apply, you should be able to specify for MUVI (instead of normal VI)

my case - I was getting MUVI only first, then decided to get M2P. So, after activated M2P (Amex Reserve + new MUVI), they cancelled my old MUVI.

in some case, another forumer mentioned they retained the old MUVI as well. so basically he got 2 MU VI

tohff7
post Feb 15 2020, 05:52 PM

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QUOTE(peigeng @ Feb 15 2020, 03:43 PM)
Why push is better?For me I can't receive the latest card spending notification whenever I swipe my card, it is only send into my apps inbox, and I never read the inbox.so means I need to check transaction listing daily to prevent unauthorized spend?
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It should have a pop-up notification when messages arrive in your Maybank app inbox. Check your phone setting?

It's no different than the previous SMS notifications.

EDIT - screenshot of my iPhone Notification Center

user posted image

This post has been edited by tohff7: Feb 15 2020, 05:56 PM
tohff7
post Feb 18 2020, 10:44 AM

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QUOTE(TheLegend27 @ Feb 18 2020, 09:40 AM)
wanna ask let's say u spend big, what are those thing u spend on MUVI?
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Transactions through ipaymy - anything that required payment/deposit to bank account can be paid via CC with ipaymy (with some fees of course)

Last year I paid my wedding photographer and event decorator via ipaymy since they only allow bank transfer. And of course only made the transaction when MU win a PL game (especially those early matches)

Speaking about ipaymy, this just gave me the idea of paying my upcoming car insurance + roadtax with it... icon_idea.gif icon_idea.gif
tohff7
post Feb 18 2020, 11:47 AM

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QUOTE(djkeoni @ Feb 18 2020, 11:13 AM)
Thanks for sharing about ipaymy. Too bad can't use our AmEx. So from what I gather using our MUVI will incur 2.25% for each transaction yes?

Also is each transaction considered as 'online spend' and you have been receiving TPs?
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Yes, normal fee is 2.25%. But, they will have promo from time to time. Feb month is 1.99% (FEB199) and January was 1.88% (CNY188).

Not sure whether it's considered 'online spend'. But I definitely received my 5x TP (charged when MU won)

FYI, their payment gateway is listed as MY
tohff7
post Feb 18 2020, 12:24 PM

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QUOTE(djkeoni @ Feb 18 2020, 12:05 PM)
Ah ok. Thanks for the clarification. Can imagine paying my car loan and management fees and at least earning some TP in exchange for a fee instead of nothing at all through inter-bank transfers.
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Maybe some other sifu can add more to how they use ipaymy

I've been using it to pay 'suppliers/invoices' where you need to have the Company Name and Business registration number

I remember somebody said they are able to pay car/housing loan/condo fees with ipaymy, but not sure exactly how they set-up it.

Considering the fees, best to maximise it by swiping a transaction only when MU win. So will be equivalent to paying roughly about 2.25sen per miles
tohff7
post Feb 20 2020, 08:57 AM

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QUOTE(tau2x @ Feb 19 2020, 08:31 PM)
hmmm, 15 mins window. gonna be tight. lol

for ipaymy, is the payment immediate?
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they will specify when your card will be charged after you select the date you want the fund to be paid to suppliers/vendors etc.

shouldn't be any issue if you just select the earliest date.


tohff7
post Feb 23 2020, 11:07 PM

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QUOTE(nic1 @ Feb 23 2020, 10:59 PM)
Today pay tnb and insurance can get 5x tp if mu win?
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Nobody can confirm it works 100%
tohff7
post Feb 23 2020, 11:45 PM

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Sailang.

Happy 5x everyone
tohff7
post Feb 24 2020, 02:02 PM

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QUOTE(thlo87 @ Feb 24 2020, 01:46 PM)
H, AF waiver spending condition for M2C Premier, is it calculated based on spending with only MU VI or both cards combined
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Both cards combined 80k
tohff7
post Feb 24 2020, 04:14 PM

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QUOTE(corad @ Feb 24 2020, 03:59 PM)
what's the best value in redeeming points ? is it still the cash vouchers / Seng Heng ?
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The % cash return used to be quite good in the past (something like 2% unlimited since redeeming vouchers got no limit) but this has came down a lot after a few rounds of devaluation
tohff7
post Feb 25 2020, 02:28 PM

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QUOTE(moosset @ Feb 25 2020, 01:58 PM)
oh I see. So normally, 2x?? Thanks!

edit: Is the MUVI better than VI in every way??
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MUVI is a slightly enhanced version of VI. Unless u really hate MU and can't bear to have any things associated with them...if not, no reason not to opt for MUVI

Grocery and petrol get 5x TP also - but this easily u can pay with Amex

Most of us are using it to get 5x TP when MU wins a PL game.
tohff7
post Feb 26 2020, 11:37 PM

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QUOTE(alextan333 @ Feb 26 2020, 10:52 PM)
Guys i think im the smartest of all... while everyone is busy on MUVI hopping to get x5, i dip all into fave hahah
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Your method is not sustainable la

10k swipe each time, sooner or later Fave caught wind of it and now remove Amex lor

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