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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion

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tohff7
post Oct 6 2020, 03:48 PM

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QUOTE(fruitie @ Oct 6 2020, 11:57 AM)
So, in another word you did spend >RM 80k and the amount has refunded yet?
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Nope, from Oct 2019 to mid Sept 2020, my total spending is about 74k, inclusive of 20K refund. Net spending about 54k.

I thought I might have missed out on supplementary card. But double check, no swipe after July 2019 since Maybank revised no TP for e-wallets..
tohff7
post Oct 6 2020, 04:15 PM

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QUOTE(fruitie @ Oct 6 2020, 04:13 PM)
Good to know that. Hope more people will get waiver if it is close to 80k. biggrin.gif
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I think people mentioned here before their spending is 50k and they got waiver also

Anyway

user posted image
tohff7
post Nov 13 2020, 05:52 PM

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QUOTE(dark.knight @ Nov 13 2020, 05:33 PM)
Hi guys, I use the 2 cards since 2017 and have never been charged annual fees due to many business travels, but they charged me RM800 annual fee last month. I called the CS and requested for a waiver, but it was disapproved and even after an appealed, still not accepted. Another casualty of Covid-19 I guess.

I was told if I downgrade to Platinum 2 cards they can waive the annual fees, but their lack of empathy in the current situation strikes me and I am thinking of cancelling the cards altogether.

May I ask your opinion if the exclusive benefits of these 2 cards are worth the annual fees? I foresee travels to begin again once vaccines are available, but some other banks may offer similar benefits or better. Thank you.
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I think this card is the best in term of collecting Krisflyer/AM.

In your case, I think you can cancel your card first, save the RM800 annual fee. and then re-apply after 6 months.

I foresee more like 2H21 when international travel restrictions starts to ease. It takes time to manufacture enough vaccine and distribute to population. Only when xx% of the population is vaccinated then consider safe (let's take Pfizer 90% effective rate. Probably need to vaccinate around 70% population then consider overall safe from Covid)
tohff7
post Nov 15 2020, 02:40 PM

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QUOTE(iwubpreve @ Nov 15 2020, 02:09 PM)
top up to bigpay boost then transfer out?
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Bigpay CC topup already limit to RM1000 per month.

Boost cannot transfer out to bank account anymore
tohff7
post Nov 23 2020, 12:07 PM

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QUOTE(Lego Warfare @ Nov 23 2020, 12:36 AM)
Is iPay still around? Can’t find the site anymore sweat.gif
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https://www.ipaymy.com/
tohff7
post Dec 22 2020, 01:56 PM

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QUOTE(ssajnani @ Dec 22 2020, 01:46 PM)
I guess with this reply it means no. A simple no would have suffice.
For everything dont need to be a c*nt.
Thank you.
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Calling people c*nt for answering your query.

A simple look at frontpage or Maybank website will get you the answer.

Roll along snowflake
tohff7
post Jan 11 2021, 02:12 PM

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QUOTE(jinwei83 @ Jan 11 2021, 11:38 AM)
Hi, may I know if i use amex reserve to pump petrol get 5 x treat point rite?
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yes
tohff7
post Jan 18 2021, 12:57 PM

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QUOTE(thilak833 @ Jan 18 2021, 11:03 AM)
Apparently, only Maybank cards are allowed for Shopee or Lazada 0% instalment schemes. I don't have a Maybank card as of now. Keen to know what's the catch on this and why haven't other banks follow their steps? Anything from Maybank CC users?
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Maybe coz Maybank is willing to sacrifice a bit of margins and lower its fees?

At the end, it's up to arrangements made between banks with Shopee/Lazada.
tohff7
post Feb 10 2021, 02:08 PM

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QUOTE(digidigi @ Feb 10 2021, 12:09 PM)
Got insurance policy can cover confinement center cost ah?
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i think he meant the hospital bill
tohff7
post Feb 27 2021, 06:07 PM

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QUOTE(realityyffr @ Feb 27 2021, 03:59 PM)
Does it matter which cars I use to get the points? Visa or the amex reserve? Thanks,just want to be sure since I just got the card
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Nope. TP earned is the same value.

Just that Amex is 5x TP for most transactions (but not all merchant accept Amex), while Visa is 2x only.

A way to get 5x for Visa is spend when MU win PL games
tohff7
post Feb 27 2021, 08:44 PM

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QUOTE(realityyffr @ Feb 27 2021, 07:10 PM)
Thanks for the answer but my visa infinite is the one without the logo, means no X5 for MU winning right?
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if it's the normal VI, then no.

if you got a lot of spending that can't swipe with Amex, maybe it's worthwhile for you to request for MUVI
tohff7
post Mar 7 2021, 04:37 PM

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QUOTE(TheLegend27 @ Mar 6 2021, 11:15 AM)
just wondering this:

10k TP = RM25

10k TP = 2000 miles. if 1 miles = 2 cents, then 10k TP = 2000 miles = RM40

biggrin.gif
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QUOTE(MiKE7LIM @ Mar 6 2021, 05:52 PM)
okay... thanks.seem like pay via cash is better than redeem TP to offset it  thumbsup.gif
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isn't 2 cents per mile a bit low?

I think even on economy class is more like 4 cents?
tohff7
post Mar 17 2021, 04:52 PM

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usually forumers here find out the kangtao faster haha
tohff7
post Mar 18 2021, 11:20 PM

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QUOTE(TreassureHunter @ Mar 18 2021, 10:26 PM)
Is it normal transaction with MU card will earn me 2x TP except for those gov, e wallet, utility related?
Daily grocery will earn 5x Tp?
How is mechanism of MU win? Towards grocery and normal spending?
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Normal transaction - 2x
Grocery - 5x (but normally can pay with Amex anyway)
1x - Insurance, Education, Utilities
0x - Govt, E-wallet

MU win - your normal 2x transaction got bonus and become 5x. 1x transaction maybe get, but not confirmed.

Govt, e-wallet is 0x regardless
tohff7
post Mar 30 2021, 06:36 PM

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QUOTE(Bora Prisoner @ Mar 30 2021, 02:28 AM)
My waiver was in december, this notice is from March 2021
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last year they automatically waive for those that didn't meet the 80k.

i think i short of 20k also got waived
tohff7
post Apr 16 2021, 09:48 AM

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QUOTE(lilsunflower @ Apr 16 2021, 03:58 AM)
Haha. I'm about 20k off but contemplating whether to go all in for this weekends Burnley match and pay my renovation milestone payment using ipaymy. Just saw they have a new promo code for Raya.
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All in only la..haha
tohff7
post Jun 23 2021, 08:38 PM

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QUOTE(fruitie @ Jun 23 2021, 02:36 PM)
How should I extend AM miles' validity without actually spending it? I don't have intention to add more miles into AM. I will have 100k miles expiring in September... sweat.gif

Do I have other option?
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is this 100k miles under the new validity rules?

If so, just convert the minimum amount and it's good.
tohff7
post Jun 24 2021, 08:44 PM

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QUOTE(msa9696 @ Jun 24 2021, 10:20 AM)
I have 200k expiring in Jan 2022, stressed.....
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I got 270k expiring Nov 2022. Hopefully everything is well by then
tohff7
post Jun 28 2021, 12:20 PM

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QUOTE(ZombieLand @ Jun 27 2021, 10:30 PM)
I am buying a big ticket item (around RM70k) but there is merchant charge of 1.5% if use AMEX or other credit cards.

Just wonder is it worth it to make the payment using credit card or I should just pay by cash/bank transfer?
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if can get 5x TP, with a bit of surcharge, then go for it
tohff7
post Aug 14 2021, 03:22 PM

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Today is early kick-off too.

Btw, i somehow won a MU jersey from Maybank campaign haha. Received it last week. I had it already so i gave it to my wife

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