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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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viper83
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Sep 28 2025, 05:03 PM
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QUOTE(suilow1991 @ Sep 25 2025, 10:05 PM) Use Shopee SPay Later as a complement to Amex. For any merchants that doesn't accept Amex, just scan qr and pay with spay later then settle the lumpsum amount with Amex. That way basically can cover most of the expenses already. Tq bro. Tried using it already.nice. But the Amex point still remains at 5 when use this method.?
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FirstDuke
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Sep 29 2025, 12:31 PM
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Getting Started

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Hi, can check if anyone having issue with MAE notification? Recent MAE did not push any transaction notification. Not sure due to iOS26.
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suilow1991
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Oct 3 2025, 01:21 AM
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QUOTE(Lego Warfare @ Sep 26 2025, 12:56 AM) SPay Later QR is paying directly from the credit card? Not from Shopee Ewallet right? Not the shopee wallet. I normally scan the qr code then select spay 1month 0% instalment. Then end of month pay the bill with amex, will be considered as online shopping.
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suilow1991
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Oct 3 2025, 01:31 AM
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QUOTE(viper83 @ Sep 28 2025, 05:03 PM) Tq bro. Tried using it already.nice. But the Amex point still remains at 5 when use this method.? This method is more suitable for the Krisflyer amex to solved the limited merchant problem. If you using the amex from 2 cards premier, this method will just get the normal 2 points for local spend, you might as well pay use the visa.
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viper83
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Oct 3 2025, 07:40 AM
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QUOTE(suilow1991 @ Oct 3 2025, 02:31 AM) This method is more suitable for the Krisflyer amex to solved the limited merchant problem. If you using the amex from 2 cards premier, this method will just get the normal 2 points for local spend, you might as well pay use the visa. Using the amex plat charge card. Since I got this card I just keep the amex premier 2 card in drawer haha
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Lego Warfare
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Oct 29 2025, 05:35 PM
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Wtf i've been using spaylater all these while without knowing they charge a 1.5% processing fee per month. That means i have been paying 4.5% extra charge for 3 months just to use Amex. I only just realised today when i was making a big purchase of RM12,590 split into 3 payments. RM2,590 - 1st payment became RM2,881.50 & RM5,000 2nd oayment became RM5,225 I paid RM341.55 just for shopee processing fee for nuts! So pissed, this makes spaylater totally not worth it just to utilise Amex...
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knwong
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Oct 29 2025, 05:38 PM
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QUOTE(Lego Warfare @ Oct 29 2025, 05:35 PM) Wtf i've been using spaylater all these while without knowing they charge a 1.5% processing fee per month. That means i have been paying 4.5% extra charge for 3 months just to use Amex. I only just realised today when i was making a big purchase of RM12,590 split into 3 payments. RM2,590 - 1st payment became RM2,881.50 & RM5,000 2nd oayment became RM5,225 I paid RM341.55 just for shopee processing fee for nuts! So pissed, this makes spaylater totally not worth it just to utilise Amex... Lol. Reading too much ill advises from forumers here
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TheLegend27
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Oct 29 2025, 07:42 PM
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QUOTE(Lego Warfare @ Oct 29 2025, 05:35 PM) Wtf i've been using spaylater all these while without knowing they charge a 1.5% processing fee per month. That means i have been paying 4.5% extra charge for 3 months just to use Amex. I only just realised today when i was making a big purchase of RM12,590 split into 3 payments. RM2,590 - 1st payment became RM2,881.50 & RM5,000 2nd oayment became RM5,225 I paid RM341.55 just for shopee processing fee for nuts! So pissed, this makes spaylater totally not worth it just to utilise Amex... by default got fee. but sometimes promotion is 0% for 3 or 6 months.
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Lego Warfare
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Oct 30 2025, 08:54 AM
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QUOTE(knwong @ Oct 29 2025, 05:38 PM) Lol. Reading too much ill advises from forumers here I'd never expect people would give advise on a payment with such a high processing fee! That's mad, not even interest fee. Worse than banks QUOTE(TheLegend27 @ Oct 29 2025, 07:42 PM) by default got fee. but sometimes promotion is 0% for 3 or 6 months. I hope they are able to waive/refund just the processing fee I just paid...
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xiaomoon
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Oct 30 2025, 09:56 AM
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QUOTE(Lego Warfare @ Oct 30 2025, 08:54 AM) I'd never expect people would give advise on a payment with such a high processing fee! That's mad, not even interest fee. Worse than banks 1 month 0%, i dont think ppl here advise u choose 3/6/12/ for paying fee?
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skty
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Oct 30 2025, 06:33 PM
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QUOTE(Lego Warfare @ Oct 29 2025, 05:35 PM) Wtf i've been using spaylater all these while without knowing they charge a 1.5% processing fee per month. That means i have been paying 4.5% extra charge for 3 months just to use Amex. I only just realised today when i was making a big purchase of RM12,590 split into 3 payments. RM2,590 - 1st payment became RM2,881.50 & RM5,000 2nd oayment became RM5,225 I paid RM341.55 just for shopee processing fee for nuts! So pissed, this makes spaylater totally not worth it just to utilise Amex... wow. QUOTE(Lego Warfare @ Oct 30 2025, 08:54 AM) I'd never expect people would give advise on a payment with such a high processing fee! That's mad, not even interest fee. Worse than banks I hope they are able to waive/refund just the processing fee I just paid... no way they will waive/refund. just take it as lesson learnt.
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guanteik
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Oct 31 2025, 10:39 AM
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QUOTE(viper83 @ Oct 3 2025, 07:40 AM) Using the amex plat charge card. Since I got this card I just keep the amex premier 2 card in drawer haha I am considering the Plat Charge Card now considering my spending patterns. However, what other Visa / Master do you pay with this Plat Charge Card. Mind sharing?
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Barricade
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Oct 31 2025, 10:45 AM
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QUOTE(Lego Warfare @ Oct 30 2025, 08:54 AM) I'd never expect people would give advise on a payment with such a high processing fee! That's mad, not even interest fee. Worse than banks I hope they are able to waive/refund just the processing fee I just paid...  0% instalment clearly stated for 1 month and 3x. Pandai pandai la those that didn’t state 0% instalment.
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LY125
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Nov 7 2025, 10:59 AM
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New Member
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Anyone managed to ask for annual fee waiver, even without the 80k spending?
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guanteik
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Nov 8 2025, 05:48 AM
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QUOTE(LY125 @ Nov 7 2025, 10:59 AM) Anyone managed to ask for annual fee waiver, even without the 80k spending? Not sure about other Premier cards, but WE is definitely a NO because someone I knew tried that and failed.
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viper83
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Nov 9 2025, 09:20 AM
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QUOTE(LY125 @ Nov 7 2025, 11:59 AM) Anyone managed to ask for annual fee waiver, even without the 80k spending? MBB has been known to be stingy in this aspect. But no harm trying haha
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viper83
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Nov 9 2025, 09:21 AM
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QUOTE(guanteik @ Oct 31 2025, 11:39 AM) I am considering the Plat Charge Card now considering my spending patterns. However, what other Visa / Master do you pay with this Plat Charge Card. Mind sharing? So far been using mbb m2p and UOB VI. Trying to reassess back my card collection , been procrestinating haha
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viper83
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Nov 9 2025, 09:22 AM
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QUOTE(xiaomoon @ Oct 30 2025, 10:56 AM) 1 month 0%, i dont think ppl here advise u choose 3/6/12/ for paying fee? Yup usually just the the 1 month,0%.
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guanteik
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Nov 10 2025, 04:37 PM
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QUOTE(viper83 @ Nov 9 2025, 09:21 AM) So far been using mbb m2p and UOB VI. Trying to reassess back my card collection , been procrestinating haha That's a cool combination .... I was also in assessment phrase now that I realize the WE that I am holding isn't giving me good TP enough regardless how much I tried to spend.
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guanteik
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Nov 21 2025, 09:56 AM
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 Hey Everyone:- I wonder if you're facing the same problem as I am having as shown in this image. The amount showed in my M2U total spending isn't tally with what I am actually spending, even if I select the individual cards that I have. It's a huge difference in amount and the % isn't reflecting correct e.g. I had swiped a huge amount but this wasn't reflecting correct in the % (on the right side of the page). I also think whether it's takes time to update this page, been a week and transaction has already appeared in my supp card account.
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