i mentioned about it last week.
Nobody interested for further discussion.

I always take off the profit when it reached certain percentage. Leaving it there for funds that keep going up is more profitable though, due to compound effect, but you never know what will happen next in volatile market.

This post has been edited by kimyee73: Sep 3 2016, 07:40 PM

I bot last year
Now deliberating whether to top up further for my retirement as the annualized 5 years return is > 7% (comparable with ASB)
Wat say u?

I am a bit late, one lump sum in March, then another lump sum in June.
Now stop buying because the fund size increased exponentially from RM40mil in March 2016 to around RM130mil++ in Jul 2016, a dramatic increment.

As a result, the cash holding enlarged to > 30%, when the cash holding is large, it will affect the fund performance.
The fund managers do not invest fast enough to keep the cash holding low,

They plan to keep d xcess cash in short term money market instruments or bz identifying gud papers to buy?

Not sure, but it seems the fund size grow faster than expected, fund manager still holding > RM40mil cash uninvested.
My observation of Public Mutual, if the fund grows too fast, usually the manager will temporary freeze the fund for new subscriptions, and will reopen the fund when the timing is right.

hey guys, 2 questions
1. how do i actually calculate my actual gains on FSM?
my current understanding is, sales charge (2% or promo rate) is net off at the point of purchase, subsequent to that, the annual management charge is already net off from the NAV daily. So is the gain i see under my fund performance the net gain i will get?

2. how to read the % return on the NAV
on the table with 1 week, 1 month, 3 months etc, in simple terms, does it mean, if i bought on 1st Sept, and as at 30 Sept, the 1 month NAV returns shows 5%, that's the gain i will get, if i have invested on the 1st? and is that gain a gross or net gain?

thanks for your enlightenment before hand

for simple and easy to use (if one does not take into the SC charges),
try use the fund return tool
goto FUNDS INFO > FUND RETURN > (select the fund and set the duration), then click "Get Returns" = Returns in %

maybe the memories is still fresh for those involved during the "crisis" few yrs back?

RHB Islamic Bond Fund Steps Out of Recommended Fund November 10, 2011
Find out the reasons why we remove RHB Islamic Bond Fund as our Recommended Fund under the category of Malaysia Bond Islamic as well as our advices to existing unit holders and potential new investors.
https://www.fundsupermart.com.my/main/resea...?articleNo=1767

Dissecting The Recent Drop in RHB Islamic Bond Fund October 27, 2011
RHB Islamic Bond Fund dropped 8.323% on 24 October 2011 due to the write-down of one of its holdings, Tracoma Bond. What should existing unit holders of this fund do? HOLD it.
https://www.fundsupermart.com.my/main/resea...?articleNo=1719

Switch Sell Your Fund If It Holds Ample Zone Sukuk
Investors may notice that RHB Islamic Bond Fund and RHB Bond Fund, which invested 10.47% and 18.54% respectively into Ample Zone Class C Sukuk, have not taken any actions as of the time of writing this article.
https://www.fundsupermart.com.my/main/resea...Zone-Sukuk-2062

Same with Amdynamic bond

I think the RHB Islamic bond funds get recovered thereafter. Ample zones settled the bond eventually, therefore the fund still ranked as lower risk and it's average return over the 10 years (or shorter term 1-3 years) remain strong.

The current portfolios seems healthy

As far as I know...

1. yes
2. The table shows bid-to-bid returns, which do not take sales charge into account.

fund size increase 3x in 4 months....
yet they managed to used up the money and maintain a cash pool of 30%....

30 +/- 5 % cash pool is normal I guess


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Will be busy till early next year so don't have the time to create a new thread. Someone please create a new thread and tag me there. Thanks ya!

if I would like to go into bond....I will use the recommended fund and also the Risk volatility index given.
at least FSM did some filtering for me and also for bond I aimed for lower portfolio volatility not so much as for FI performance.

Yeah, iIbelieve they are doing fine with the sudden exponential increase in fund size,.

Good for you,
Safe approach

As I'd mentioned many times already, there no need to open new threads as new system can support more than 5000 post as u can witness it at here
https://forum.lowyat.net/index.php?showtopi...380&p=81560707&

alright, that clears things up, thanks guys

Guys, wouldn't it be cool if we have a Fundsupermart Facebook Group as well