Any idea what funds to invest in ? Low to medium risk

can try to check it out at the fund selector's risk rating

http://www.fundsupermart.com.my/main/fundi...fundSelect.svdo

How about 5 or 10 years ?

ignore?
i'd prefer to CAPITALIZE on wild "volatility risks" - buy fear.. perhaps sell extreme greed 

Aladdin is like a Toyota Vios driving on KL streets vs the Ferrari of GTF...

Somehow the Ferrari will langgar some lamp posts along the way, let the Vios overtake...

But come to the next straight road...Vios will lag again

I just found out about FSM from this thread
I'm just about to start investing. I know about bond/equity, but how do you guys decide on which fund to choose? Any pointers?

And also, I'm working in Singapore. Is there anything I can make use of for that fact? eg: opening fsm account in singapore/malaysia. Thank you for all the sifus here first 

Is it a good time now to enter into bolehland funds, like KGF?

I tried everything.

I use my tablet, laptop, desktop all same.... Damn.

Browser I tried also. IE, FF, GC all stuck at home page. Load 5 minutes, click any thing also stuck.

You using UNIFI? I guess unifi is the culprit. I even stream YT HD, watch movie. All smooth besides this fsm. oh god whyyyyyyyy

I buy Wednesday and they still cant complete my order today??? Oh mai..... I never know that they are that slow.

Owh I see. Lets see after 4 days. Monday can settle or not.

Btw, any Unifi user here can clarify? Can in fsm?

And any here using their mobile apps?

And its may sound silly, but is it safe to login to fsm by using mobile data as hotspot?

The easy way to clarify all ur doubties is to ask fsm live chat or just simply give them a call ... getting so nervous or panic definitely not gonna solve ur issues ... good luck and enjoy ur ride with fsm.
ISSIT SAFE TO USE MOBILE DATA AS HOTSPOT ? THAT ONE U ASK MAXIS ...

But the internet services is provided by the mobile operator.

Dear Investors,

The opec meeting is going to take place soon. Can some of your share your thoughts how this meeting will affect global stocks/fund?
If they decide to freeze the output of crude oil, how will this affect the various market? If they can't reach an agreement, how will this impact the markets?
Keen to hear your thoughts esp those veteran investors.
Thank you.

Have anyone making more than 8 pct from single fund in a short period? Let's say 6 months.

I am trying to understand how the UT works.

If i have fund A i enter at RM1 a unit, and I have 100 unit. And 1 hold it for 20 years,
the fund volatile and move up and down maybe peaked at RM 5 per unit, but I cash out after 20 years at RM 2 per unit. I only make extra 100 bucks ?

Even though during the 20 years it was a RM5 per unit, but I don't enjoy any benefit cause I didn't cash it out?

anyone holding TA global technology fund? investing in Microsoft/fb/apple stocks etc (majority US stocks). bank agent recommend this UT

yep... the good thing about UT, some funds - some years they are on steroids going up, some years they go south.

For me, UT is long term - 20-30 years.. no emotion just use DCA.
just like what Xuzen mentioned, UT is more of "preserve wealth"

  Downgrading US, Europe and Brazil!

We are downgrading three markets on the back of sharply higher prices and stagnant or deteriorating fundamentals.
iFAST Research Team April 28, 2016
•Equity markets have staged a strong rebound since we upgraded the markets on 12 February 2016 ◦Market Performance: US +12.4%, Europe +11.5%, Brazil +36.9% (in local currency terms)

•While equities have moved sharply higher, underlying fundamentals have either remained the same or posted slight deterioration for the three markets
•Higher prices with lower earnings estimates have resulted in higher valuations for all three markets, leading to lower forecasted returns for investors ◦Expected Annualised 2 Year Returns: US -0.6%, Europe +1.2%, Brazil +4.1% (in local currency terms)

•We are downgrading the Star Ratings of the markets as follows:
◦US - From 2.5 "Neutral" to 2.0 "Unattractive"
◦Europe - From 3.0 "Attractive" to 2.5 "Neutral"
◦Brazil - From 4.0 "Very Attractive" to 3.0 "Attractive"

•Investors should not chase prices or performances, consider seeking more defensive strategies for US and Europe, relook their portfolio allocations

https://secure.fundsupermart.com/main/artic...d-Brazil--11467

Is it correct to think in this way:

Let's say fund AMB Dana Arif Class A-MYR has 3.83 % return from 6th may 2015 to 4th may 2016, but this return has not taken initial sales charge, platform fee, annual management charge, trustee fee into account, right?

Thanks for the read, I'll spend time to study.

I actually get the return from http://www.fundsupermart.com.my/main/fundi...undReturns.svdo

It just written there "returns" which I do not know whether if that value had considered the fee and charges.

A mutual fund calculates its NAV by adding up the current value of all the stocks, bonds, and other securities (including cash) in its portfolio, subtracting the manager's salary and other operating expenses, and then dividing that figure by the fund's total number of shares.

Are growth or small caps funds recommended for people more than 50 years old?