Guys, I am planning my portfolio to be like this. Please let me know if its contradicting.

Equity:
1. Affin Hwang Select Asia (Ex Japan) Quantum Fund - 5%
2. ESI Global Leaders MY Fund - 10%
3. Arbedeen Islamic World Equity Fund - 15%
4. CIMB Titans - 10%
5. KGF - 10%
6. ESI Small Cap - 10%

Bond:
1. RHB Asian Total Return Fund - 10%
2. ESI Bond Fund - 10%
3. RHB Smart Balanced Fund - 10%

I am a young guy, having enough emergency fund and can park money for long term. But at the same time, I also fear losing too much money as I learn only a freash grad pay (2k +)

Ahh what I tell u all.. Yesterday ask about merdeka promo, today out
FSM do have "spy" here

do you mean ponzi 2.0 fund ?

u holding it for upto 6 months only ?

I like this

Anyways, UTs are not to be assessed on a 1 or even 2 years term. I've been investing in UTs since 2008. If u recall what happened during 2008-2010, u would be able to guess that my initial years were disastrous...

But years on, even after taking into account the losses during then, my investments in UTs yielded me an annualised return of 6.5%. Matching EPF, that's my targeted return for a rather passive investment.

Eh eh eh, I didn't recall seeing u posting in the stocks threads

Ada apa tipsy?

P.S. - high fluctuation also means higher risk for losses

since i started invested 2 years ago, most of my topups (80% of the invested amount) was done at below 2%. i'm guilty of the same.

while i have not been topping up much since last year, i think we should try to be more objective about when to top up. be aware that the discount from the top up may be abit pointless when you invest at the peak. while i don't disagree with topping up now, fellow investors here should just try to remember that.

we buy when there's a sale, yes, when the market is having a sale, not when FSM is having a sale.

happy investing... friendly reminder.

Do you mean a FB page created by FSM or those in this thread?

Do see a need for the latter. The only thing FB can do which LYN can't is the like button.