Yup, managed to redeem after about 6 months. Breakeven slightly, profit of about RM100+
Currently APDI is on an uptrend it seems..
For me I benchmark against Opportunity Costs, assuming I placed in FD or CMF even it beats putting in APDI at that particular time.

This post has been edited by innsean: Aug 26 2016, 11:27 AM

Which is similar to the one last year and we all know how that panned out.

How do you know? FSM private message you kah?

Xuzen

i got a KIASU questiion.

I key in buy some funds yesterday.... Can void order?
How to void the buy order yesterday?
As today is 0.57% charge.

Afterall a dollar save.. is still a dollar earn.

Would anyone do it?

LOL. You say A. Next day fsm follow. You say B. Fsm follow. It happened this year. One who's active will always know you are Da Man

You paid for it already? If yes you need to wait for it to be processed and sell it off. It's unfair to the businesses if the customers who purchased before the promo happens comes back and say I want to return my product and sell me cheaper.

Airasia and auto dealers will go bust.

Check and see, maybe there is a cool off period you can utilize.

https://www.fundsupermart.com.my/main/faq/2...-Off-Right-1571



This post has been edited by puchongite: Aug 26 2016, 12:07 PM

Past performance doesn't guarantee future performance

Yeap but it's good to take into consideration no? Like getting a cheating ex. You will find it hard to trust another girlfriend. Hahaha bad analogy but it's true.

Dun let history haunt yo future

No logic to wait for it to be process.. and sell it off!!!




Anyway just sharing the COOLING OFF terms in FSM:

COOLING-OFF RIGHT

The cooling-off right refers to your right as an investor to obtain a refund of your investment if you so request within the cooling-off period. However, you are only entitled to the cooling-off right if you are investing in the unit trust fund of that management company for the first time and you are not any one of the following:

a corporation or institution;
a staff of the fund manager; or
person registered with a body approved by the Securities Commission to deal in unit trust funds.
The cooling-off period shall be within six (6) Business Days and effective from the date of receipt of the application by Fundsupermart.com. For EPF Account 1 investments, the cooling-off period shall begin on the day the applications to invest in the units are received by Fundsupermart.com. The refund will be based on the sum of:

the price of a unit on the day the units were purchased; and
the charges imposed on the day the units were purchased.
The refund proceeds will be paid to you according to the redemption procedures.
*Note: Cooling-off right is not applicable to ALL RHB Investment Bank Funds subscriptions by using EPF Account 1

To exercise your cooling rights, the applicant should within the cooling-off period send an email to cancellation.my@fundsupermart.com OR sends a signed written cooling-off request containing the below information:

Name
Account number
IC/Passport number
Name of fund
Date and amount of original subscription
Payment method (i.e. cheque or EPF)
The cut off time for receipt of cooling-off request is the same as the dealing day cut off time i.e. 3pm. If the cooling-off request is received after the dealing cut off time, the cooling-off will be held over until the next dealing day. Where the cooling-off request is received by post, the date for determining if the cooling-off right has been exercised within the cooling-off period is that of the postmark.

How much he put in I wonder to even go through all the hassle

haha i thinking only.
But not sure if FSM will entertain me.
FSM online help also like no more. too tedious to pick up phone to call.

I Small time investor only. That is why every penny counts.
Sikit sikit jimat.. lama lama jadi bukit.


yesterday i buy RM5K...
the day before also RM5K...
Coz this week i am on leave thats why ended up making top up with FSM.

difference of 1.18% is still $$$$..... No?

RM 118 ringgit.

OK lar, it's a good number, yat yat fat !!! Worth paying for it !

Did anyone top up today?

me... just top up whatever i hv a bit..
then maybe next week will add somemore...

still have time to top up leh..

1st Sept only dateline

I presume they have changed the SC from 2% to 0.57% dy

I know still have time, but just make sure all payment are reach to FSM by 3pm on 1st September 2016.

RM10K is not small money. Neither is RM100K or RM1K. It is still your hard earned money.

Worth a try to call CIS. I think they may accommodate you. Have a good weekend.