Still work in progress

I like this

Anyways, UTs are not to be assessed on a 1 or even 2 years term. I've been investing in UTs since 2008. If u recall what happened during 2008-2010, u would be able to guess that my initial years were disastrous...

But years on, even after taking into account the losses during then, my investments in UTs yielded me an annualised return of 6.5%. Matching EPF, that's my targeted return for a rather passive investment.

Contrary to popular opinion, I topped up CIMB Titans to rebalance my portfolio.

Titans + Aberdeen Islamic World has dropped back a bit vs The Rest (Ponzi 1.0 & 2.0, Eastspring GEM)

Top up Titans to bring my balance back to Developed 36% vs Asia & Emerging 64%

You are totally right Pink Spider, but for someone as impatient as me I am more suited for stocks which have higher fluctuations haha.. but I guess 6.5% is decent

Eh eh eh, I didn't recall seeing u posting in the stocks threads

Ada apa tipsy?

P.S. - high fluctuation also means higher risk for losses

This post has been edited by Pink Spider: Aug 27 2016, 10:45 AM

Would like to ask for suggestion for fixed income UT that can give better return compare to home loan interest 4.25%..?
Asnitabond , united emerging market bond ,affin select bond(with 0.57% )..which one will be better risk return?

This post has been edited by kl_123: Aug 27 2016, 11:50 AM

If u meant AFFIN HWANG SELECT BOND FUND - MYR, this fund no longer can be purchased thru FSM.

I think u should consider these too:
https://www.fundsupermart.com.my/main/fundi...c-Bond-MYAMDNMB
https://www.fundsupermart.com.my/main/admin...eetMYAMBITF.pdf

Just wondering, anybody invested with aberdeen asia pacific fund?

Annualised return since launch about 5.45%, not spectacular, but seems to be better than Ponzi 2.0.

U interested?

Depends whether you want it to be equity exposes, foreign or general.

I can say libra asnita, affin hwang select or rhb total return fund would be your best bet. Research and compare the funds and their volatility like RTF has very high volatility that can be compared to an equity fund.

Yeah.. it is about time

I am since the early days the fund launched...

Time for new thread version pls...

taking advantage of the 0.57%
any fund u guys can recommend to buy?
its been quite sometime i've been missing from here

unknown to what you currently are holdings and at what % in relation to your portfolio.....
buy all in the recommended funds list lor...

Haha I just started using this Forum again actively.. But, stock wise still new la.

RHB TRF is not doing well for 1 yr duration

Try RHB Islamic Bond Fund or RHB Bond Fund. Consistent return for the last 10 years

What is the return like?

you can check the FSM table.

For those using EPF savings to invest in UT, target return should be at least 7%.
And for bumi, target return should be at least 8%. Otherwise they should just stick to Amanah Saham. Right?

My target return from UT has always been to match EPF returns AFTER deducting for sales charges. For me, okay lar for a rather passive investment. My investment portfolio's "alpha" comes from my stocks.

And I'm not touching my EPF, at least not yet.