AFFIN HWANG JAPAN GROWTH FUND

My this fund is now -13%... should I continue investing? DCA... or
should switch?

did not realise Japan investment so bad? Or its my timing?

small percentage only.....5%

hehe.. my portfolio invest round the world.... all positive

except Gold and this Japan one.




This post has been edited by elea88: Jul 14 2016, 08:39 AM

u generated this chart from FSM website? or u do your own?

yeap.. i got it too... My guide line in investment is... IF its too good to be true... then chances are.. its REALLY too good to be true! Dun be greedy and lost CAPITAL.

yeah.. i notice too.. Should take profit...?

Just like buying in slowly.. should also sell slowly?

u believe???

Xuzen.. sorry ya.. I got stupid question.

i just downloaded the PORTFOLIO IRR CALCULATOR and thinking of using it.

I want to now monitor my UT returns.

what does IRR column (COLUMN J) actually means in the excel?

Return PER ANNUM? or over the period of time.. eg over 3 years.. if key in from 2013 to 2016

Download here >>> Pinky's Portfolio Worksheet with IRR Calculation



i so so so sorry.. Thousand apologies.. Now only i saw PINKY'S PORTFOLIO.

Jangan marah ya... i Auntie Blur.

I thinking better i key in all my data.. My UT is now on Monthly contribution. I also top up whenever there is a 1% promo thing...

So, i am thinking, in FSM the column that says PROFIT.. how they derived?
and would the returns differ from my manually key in IRR?

wah yr portfolio almost same as mine...just that I dun hv the commodities.

shortcut just follow FSM Recommended Portfolio.

or

Follow Recommended Funds. I normally focus my buying on when there is 1% offer...

after buying your one or 2 fund.. later you will get the hang of it...

then U will divide yr portfolio according to REGIONS... or Risk or whatever suits you.

https://www.fundsupermart.com.my/main/resea...tormaincode=All

As long as get started.. then you are on your JOURNEY to MAKING YOUR $$$ WORK HARDER FOR YOU!

i am averaging down....

i top up slowly only... coz keeping for long term.

also cos FD rate is low, so, i switch some to FSM .

I am sure the Fund Managers are monitoring and are taking action accordingly...

Merdeka Promotion: All Retail Funds At 0.57% Sales Charge

shopping.. shopping time!!!!!


https://www.fundsupermart.com.my/main/resea...les-Charge-7430

share share..what to top up?

i just did a top up recently... now tambah again!

Hope its a wise choice adding funds to FSM.

Please note that all Affin Hwang Investment funds are not entitled for any sales charge discount in Rewards Programme.


any idea why not all funds get promo?

i got a KIASU questiion.

I key in buy some funds yesterday.... Can void order?
How to void the buy order yesterday?
As today is 0.57% charge.

Afterall a dollar save.. is still a dollar earn.

Would anyone do it?

No logic to wait for it to be process.. and sell it off!!!




Anyway just sharing the COOLING OFF terms in FSM:

COOLING-OFF RIGHT

The cooling-off right refers to your right as an investor to obtain a refund of your investment if you so request within the cooling-off period. However, you are only entitled to the cooling-off right if you are investing in the unit trust fund of that management company for the first time and you are not any one of the following:

a corporation or institution;
a staff of the fund manager; or
person registered with a body approved by the Securities Commission to deal in unit trust funds.
The cooling-off period shall be within six (6) Business Days and effective from the date of receipt of the application by Fundsupermart.com. For EPF Account 1 investments, the cooling-off period shall begin on the day the applications to invest in the units are received by Fundsupermart.com. The refund will be based on the sum of:

the price of a unit on the day the units were purchased; and
the charges imposed on the day the units were purchased.
The refund proceeds will be paid to you according to the redemption procedures.
*Note: Cooling-off right is not applicable to ALL RHB Investment Bank Funds subscriptions by using EPF Account 1

To exercise your cooling rights, the applicant should within the cooling-off period send an email to cancellation.my@fundsupermart.com OR sends a signed written cooling-off request containing the below information:

Name
Account number
IC/Passport number
Name of fund
Date and amount of original subscription
Payment method (i.e. cheque or EPF)
The cut off time for receipt of cooling-off request is the same as the dealing day cut off time i.e. 3pm. If the cooling-off request is received after the dealing cut off time, the cooling-off will be held over until the next dealing day. Where the cooling-off request is received by post, the date for determining if the cooling-off right has been exercised within the cooling-off period is that of the postmark.

haha i thinking only.
But not sure if FSM will entertain me.
FSM online help also like no more. too tedious to pick up phone to call.

I Small time investor only. That is why every penny counts.
Sikit sikit jimat.. lama lama jadi bukit.


yesterday i buy RM5K...
the day before also RM5K...
Coz this week i am on leave thats why ended up making top up with FSM.

difference of 1.18% is still $$$$..... No?

me... just top up whatever i hv a bit..
then maybe next week will add somemore...

This is my fund list.. Is it too much? Should trim and focus or should add?
Sometimes.. i am lost too with my funds.
All these funds is on monthly buying and i normally top up as and when there is an offer.

Aberdeen Islamic World Equity Fund - Class A
Affin Hwang Japan Growth Fund
CIMB-Principal Global Titans Fund
Eastspring Investments Global Emerging Markets Fund
Eastspring Investments Small-Cap Fund
InterPac Dynamic Equity Fund
RHB Big Cap China Enterprise Fund

RHB Gold And General Fund
RHB Growth And Income Focus Trust
RHB Smart Balanced Fund
RHB-GS US Equity Fund
AMB Dividend Trust Fund
Kenanga Growth Fund
Manulife India Equity Fund
RHB KidSave Trust
TA European Equity Fund