lai lai any fund recommend..

In 2014, M'sia funds esp KGF was the darling.... then China funds became the de'rigeur in Q2 to Q3 in 2015, then it tumbled. Thereafter GTF become the new darling as USD/MYR forex was in USD's favour.

Now that the reverse of USD/MYR forex has occurred, GTF is no longer the darling, and M'sia exposed UTF become the de'rigeur once again esp KGF. A full cycle has come.

The world market is very fickle minded, that is the truth and nothing can change that fact.

That is why, it is useless to time the market or chase after it. It is very energy zapping. Just hold a diversified portfolio where the calculated rewards >> the risk and over time, you should be fine.

The term reward refers to Yield or ROI and Risk refers to Standard Deviation.

Xuzen

This post has been edited by xuzen: Apr 5 2016, 02:17 PM

KGF outperform ASX FP everytime. Might want to look at that.

If me, just stick with the 5 recommended ones
KGF
Eastspring smallcap
Titans
Ponzi 2.0
Rhb Asian total return
Amprecious (optional if you want very fast returns - high volatility)

You are holding for 3-5 years. If me, if it drop, just topup more. If it increase, you have 2 choice. Take profit, or just leave it and topup less.

Don't overspread or else returns could be diluted. You dont need a bond as a bond is to stabilise a portfolio by giving fix returns as you have ASX FP. Some might not agree but this will be the way I go.

If is me, I will just go for the 5 funds I listed with the weightage (includes topping up) as follow
KGF 25%
Eastspring 25%
Rhb 25%
Ponzi 2.0 12.5%
Titans12.5%

Right now is a good time to buy Titans (USD fall)

This post has been edited by Ramjade: Apr 5 2016, 02:24 PM

But one can predict right? Say USD fall. Titans sure fall. So topup more in Titans.

Affin Hwang Select SGD Income Fund? FSM recommended fund of the month?

Pftt. I have this fund in my portfolio. Utter rubbish fund. I can't wait to get rid of it. Benchmark is 12 months FD? I should have put in the Maybank E-deposit now currently offering about 4.31% for 12 months.

P/S: It doesn't matter whether you are a gold account or platinum account holder. The usual sales fee of 2% will apply even for RSP.

I don't have that much money to start of la lol. Only having 1000 myr. haha.


I did compare eastspring sc vs kgf. Surprisingly esc > kgf.

Do more research on each fund and check what kind of funds they are. You're contradicting yourself

You mean predicting when is USD going to drop to the lowest?
I've replied to you before on how to start investing in more than 1 fund with rm1000. With rm1k, you can definitely invest in all 5 funds that Tun posted.


This post has been edited by ohcipala: Apr 5 2016, 03:54 PM

U have been holding for how long?

I have checked. Generally for few years KGF outperform ASX FP. What I meant is how much I am willing to put into which funds. Crazy to dump 100% into say KGF.

No. Not that. As soon as USD drops, Titans will fall. So when it fall, just buy. That's what I meant. No need to wait for lowest. If it drop some more buy. If is high, don't buy. (since it is directly related to USD)

Can that work?

This post has been edited by Ramjade: Apr 5 2016, 04:00 PM

Less than one year. But it is a balanced fund. More than 68% in bond. Supposed to be steadier, no?

So if it is making losses consistently for more than 6 months, I consider it as a FAILED Singapore investment in my portfolio.

RHB ATR has not been doing well since the start of the year wor
http://www.fundsupermart.com.my/main/fundi...n-Fund-MYRHBATR

YTD -7% for a bond fund.... sure ka? and volatility of 8.59

Don't get me wrong, I have that fund also. Just that I would not recommend it to be the only bond fund in the portfolio

This post has been edited by dasecret: Apr 5 2016, 04:14 PM

Currency is d main culprit

But that one need every month buy de...

You say you're not going for bond funds. So I suggest to check if those 5 funds are all not bond funds.

Sure, you can keep buying when Titans' price is dropping. But what would be your trigger to click the buy button? If it keeps dropping, do you have enough bullets? But then again, reading back your previous post, it sounded that you're making predictions on when the price is going to be cheap.

This post has been edited by ohcipala: Apr 5 2016, 04:22 PM

I am thinking holding for minimum 3 years. Everything sure got up and down. If panic and sell before 3 years (I use 3 years benchmark), or didn't perform, better dispose of the fund.

It doesn't say you can't terminate the contract after the first purchase right?

No need. You can buy once and topup when you have money. Don't want to topup also can.

Thanks T231H for the response and the advice

Yes, I think you could be right. Sorry I am just ranting here. Male menopause.

and start off with just 100 instead of 1000......