QUOTE(aromachong @ Apr 21 2016, 09:24 AM)
Gold plated.Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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Apr 21 2016, 09:25 AM
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#81
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All Stars
24,333 posts Joined: Feb 2011 |
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Apr 21 2016, 01:14 PM
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#82
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24,333 posts Joined: Feb 2011 |
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Apr 23 2016, 12:04 PM
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#83
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QUOTE(citizen_zero @ Apr 23 2016, 11:31 AM) I'm using CIMB. The banker's cheque costs RM6+ before GST. That's already a chunk of the interest I'm going to earn from FD. But if banker's cheque is still the best option then I may just go for it. Let me give you a tip on how to maximise your IBG and save time. Transfer your money the night before or before 5 a.m of present day. Go to bank after 11 a.m, your money is already there. Cost RM0.11. If you transfer after 5-8 a.m, money will enter the other bank account after 2. Kind of tight timing. Want to bring it to the next level and save the RM0.11? Check out UOB, HLB SA. Not sure which of their account is free. |
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Apr 23 2016, 02:52 PM
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#84
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24,333 posts Joined: Feb 2011 |
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Apr 25 2016, 07:52 AM
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#85
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QUOTE(LNYC @ Apr 25 2016, 01:35 AM) hi all...received email said the ambank smart savers 2.8%pa will be revised to 1.8% starting from 1st May. Just tutup account. Not worth keeping anymore. Only close after 1/6/2016. Going to do that after the last 2.8% interest is paid (31/5/2916)This post has been edited by Ramjade: Apr 25 2016, 07:58 AM |
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Apr 27 2016, 06:28 AM
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#86
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24,333 posts Joined: Feb 2011 |
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Apr 27 2016, 04:31 PM
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#87
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24,333 posts Joined: Feb 2011 |
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Apr 27 2016, 04:45 PM
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#88
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QUOTE(kart @ Apr 27 2016, 04:42 PM) After creating e-GIA, I went to the page of "manage eFD", whereby we can charge some details of eFD. There, I keep getting error, when I select "add interest to principal" option. Is it normal for e-GIA? Is normal to get error when modifying the eGIA-i. I tried doing like what you did, was never successful. |
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Apr 29 2016, 12:40 PM
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#89
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May 2 2016, 07:58 PM
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#90
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May 2 2016, 08:46 PM
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#91
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May 2 2016, 10:43 PM
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#92
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QUOTE(nexona88 @ May 2 2016, 10:39 PM) For interest to go up, economy must be good. For economy to be good, US and china need to be good. WIth US and China having good economy, there will be demand for stuff. With US and China struggling, where is the demand? Hence interest rates cannot go up. Just my two cent. |
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May 3 2016, 09:28 AM
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#93
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QUOTE(waeguk @ May 3 2016, 09:22 AM) Anyone knows what will happen if FD plan has fully matured? Renew to board rates unless specify to auto withdraw to SA. You wish banks will want to renew to latest plan or last interest. 1) auto renew to latest plans 2) just become stagnant with 0% interest 3) continue last interest rate in old plan Any idea? Above is only applicable for layman. Priority members, large FD amount may be renew at promo rates. Depend on which banks. This post has been edited by Ramjade: May 3 2016, 09:33 AM |
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May 3 2016, 07:12 PM
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#94
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QUOTE(bbgoat @ May 3 2016, 06:43 PM) U guys so active today ! Guys, better lock your money long term. Looks like FD rates are going down. Called to few banks' contact this morning: AmBank promo: 6 mth 4.25%, min 10k. But 5% to be placed in CASA ! They have this lucky draw for cars for FD placement from now till end Oct. HL: (as some reported) 3 mth 4.15%, 6 mth 4.25% min 10k till end of June. No more 3 mth 4.3% for >100k. OCBC: 1 year 4.2%, 8 mth 4.1%, min 10k UOB: 4 mth 4%, 9 mth 4.15%, 1 year 4.3% same as the flyer which I shown before and is in 1st page. CIMB: 3 mth 4%, 12 mth 4.1%, min 10k |
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May 3 2016, 08:39 PM
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#95
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QUOTE(yygo @ May 3 2016, 08:26 PM) Yup. FD maturing. Going to withwdraw all. Not joining FD promos so low FD interest does not bother me. Let more people get into debt and wait for the bubble to pop and then strike. Miss the 1998 opportunity, Will not miss the next one. But OT So let the interest rate drop. |
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May 6 2016, 08:59 AM
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#96
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May 6 2016, 06:59 PM
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#97
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May 7 2016, 11:21 AM
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#98
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May 7 2016, 02:03 PM
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#99
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QUOTE(screwedpeep @ May 7 2016, 01:42 PM) same case with @kart and @ramjade. never managed to change the setting. tried both on GIA-i placed on the same day and old one. Will try changing tomorrow and see if it works. Maybe they have updated the system already like what happen last time when I try closing m2savers via online (took me 3 months +) |
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May 8 2016, 08:13 AM
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#100
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