My very own ASB company gets 6.8% p.a and only roughly below 5.5% p.a sometimes.

Meaning PB more better?

I admit PB is not as good but the 2015 wise it is higher. Only years ago it is lower than 5.5% p.a

Do you guys have free insurance? The Ittikal fund is pretty good and is under AIA's Takaful underwriting term.

If maybank offer a fixed price unit trust fund and returns of 7% a year with SC, I will buy some.

Failed to top up ASW this am. Tried 2x- MB & CIMB.
Was advised by both to go to ASNB to try for ASM/AS1M new FP accts.
CIMB can open new acct for AG only.

Will try later/ tomorrow.
I try to avoid peak hrs and so far, MB staffs are more approachable now after seeing my face 2x/day. Still very far away to reach my saving target.

14k /account/year

Total = 42k 

yes with 200k in the account on January

sometimes feel like if I only have small amount 5k like that not worth to go all the way to try luck....u guys try also if small amount?

Any 1 hv change new as1m book?

Hmmmmm,..
think you need to hire security armour services for your RM150K there  

One stack is 10k lo..100 pieces one stack

No timeline. You can change whenever you want. Only cannot topup.

normally to withdraw n carry high amount of cash, i will choose the atm machine that disperse rm100 notes. less notes and easier to carry.

today I managed to top up ASM.. 

Managed to top up 5k+10k units last week. Agent say lately quite difficult to top up especially asw2020. Took him 1 month to settle 15k units.

Eventhough AS1M suspended it still can be replace. But takes more than 40 minutes than I managed to get new AS1M book.

5 digits..

At BU..

Bingo..

Will still try this month,  got some cash lying around...