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 Ultimate Discussion of ASNB (47457-V) IV, Wholly owned subsidary of PNB (38218-X)

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wil-i-am
post Apr 29 2016, 05:14 PM

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QUOTE(Vincent9696 @ Apr 29 2016, 04:02 PM)
Asw 5 digit again  , go grab it
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I managed to grab some too brows.gif
wil-i-am
post Apr 29 2016, 05:24 PM

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QUOTE(Ramjade @ Apr 29 2016, 04:29 PM)
Since NAV price will drop after dividend, how long does it take to go back up? 1 month, 2 months? Assuming no "shock" in world stage or no local "drama" hmm.gif
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Movement of NAV depends on the performance of underlying portfolios
Thus, nobody will let u know when
wil-i-am
post Apr 29 2016, 05:33 PM

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QUOTE(plumberly @ Apr 29 2016, 05:03 PM)
This got me thinking. I thought ASG is VP type and thus one can withdraw at any time without loosing out on the dividend. Correct me if I am wrong here.

Say RM100,000 in the balance. I withdraw RM80,000 on 1 May. Assuming Jan to Dec financial year. Interest on RM80,000 for Jan to Apr will be given on Jan next year while RM20K will earn the full year dividend.

No?

If my understanding is right, then whether you withdraw now or later depends on your economy outlook. If good, then wait. If bad, withdraw now without loosing out on the dividend.

Cheerio.
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For VP funds, dividend value have been included in d NAV as compared to FP funds
Thus, u can withdraw VP funds anytime without losing d dividend
wil-i-am
post Apr 29 2016, 05:35 PM

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QUOTE(Vincent9696 @ Apr 29 2016, 05:21 PM)
I assume u manage 5 digit as well... rclxms.gif
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Yes icon_idea.gif
wil-i-am
post Apr 29 2016, 05:43 PM

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QUOTE(Ramjade @ Apr 29 2016, 05:29 PM)
Still there's always a time frame. I don't need to know when. I just need to know around how many months time.
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I tot UT (especially VP) is meant for mid to long term instead of few mths
wil-i-am
post Apr 29 2016, 05:59 PM

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QUOTE(Ramjade @ Apr 29 2016, 05:49 PM)
Next year already 3-4 years holding. No profit. Better cut and find some where else. If 3-4 years not performing, better don't bet anymore on it

About rm30k. No profit for 3-4 years js very bad.
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In addition, u oso forego opportunity cost (u can earn FD int)
wil-i-am
post Apr 29 2016, 06:13 PM

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QUOTE(twinkle5129 @ Apr 29 2016, 06:04 PM)
Please, could someone help me with questions below.
- Is it possible to pay by other bank cheque if units available for purchase next time? Forgot to ask the staff today.

-Do i have to go to the bank everyday to check if units available?

CIMB, MB & RHB are close to my place. Any advice which has a better chance to check?. I'm not familiar with all banks but do have a MB acct with little saving to pay bills with it.

Thank you in advance.
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a. Nope as all in cash or contra from bank a/c
b. Yes
c. All Agents share same chance
wil-i-am
post Apr 29 2016, 06:35 PM

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QUOTE(twinkle5129 @ Apr 29 2016, 06:33 PM)
Thanks. Looks like I'll have to carry some cash with me on my next 'hunting' trips.
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No need to bring cash
Once successful, ask teller to contra a/c with CASA
wil-i-am
post Apr 29 2016, 07:06 PM

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QUOTE(twinkle5129 @ Apr 29 2016, 06:49 PM)
Contra acct from other bank?
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Nope
If u perform top up at Maybank, u can contra pymt with yo CASA at Maybank
wil-i-am
post Apr 29 2016, 10:37 PM

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QUOTE(twinkle5129 @ Apr 29 2016, 08:24 PM)
Carrying cash is no problem for me too. HLB is few steps away from MB here. When I walked to bank, I always carry my tongkat umbrella with my worn out shopping bag stuffed with goodies. The important thing is not to attract unnecessary attention. Will update whenever I managed to open up ASM acct/ top up ASW acct in coming days/ weeks.

Thanks to you and everyone inputs here.
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In other words, bau from 3rd parties perspective
wil-i-am
post Apr 29 2016, 10:57 PM

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QUOTE(Ramjade @ Apr 29 2016, 08:54 PM)
Precisely the reason I am moving  all my FDs into amanah saham. Bit by bit.
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U put all Eggs in 1 basket?
wil-i-am
post Apr 29 2016, 11:06 PM

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QUOTE(Ramjade @ Apr 29 2016, 11:03 PM)
For now yes. Like I said, limit of RM300k. After that maybe RM100/month? Rest look for somewhere. Is a hybrid FD/FD on steroid. So why not?
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How many % of your portfolios in ASx now?
wil-i-am
post Apr 29 2016, 11:16 PM

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QUOTE(Ramjade @ Apr 29 2016, 11:12 PM)
I only have FD and ASX.
FD 30% ASX 70%. Expected ASX to be 100% by end of this year*
*depend on availability of unit.

Keep in mind 100% is not yet my goal my RM300k in ASX. How about you? How many % in ASX?
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Around 10%
wil-i-am
post Apr 30 2016, 07:10 AM

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QUOTE(Vincent9696 @ Apr 30 2016, 12:41 AM)
U hv exposure in forex?
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Yes but small %
wil-i-am
post Apr 30 2016, 07:28 AM

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QUOTE(wu ming @ Apr 30 2016, 07:09 AM)
On 2 May 2016 should have available units to open a new account? hmm.gif
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Nobody have d answer but u can try luck
wil-i-am
post Apr 30 2016, 04:10 PM

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QUOTE(MGM @ Apr 30 2016, 08:28 AM)
If u r referring to AS1M as in the banner, suspension is until 2-May, so u can only buy on 3-May. And if u get it dividend will only starts counting from 1-Jun. So it is better to buy at month-end. I think nowadays it is rather easy to buy AS1M as many related it to 1MDB.
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Agreed as Ppl have 1M phobia
wil-i-am
post Apr 30 2016, 04:22 PM

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QUOTE(Ramjade @ Apr 30 2016, 08:31 AM)
No one buying, will it affect the fund's performance?
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Take note tat movement of NAV depends on underlying performance of portfolios instead of Ppl buy/sell activities
wil-i-am
post Apr 30 2016, 06:02 PM

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Perception overwrite fundamentals
wil-i-am
post Apr 30 2016, 07:16 PM

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QUOTE(Vincent9696 @ Apr 30 2016, 06:41 PM)
Me too...

Waiting them to mailed me report..
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Report shld b out end of May 2016
wil-i-am
post Apr 30 2016, 07:29 PM

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QUOTE(wu ming @ Apr 30 2016, 07:21 PM)
So it means safe lah despite they lost many money last year? hmm.gif
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Yes, it is safe coz AS1M is governed by Trustee

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