QUOTE(haru20 @ Feb 11 2016, 02:05 PM)
Would like to share on UOB credit card payment, total outstanding is payable to one credit card, and it can be auto set-off against all other card you holding in the same credit limit.
Exmaple:
2 card under the same credit limit. (One Card & Vox Card)
One card total outstanding RM1000
Vox card total outstanding RM 500
Total Outstanding RM1500, payment via GIRO from other banks can be made to one particular credit card account as a lump sum.
UOB have a auto set-off against all other card.
(Disclaimer: Do call up CS to confirm the auto set-off on other card)
that's payment auto-allocation, which is a good feature.
however, it's tedious if both cards are not on same bill cycle/date or you prefer to micro-manage each card's payment to maximize/stretch the 20-day interest-free period.
QUOTE(fruitie @ Feb 11 2016, 02:24 PM)
Why don't just split the payment via GIRO to save the trouble of calling CS?

i guess call CS to enable this feature? not sure.
but GIRO to one card and auto-allocate to other cards can save you extra IBG Fee