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Credit Cards UOB Credit Cards v5
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cybpsych
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 May 19 2016, 11:33 PM
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QUOTE(cybpsych @ Mar 9 2016, 08:03 AM) just in case anyone of you wanted to change the Bill Dates for Vox: available dates are: 3 13 14 15 16 17 21 23 24 25 26 as usual, payment due date = bill date (above) + 20-days. Good for those who to plan cc repayment vs salary  QUOTE(kart @ May 19 2016, 09:52 PM) For UOB VOX Card, are we free to choose any date as the statement date? |
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cybpsych
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May 23 2016, 02:16 PM
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QUOTE(atisha @ May 23 2016, 02:14 PM) uob vox "Monthly fee of RM 6 is waived with just 1 swipe a month" - does this swipe include online purchase or I need to physically pay retail item with uob vox once a month? any usage of any amount |
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cybpsych
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May 26 2016, 10:11 AM
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QUOTE(ronnie @ May 26 2016, 09:55 AM) Pretty messy statement hahahaha GEMFIVE transactions got reversal also, got EasyPayment reversal some more. Finance Charges is shown means you have not been paying in full statement balance QUOTE(fruitie @ May 26 2016, 10:02 AM) Yes, tonnes of reversal. I think he mentioned before one of his big payments already reversed but tak sempat post in statement , he checked with CS can just deduct out when make payment but eventually still charged with interest. I think UOB already reversed it recently. If I'm not wrong, that's the story. well, uob doesnt treat reversal as payment anyway. that's why his statement is so messy between amount to pay vs oustanding  |
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cybpsych
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May 26 2016, 02:38 PM
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UOB Visa Credit/Debit Cards: Visa-Giant Raya Ceria Jimat Berganda Spend & Win Contesthttp://www1.uob.com.my/personal/promotions...ant_250516.htmlCampaignSpend a minimum of RM80 in a single receipt with you UOB Visa Credit and/or Debit Card at any Giant outlets and stand to win: Grand prize: Two (2) Perodua Alza 1.5S (Auto) worth RM55,332 each. 1st prize: Five (5) Samsung Galaxy S7 Edge worth RM3,099 each. 2nd prize: Five (5) iPhone SE 16G worth RM1, 949 each. Consolation prize: Twenty (20) Giant Gift Voucher worth RM500 each Campaign Period: 26 May 2016 to 17 July 2016 Terms & Conditions: ENG | BM
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cybpsych
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May 26 2016, 08:18 PM
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QUOTE(fruitie @ May 26 2016, 04:59 PM) Alright, I know VOX doesn't follow calendar month when it comes to monthly charges. If nothing is spent within statement cycle then will kena. I got mine in the latest statement but easily waived by them.  UOB CS claimed that it should be calendar month and told me it is a glitch in their system. highlighted: not entirely correct. i got retail transactions in early-mid of the month <-- which falls on both calendar month and statement month. still kena the fee. something is wrong somewhere. |
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cybpsych
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May 26 2016, 08:31 PM
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QUOTE(fruitie @ May 26 2016, 08:27 PM)  Then I don't know already, mine was really I didn't spend anything within the statement cycle hence I kena monthly charge. yalor, they couldnt explain either. whichever "excuse" they say the min 1x spending based on statement month or calendar month, i still gotten the fee well, they can waive it easily, so i wont argue much. will monitor this next month if still occurs. |
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cybpsych
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May 27 2016, 09:30 AM
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QUOTE(ronnie @ May 27 2016, 09:23 AM) I've made some spends with UOB VOX for May 2016, I assume, my first rebate would be given end of June 2016, right ? yes |
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cybpsych
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May 31 2016, 09:44 AM
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QUOTE(akh2920 @ May 31 2016, 09:42 AM) Aahhhh too bad... btw what? UOB Vox need to spend minimum rm50 each time? To entitle for rebate or AF waiver? rebate read post #1, item 2 This post has been edited by cybpsych: May 31 2016, 09:44 AM |
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cybpsych
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May 31 2016, 10:22 AM
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QUOTE(kelvintt @ May 31 2016, 10:15 AM) RM50 rebate limit per month refers to calendar month, right? Then, issit based on transaction date or posting date? Means if I transact today (31-May), issit considered as May transaction if it was posted tomorrow? no idea cuz i always avoid month-end transactions. i also mistakenly transacted few <rm50 local online transactions in May  kept forgetting the RM50 requirement, and confused with CIMB CR (any amount). |
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cybpsych
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May 31 2016, 10:38 AM
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QUOTE(kelvinlzy @ May 31 2016, 10:26 AM) Cashback based on calendar month and transaction date. There will be no posting date shown on the statement. So if you transact today and got posted tomorrow, it will be considered as May transaction as well and you will get the rebate by end of June. just curious, have you gotten any cashback with such scenario? transacted previous end-month (e.g. 30 Apr), posted current month (e.g. 1 May), gotten rebate current month-end (e.g. 30 May)? not shown in statement doesnt mean system doesnt store the posting date and count based on that. |
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cybpsych
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May 31 2016, 10:46 AM
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QUOTE(fruitie @ May 31 2016, 10:40 AM) There were few missed cases reported here, so need to call CS and raise a dispute for investigation. In short, avoid doing month end's transactions. yes, my point is, UOB could've considered posting date of each transactions to be qualified/counted. similar behavior to HLB Wise's cashback logic. need someone to validate this across few months; whether the missed cashback from previous month flowed to next month's cashback pool |
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cybpsych
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May 31 2016, 10:53 AM
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QUOTE(fruitie @ May 31 2016, 10:48 AM) I will not waste my energy to spend it at the end of the month to save my energy arguing with CS. exactly! as a general rule (if no one able to validate the exact behavior), just ensure all transactions posted in the same month. or, avoid month-end transactions. less headache. less worries on the cb. less argument/put-on-hold with CS |
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cybpsych
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Jun 3 2016, 09:44 AM
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QUOTE(ronnie @ Jun 3 2016, 09:30 AM) This means The 0.3% rebate need to collect until RM5.00 only will be credited ??? That's a minimum spend of RM1666.67   QUOTE(kelvinlzy @ Jun 3 2016, 09:41 AM) For other card holders I dont know, but I have been getting the 0.3% rebate on my statement date every month, even though it is less than RM5. 3 statements dy, 4th statement coming soon ... till now never received 0.3% rebate for all retail transactions that i did. probably too small amount. doesnt bother me much, for the time being |
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