yes, my point is, UOB could've considered posting date of each transactions to be qualified/counted. similar behavior to HLB Wise's cashback logic.

need someone to validate this across few months; whether the missed cashback from previous month flowed to next month's cashback pool

I will not waste my energy to spend it at the end of the month to save my energy arguing with CS.

exactly!

as a general rule (if no one able to validate the exact behavior), just ensure all transactions posted in the same month.

or, avoid month-end transactions.


less headache. less worries on the cb. less argument/put-on-hold with CS

Yeah, especially I feel that our UOB VOX's transactions can be adjusted and not die-die must be on a specific date. Like pay bills earlier and all.

Yes, I have. For my case, I transacted on 1st Apr 12.05am, but system captured as 31 Mar. Ended up overshoot to RM1.2k for Mar. That transaction was not counted into Apr rebate as I swiped ngam ngam RM1k in Apr including that transaction.

Just curious, what you guys usually spend for the monthly AF waiver swipe? Pump petrol 10 sen can ah?

I use vox every month to pay my unifi.

Every month I will have at least something to spend online, so I don't need to resort to that option, so my monthly charges will be auto-waived. Yes, pump 10 cent can if you really want.

Just to clear the air on transactions made on month end. Have a reply from UOB customer service on how they account for it, after 4pm consider next day transaction. Hopefully it helps

This post has been edited by haru20: May 31 2016, 11:09 AM


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Sometimes cannot wait cos limited promo prices like airticket or online sales based on FCFS.

So far I notice transactions I did on Groupon n POSonline(paying AEON-Credit), are not based on local time. So transaction could be registered as done 1 day earlier and thus missing the CB. These merchants could be using foreign payment gateway.

Correct, in fact, I was referring to PosOnline. I was hoping to clear Aeon CC balance before 2nd Apr so paid on 12.05am on 1st Apr ...So I am gonna pay on late evening tomorrow this time around.

This post has been edited by kelvinlzy: May 31 2016, 11:30 AM

If can delay, try do it on 2nd day(24hrs), but not for AEON Credit since due on 2nd.
I wonder all payees in POSonline are in the same situation n POSonline is actually using a foriegn payment gateway?

This post has been edited by MGM: May 31 2016, 11:47 AM

Well, if situation forces, can't help it lo but if can adjust ourselves, then try to do that.

No problem also if pay on 2nd, since it will captured on Aeon portal as 2nd transaction date, 3rd posting date.

lol the moment you pull the trigger already more than 10sen i think. Unless the pump accept 10sen preset

Preset can only set whole number, without decimal place.

If you often find yourself in the need to spend something just to waive the monthly fee, then you might want to switch to other online cash rebate card. Or you can pay for recurring bills like Astro, TNB, Unifi, Maxis fibre, etc since they will give 5.3% rebate.

This post has been edited by kelvinlzy: May 31 2016, 08:29 PM

no need to preset, just set the amount in cents after swipe the cc at the automated fuel dispenser.

Lol..I know that...just pointing out preset can't be done in decimal place. You may reply to saitong09

i think he meant this way of 'preset' too. not the petron way lol...

I definitely need the card for sure, but i wont have really consistent big spending online as well... summore this card has its own obvious advantage over cimb card too. Another way i ever thought about was to pay minimum acceptable amount for my celcom bill every month before my WISE card lol