Pbb is such an awesome bank...takes them 2 days to reply my email (uob ocbc rhb cimb all took under 2 hours). They told me that they have "found" my application and have put it into the system today (i submitted last week), and asked me to check back in april 15 for my status... if their rewards arent just right for me i wld tell them to stuff it. ambank rhb ocbc took less than 5 days for my card...cimb took 2 hours...

AEON credit takes 7 weeks.

3/3 email apply，today receive sms my card is approved

to reply or to process?

I just checked my unbilled transactions for both Aeon Watami and PBB VS, the payment is posted succesfully in Aeon and merchant name shown on PBB VS is "POS MALAYSIA-ONLINE KUALA LUMPUR MY" high chance will get the cb i think 

If i manage to get the cb from PBB VS, i think AEON WATAMI and PBB VS are the best combo cards for insurance premium (from now until Apr 2016) 

1)Aeon Watami 3% combo with PBB VS 6%
Cb effective rate is 6.82% - if you pay 814.40+1.50+2%convenience fee +6%GST = 833.29
Cb amount is 50.00(RM833.29x6%) from VS, 24.43(RM814.40x3%) from watami, then minus triple charge from Posonline 18.89(1.50+16.32+1.07). To calculate the effective rate, (50+24.43-18.89)/814.40 = 6.82%

2)Any Aeon card combo with PBB VS 6% - since Aeon watami benefit discontinued after Apr2016
Cb effective rate is 3.82% - if you pay 814.40+1.50+2%convenience fee +6%GST = 833.29
Cb amount is 50.00(RM833.29x6%) from VS,  then minus triple charge from Posonline 18.89(1.50+16.32+1.07). To calculate the effective rate, (50-18.89)/814.40 = 3.82%

3)If VOX and CimB 5% online cb works also, cb effective rate is 2.83% - if you pay 977.65+1.50+2%convenience fee +6%GST = 1000.00
Cb amount is 50.00(RM1000.00x5%) from UOB/Cimb,  then minus triple charge from Posonline 22.34(1.50+19.58+1.26). To calculate the effective rate, (50-22.34)/977.65 = 2.83%

EDIT: Correct me if my calculation is wrong.

to reply.

but pbb is supposed to be a very good bank no? aeon isnt even a bank.

If you call PB to made the transaction to installment plan is not same as those ZIP offer by merchant such as Aeon Big. The ZIP offer by merchant, the 6% is only applicable to the 1st instalment amt and  not the subsequent installments.

i would say yes as promotional CB are usually given on top of the normal 6% CB whenever applicable...for eg, the every swipe, premier campaign

do you think dining will also be considered part of the RM88 CB since online is included ?

If u r referring to Angpow-rm88 CB, yes , plus the 6% CB.

bank may be good. CS may not.

bank may be good. CS may not.

I beg to differ. I rank pbb cs in top 3

Called the CS this morning. At first she said cb given to full amount one shot. I asked Are U Sure? I don't want to call in to complain after my next stmt if it is otherwise. She said will chk and call me back.
She called in the afternoon and said cb will be given on each installments. If ZIIP36 then every month get cb based on monthly installment amount for the next 36mth. I told this is not in TnC. She said yeah not in TnC. I asked for black and white, she said will chk with mgmt and revert later.
Come to think of it, if i do a 6mth ZIIP on a 5k online purchase, I will max out my cb for the next 6mth (rm300 cb in total). Which is 6x the cb i get if they do the conventional cb given one shot at transaction month (rm50 cb only). Cool!
Anyone else experienced this before? Appreciate your sharing.

3 weeks to get the card approved? Welcome to PBB VS

All sifu, how much u all pbb vs credit limit?