Average IRR during 2015 was 6.7%
Average 12-months rolling return during 2015 was 11.4%
Peak was 17.9%
Trough was 8.5%

Now u know how bad the past few days were

Yes. You're right. They never mentioned in b&w but you are buying and selling at RM1/unit. You tell me how is that not capital protected?

If is not why do you think the non-bumi quota is always sold out? If is not rm1/unit, you think got people want to put?

Anyway I feel ASX FP is a FD on steroid. One should have enough money in something safe FD/ASX/bond which can generate enough passive income for one's monthly expenses.

Thank you Dasecret. This is the first time that I have read the factsheet which says this.

OT : The fellas there are quite entertaining.

Assuming they out perform the board rate b 0.5%, and it requires moving their capital every quarter. Per 100k deposits, they make an extra RM500 pa., or RM125/move.

Nett of expenses, I'm really wondering what the point is.

saman itu polar bear lo

To break the monotony of buy/dont buy/top up/redeem/rebalance/fear/greed/promo/no promo/how come i didnt get discunted sales charge ....

Got this info today, somebody elses analysis / marketing  : BIMB-Arabesque i Global Dividend Fund 1

Key features of the Fund

1) Earn income annually with a target income of 6% per annum in addition to capital growth.
2) Available in both RM and USD
3) Feeder fund to Arabesque Q 3.17 Systematic (“target fund”). The Fund can maintain a maximum 30% in Shariah-compliant liquid assets.
4) The target fund invests in Shariah-complaint global equities, and a maximum of 49% in Shariah-compliant liquid assets. Under exceptional or abnormal circumstance and for a short period of time, the target fund can be invested up to 100% in Shariah-compliant liquid assets.
5) The target fund’s portfolio consists of up to 100 global equities.
6) Top ranking fund against benchmark and global Shariah funds. A comparison of several global equity funds in Malaysia as compared to the target fund.

[attachmentid=5863764]

Fund strategy

In the target fund, a security will only be invested in only if it passes three levels of filter;

1) Suitability Analysis (filter from 77,000 global equities to 1,000 global equities)
2) Financial Analysis (filter to 300 global equities)
3) Momentum Analysis (filter to 100 global equities which will be invested by the target fund)

Some of the areas considered during the filtration process are sustainability performance based on ESG score, business activities screening for prohibited activities under Shariah law, financial statement analysis, risk/return profile, amongst others.

The investment portfolio will also go through daily optimization to ensure that invested securities meet the filtration criteria. This is done using Arabesque’s adaptive risk technology,  part of the their risk management strategy.

Boring day eh?... for a little bit of "Tahi lembu jantan".

i made 6 out of 10 transaction into these TOP sales fund last week.
did i have so much money to move the ranking  or there are alot of people doing that? 

Titatn and India are in top 5....
China and ponzi 2.0  ...wei...i did moves some it them too leh

ponzi in general will collapse sooner or later mah

Since I posted my last graph last night, I have received quite a few messages asking for statistics, analysis and advice. While I do appreciate the you value my feedback, I cannot reply to everyone. The same with my earlier post with graphs etc, but this time with even more messages than before.

While I try to contribute to the forum the best I can, I cannot be expected to give timely personalized advice, education and hand holding. Please don't expect pin point accuracy, complete guidelines and an entire portfolio management strategy. I do this professionally for a living. To me that's work, and I'm compensated for it. What I contribute here is what I do in my free time, what I can comment about is what I see.

I really cannot understand and do not appreciate questions/statements like :
1. how can you guarantee the statistics are correct ?
2. can you honestly say that XXX strategy is better than what I'm doing now ?
3. you are wrong, xxx way of doing it is better, that why I do it.
4. ive used similar services to what your company offers, and they cheated me. but can you still help me anyway ?
...
..
.

If you have a 6/7 figure portfolio, I suspect that it is a significant part of your wealth. Please be mindful of what you're doing. I believe the contributors here are not trying to f@ck you over by giving you their RM0.02... We have nothing to gain/lose from it. Also we have no idea what your background, experience and financial statues is, much less your plan, needs and strategy.

The free advice I can give today is
1. market timing based on discounted FSM SC is not a strategy.
2. if you're asking for an evaluation, be ready to hear the bad news.
3. i'm not a mind reader or a fortune teller. if you find either let me know.

sekian, terima kasih.   

Never ask never know. Thus far I have only dealt with Alfred from FSM. I truly think he is the gold standard in his services.

Doesn't FSM design or recommend a portfolio for high value investors after assessing their risk profile? I dunno know. I am just guessing.

I see. So if ordinary investors ask the CIS for their advice, would they just say please follow one of the FSM Recommmeded Portfolios, do RSP and have a long term investing horizon of 5 years and above?

Vanguard, are you in the same category as dasecret ?? RM30K loss no feeling...  

Possible. But isn't that going to decrease correlation coefficient?

Value lost that much coz portfolio imbalance haha. Well I think high value are those hitting 7 figure ones. I personally wont put 7 figure into it, real estate maybe

Sorry everyone. I think I was not very clear in my early post. What I meant to say is that all my previous paper gain of RM30k has been wiped out. Therefore my current ROI is about +0.67%.

Lukenn sorry just want to ask regarding these investment consultants in FSM. Are they just normal fund advisors like those we get in premium banking who keeps asking you to buy funds or they are even more professional than that, like roughly can tell u when market is not that optimistic in near future. Those in premium banking sometimes you feel like a fund salesman only

So far maybank and hsbc avtime u walk in they will say need to discuss haha. Their relationship manager and wealth manager. So far i declined. But u get nice coffee and so on. Now malu d decline so many times have to avoid them

Yes they will.. You can walk into Maybank any time you want. Open an account, deposit money, ask about the services etc. That can be easily proven, ask me something about Maybank or Nestle and see if I can't answer you.

as promised previously, Ill update you guys on what the Client specialist says regarding my portfolio to share with you guys. Ok upon his analysis, he said well diversified, great potential, but to him, its aggressive portfolio. Also he thinks Its overweighted in local equity, he adviced to increase global exposure and cut down on local. Also adviced to increase on Bonds. He said RSP is a great way.
ok on regional and his view on next 1 or 2 years , he said Europe and US should have good growth of single digit, Asia ex-Japan should have a better outlook compared to previous 4-5 years, Japan, maybe government will increase QE
on local Malaysia, growth maybe only moderate
Not his exact words but a summary of what I understand