kiosk also considered as online? maybe can try tgv kisok using cimb cr to test too.

they just temporarily held rm200 and will only charge the actual amount you pumped. no worries about the rm200 as it will be released back to you in few days time. you will only see the actual amount you pumped in your statement.

of course, shopback just redirect you to the merchant and you pay directly to the merchant, not to shopback.

is it really that important whether you get rm30 or rm29.95? lol...

as per post #1, you can get supp cards for your family which will have separate cb as well. but if they are unable to help you for payment, another option is to ask your family to sign up this card and get a supp card from them. cimb allows principal cardholder to be supp cardholder at the same time.

This post has been edited by victorywp: Jun 23 2016, 10:39 AM

yes, correct. you got it right.

for your question in the last sentence, it will only reflect you as a non good paymaster in ccris, if you only pay lesser than the minimum amount. as for your example paying rm250 out of rm500 is already above the minimum amount, so your ccris will not be affected.

however, as mentioned above, unless you really need money for this month due to certain events, you may temporary do so. but if you are going to do this kind of payment pattern for long term, you will surely ended up with more and more debts later on, which will be bad for you.

20 days interest free period counting from your statement date not your transaction date. to be exact, the 20th day is your due date.

just call the cs and ask to make them both same.

ok, please proceed to v5: https://forum.lowyat.net/topic/3894494