i guess the difference (RM1.40) is the 0.8% cross border charge by CIMB.
so you only able get the full amount from Agoda but not the remaining 0.8% by CIMB.

i think if use other card (without cross border charge) will not have this issue.
correct me if i am wrong.

i just checked mine:

1) rm217.67 refunded rm215.94
2) rm265.63 refunded rm263.52

so yeah, the cross border fee of 0.8% will not be refunded.

It shows on my cimbclicks

Yeah but can maximise RM 50? I thought RM 30 is for online already, no matter what only RM 20 for retail?
Anyway, can bring this to CIMB thread.

Oh, so it works this way but not the other round which can spend all RM 50 on online transactions.
Learnt something today.

CIMB Cashback statement date is 28th every month right?

Does anyone knows if paying for Etiqa insurance online entitle to 5% online rebate? Thank you.

oh no, no idea which cc to use for renewal already 

Where is the description written ?

Side note :

victorywp How long before you see cash back from Milk-A-Deal?

Bought some hotel trips using Milk-a-deal but yet to see them posted :/

alright, thanks bro coz i was thinking if my due date is on the 10 of Feb, then what if i swipe the card again on that day but before that lets say i already pay off the cc bill?

You miss nothing unless you are a shopper at Sam's.

I have been using for nearly a year!

Do you get bonus points when you spend using your cash rebate CIMB MasterCard ?

Means get bonus points and rebates together on the same transaction ?

Hi guys. Im kinda noob in this topic  Can some of you help me with this.
Im currently applying my first credit card to buy gadget through installment, does all CIMB credit card support this features or i have to apply certain credit card to enable that payment?

IIRC -

Agoda will usually charge your card ( Regardless of pay later or pay now ) unless there state : Pay at Hotel.

I usually book through Agoda, only hotel that need to pay over at counter is Mandarin Oriental

The rest, Agoda collect the payment 1st.

So far, Agoda most reliable in getting 5% and occasionally 7% off and 5% back.

Booking.com usually more expensive and Expedia honestly sucks

Mandarin Oriental is pay over the counter.

Agoda won't charge your card.

I remember last time, they did not charge my card.

This 'checkout' is online booking checkout or physical hotel checkout?
if hotel, my case was to pay when I checked in.

it's OK now.

So... for the past many months i've been paying outstanding balance (i.e. AFTER the cash rebate). However for the month of January, i've been charged finance charges for not paying the full statement balance.



Oh well, other forummers beware... stick to paying statement balance

Of course. Haha. I won't pay any finance charges.

I can confirm that myEG payments get 5%!

Actually i was expecting 0.2% but my Watami wasn't accepted, so since none of my cards really can get much better than 0.2% I just try.

Results, please check my maths:-
Other spending - RM544.48 (all confirmed 5%, things like Lazada, Qoo10, Zalora)
Insurance (myEG) payment - RM393.73
Cashback received - RM30 (exactly)

For me, that means must have gotten 5% to push my total cashback to exactly RM30. If get 0.2% my cashback should only be RM28 by my calculation.

victorywp add to OP?