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Credit Cards CIMB Bank Credit Cards v4
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chiahau
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Jan 10 2016, 06:32 PM
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QUOTE(Victor3010 @ Jan 10 2016, 10:24 AM) Hey guys.. Say if I want to buy a 20k item that allows 12 months 0% instalment on the spot but only have 10k credit limit... Can I still buy it? QUOTE(victorywp @ Jan 10 2016, 10:34 AM) can, call for temporary credit limit increase. Temporary increase of limit can't swipe for EPP if that's not within your CL  He only have 10, he wants to swipe 20 and convert to 12 months. Mana boleh? Usually bank will only allow EPP within your CL only.
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TSvictorywp
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Jan 11 2016, 12:02 AM
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QUOTE(chiahau @ Jan 10 2016, 06:32 PM) Temporary increase of limit can't swipe for EPP if that's not within your CL  He only have 10, he wants to swipe 20 and convert to 12 months. Mana boleh? Usually bank will only allow EPP within your CL only. yeah, need to apply for permanent increase then.
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alzier
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Jan 11 2016, 11:29 AM
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New Member
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Anyone know where got CIMB road show going on now?
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chiahau
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Jan 11 2016, 04:45 PM
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Purchase at PSN store counts as online transaction as well?
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razorboy
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Jan 11 2016, 04:46 PM
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QUOTE(chiahau @ Jan 11 2016, 04:45 PM) Purchase at PSN store counts as online transaction as well?  Not sure about PSN but Steam store is confirmed
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chiahau
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Jan 11 2016, 04:47 PM
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QUOTE(razorboy @ Jan 11 2016, 04:46 PM) Not sure about PSN but Steam store is confirmed  Don't play em PC games  Hopefully it's online. I'll try it on a cheap product and will revert back here soon
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Hyph
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Jan 12 2016, 01:32 AM
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New Member
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QUOTE(Human Nature @ Jan 9 2016, 01:48 PM) you need to get CS to link it to cimbclicks. Okay cool. Thanks for the answer bro!
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smartinvestor01
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Jan 12 2016, 10:59 AM
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Anyone here know someone working in CIMB as sales in Kuching?
Would like to apply CIMB Cashback card but hope to apply from the sales because everytime when i go to CIMB bank, they pass me to front counter and there is once they lost my document.
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fruitie
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Jan 12 2016, 11:04 AM
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Rise and Shine
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QUOTE(smartinvestor01 @ Jan 12 2016, 10:59 AM) Anyone here know someone working in CIMB as sales in Kuching? Would like to apply CIMB Cashback card but hope to apply from the sales because everytime when i go to CIMB bank, they pass me to front counter and there is once they lost my document. Why not just apply from online?
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Kings7
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Jan 12 2016, 02:00 PM
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Getting Started

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noticed that we could withdraw money from credit card. but is there any charges like this?? if there is none, then i could keep my atm card at home instead of bring 2 cards out.
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fruitie
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Jan 12 2016, 02:09 PM
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Rise and Shine
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QUOTE(Kings7 @ Jan 12 2016, 02:00 PM) noticed that we could withdraw money from credit card. but is there any charges like this?? if there is none, then i could keep my atm card at home instead of bring 2 cards out. Yes, this is considered as advanced payment and will incur super high interest which is calculated based on daily rate. Do not withdraw cash from credit cards at anytime.
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putra23
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Jan 12 2016, 02:18 PM
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QUOTE(Kings7 @ Jan 12 2016, 02:00 PM) noticed that we could withdraw money from credit card. but is there any charges like this?? if there is none, then i could keep my atm card at home instead of bring 2 cards out. Not recommended unless super super urgent. I think about 5% charge on amount withdrawn on top of the daily interest.
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smartinvestor01
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Jan 12 2016, 03:46 PM
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QUOTE(fruitie @ Jan 12 2016, 11:04 AM) Why not just apply from online? always faced bad experience from online.. applied before then suddenly marked my case as cancelled without reason.. maybe i am not fortunate enough so i guess applying direct from an agent who needs to hit target would be perfect..
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Kings7
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Jan 12 2016, 04:03 PM
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Getting Started

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QUOTE(fruitie @ Jan 12 2016, 02:09 PM) Yes, this is considered as advanced payment and will incur super high interest which is calculated based on daily rate. Do not withdraw cash from credit cards at anytime. QUOTE(putra23 @ Jan 12 2016, 02:18 PM) Not recommended unless super super urgent. I think about 5% charge on amount withdrawn on top of the daily interest. Oh~! then I should remained to use my atm card better.. haha.. thank you~~~~
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fruitie
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Jan 12 2016, 04:08 PM
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Rise and Shine
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QUOTE(Kings7 @ Jan 12 2016, 04:03 PM) Oh~! then I should remained to use my atm card better.. haha.. thank you~~~~ Credit card and debit card are different when comes to cash withdrawal.
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MGM
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Jan 13 2016, 08:06 AM
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Apart fro CIMC CB card, is there any other Mastercard that has CB for online transactions?
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TSvictorywp
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Jan 13 2016, 08:37 AM
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QUOTE(MGM @ Jan 13 2016, 08:06 AM) Apart fro CIMC CB card, is there any other Mastercard that has CB for online transactions? ocbc tmc 1% lol... others basically visa already.
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MGM
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Jan 13 2016, 08:44 AM
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QUOTE(victorywp @ Jan 13 2016, 08:37 AM) ocbc tmc 1% lol... others basically visa already.  Already own OCBC Ti, but 1% CB  . CIMB rm30 CB for online trax too little, n Lazada n Rakuten have regular MC discount.
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TSvictorywp
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Jan 13 2016, 10:11 AM
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QUOTE(MGM @ Jan 13 2016, 08:44 AM) Already own OCBC Ti, but 1% CB  . CIMB rm30 CB for online trax too little, n Lazada n Rakuten have regular MC discount. get 2 supp cards for cimb cr la. then you get additional cb allocation lor = total rm30 x 3 = rm90. enough lor...
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holoman
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Jan 13 2016, 10:42 AM
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is it better to apply cc online ? or just go to nearest CIMB branch ? what doc should i bring
This post has been edited by holoman: Jan 13 2016, 10:42 AM
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