As i know once slapped by late payment charge, 20days grace period is no more applicable rite?

The 20 days grace period will be renewed in the next statement after you cleared the current outstanding.

Correct me if I'm wrong.

that's mbb case whereby if you slapped by late payment charge, your 8.88% not applicable anymore and became 18%.

He's more concerned on the 20 days interest period rather than the tiered interest rate for the financial charge.

yeah, i mean it's not affected. maybe he confused with the one i'm saying.

Yes, i am more concern if the late charges are waived, does the bank reinstate the 20days grace period immediately.. Else we will be slapped by another late charges if the next cc payment is made during the 20days grace period.

the 20 days period not affected at all.

Hello guys, Sorry if this has been asked before but how do I track my spending on the credit card? any way I can track them online or something? tried the linking option but havent been able to do so at the moment.. I've just received my CIMB cash rebate card and now I'm at overseas so I dont have access to CIMB atm machines to do stuff. Any way to track through cimbclicks or something? Cheers

ngam lah....registered for

IWK
CELCOM
ASTRO
LAND OFFICE


Hopefully boleh kumpul itu 5% CB. Relying on online shopping every month also pretty impossible actually.

Thank you for the info

you need to get CS to link it to cimbclicks.

less than 1 month user here, help me understand below (from Cimbclicks):

Present
Current Amount Due : RM 3xx.00
Amount Over Due : RM 0.00
Min. Payment Due : RM 0.00
Payment Due Date : 17-Jan-2016

Last Statement
Statement Balance : RM 0.00
Statement Date : 28-Dec-2015
Payment Amount : RM 0.00
Payment Date : -


1) do i need to pay rm3xx before 17-Jan?
2) if no1 yes, cause all transaction are on early Jan, shud be included in 28th jan statement correct?
3) how quick cimbclicks update these details? my transaction early yesterday still not included.
4) buy on9 just now thru 11street, didn't receive msg alert (i changed my msg alert to min rm1), is it normal for online purchase?

TQ in advance

1) no, cuz you didnt spend anything before 28-Dec (bill date). look at "statement balance", RM0.00 right?

2) correct, any transactions posted >28 Dec and by 28 Jan, shall be consolidated as "monthly" transaction statement on 28 Jan. Your payment due date shall be 17 Feb (+20 days grace period after statement date on 28 Jan <--- this is your final final payment date.)

3) depends on the posting by the merchant/bank. usually +1 to +2 days. sometimes longer. if you transacted yesterday 9 Jan, probably posted on 10 Jan, then you would see it in cimbclicks on 11 Jan. FYI cimbclicks always +1 day after posting, cuz cimbclicks refreshes the acccount transactions on daily basis (midnight), not realtime.

4) yes, usually online transactions already going thru the CIMB's Secure ePay Code/TAC to your mobile. most banks suppresses the sms alert (redundant, cuz Secure ePay Code/TAC direct to your mobile is acceptably secure and that you are the original card owner to receive the code and verify the online transaction).

1) Statement balance is RM 0. No need to pay by January 17th, 2016.
3) Usually take two to three days to get updated unless merchant is using CIMB terminal/POS.

pay bills eg IWK, Cukai Taksiran etc at POSonline using credit card, got fee charges?

i read FAQ there,
ok found it says free.

but when i register for bil tuntutan cukai harta MPPG.

Account Number - i keyed in Lot number ie " R PTD 135991", it can register. done

when wanna pay it,it again asked for account number, again i keyed the Lot No.
put in bill number, and amount..
then click "add bill to folder",

then it showed error,
Invalid:input tax based document.

how to pay ah??

This post has been edited by guy3288: Jan 10 2016, 09:24 AM

Hey guys.. Say if I want to buy a 20k item that allows 12 months 0% instalment on the spot but only have 10k credit limit... Can I still buy it?

can, call for temporary credit limit increase.

myself also have yet to experience the payment process....I have no idea...but the page like, Contact Us and few more pages also are not working..so how to report?

How to active the sms receive for every transaction. Can I just done it thru cimb clicks.

contacts customer service

Ok. Thx for information.