Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
23 Pages « < 3 4 5 6 7 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

views
     
fruitie
post Mar 17 2016, 08:55 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(laymank @ Mar 17 2016, 08:38 AM)
Pin and Pay has been deferred to 1st July 2017, an extra 6 months.

https://pinandpay.com.my/en/cardholder.html
*
laugh.gif Malaysia really boleh, like this also got delayed.
fruitie
post Mar 17 2016, 11:34 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(Gen-X @ Mar 17 2016, 11:28 AM)
A few of my iFriends messaged me at Facebook yesterday and today to highlight that Maybank will be downgrading their credit cards’ benefits once again Effective 15th April 2016!!!

All Maybank credit cards are effected - Gold, Platinum and Premium EXCEPT for Maybank KrisFlyer AMEX.

Click the link below to find out the latest revision to Treats Points which will come into effect on 15 April 2016 and what credit cards you should use to replace your Maybank credit cards for transactions relating to Government, Insurance, Utilities, Education and even PTPTN:

http://genxgenygenz.com/2016/03/17/bad-new...nts-april-2016/

user posted image
*
PTPTN still cannot be paid via Government site, I have tried several time and even contacted their Administrator, no definite time it will be fixed.
fruitie
post Mar 19 2016, 11:12 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(edwardccg @ Mar 19 2016, 09:08 AM)
Now i just notice the word kiosk. Is it a auto machine like printing epf ?

Can i access to the koisk when BNM is closed ? I was thinking to obtain report during Saturday but their website mention on Monday to Friday
*
Yes, like EPF machine. You will need to slot in your IC and scan thumbprint.

It's at a lobby of the building, not sure if they will open during weekends because there are staff standby at the counter if you wanna ask anything about your CCRIS report.
fruitie
post Mar 19 2016, 12:07 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(cenkudu @ Mar 19 2016, 11:44 AM)
what card good to pay medical insurance now
*
You may want to ask here: https://forum.lowyat.net/index.php?showtopic=3644347
Follow the template in second post.
fruitie
post Mar 22 2016, 12:10 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(Coconut @ Mar 22 2016, 12:02 AM)
For those annual income of rm36000 can only apply for 2 credit card. This RM 36000 looking at gross or nett salary?
*
RM 36k and below can apply for two issuing banks' cards not two cards as you will share the same limit for all cards from the same bank. This is with the exception of Maybank cards and Maybank Ikhwan, two separate entities.
Based on gross salary.

RM 36,001 and above can have as many cards as you want but subject to banks' approval.
fruitie
post Mar 22 2016, 12:44 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
After having my company's supplied Citibank corporate credit card for 3 years, today only I noticed it gives 25 days free interest period unlike our usual commercial credit cards which give only 20 days. laugh.gif rclxms.gif

user posted image

Just sharing, good for me because we reimburse our expenses and sometimes could take a bit of time because processed by other region's team. laugh.gif
fruitie
post Mar 23 2016, 09:50 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(brightjoey @ Mar 23 2016, 09:21 PM)
I see. I have not used my card since the AF, so can I just tell them through phone that I want to terminate the card, and also will not pay the AF? Can they sue me or black list me from UOB forever?
*
No, they won't.
fruitie
post Mar 24 2016, 11:37 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(FXSignal @ Mar 24 2016, 11:23 AM)
Lets say i still have outstanding with my CC and expired date coming , Will i still get new card with the outstanding inside or they will need me to pay off first ?
*
It will auto transfer to the new card, after all your card will be still the same no. No issue for you to make any payment.
fruitie
post Mar 24 2016, 11:43 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(laymank @ Mar 24 2016, 11:42 AM)
The only thing changed are probably expiry date and CVC number at the back.
*
Yes, it will be changed. So saved online details like Google Play Store, PayPal all needs to be updated again.
fruitie
post Mar 25 2016, 08:49 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(edwardccg @ Mar 25 2016, 07:48 PM)
Some silly question. Can i renew car license and pay fee using credit card at any jpj branch?
Renew at Post office is cash only + service fee, right?
*
Renew via MyEg and use CIMB CR? I renewed mine two years ago with CC.
fruitie
post Mar 26 2016, 11:48 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(DarReNz @ Mar 26 2016, 08:38 AM)
msia only give 25 days, other countries give 55 days free interest  sweat.gif
*
You mean for business cards?
fruitie
post Mar 31 2016, 10:19 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(hirano @ Mar 31 2016, 01:15 AM)
My application been rejected. No reason given. However i think it's due to ptptn balance.

When can i reapply cc again? Maybank.
*
PTPTN will not affect. I also have PTPTN, I think many of us also have PTPTN. smile.gif
fruitie
post Mar 31 2016, 11:49 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(hirano @ Mar 31 2016, 11:32 AM)
Now ptptn ccris dy. They told me got outstanding..

I dont have other loans nor saman. What other reason could it be?
*
I just got my CCRIS report in January and there is no PTPTN mentioned there.
Probably I will go and print again soon to see if it is there.

Well, sometimes no credit history with banks is also another reason to be rejected.
Probably try applying from your salary crediting back as a start.
fruitie
post Mar 31 2016, 11:54 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(hirano @ Mar 31 2016, 11:52 AM)
Maybank is where my salary goes to every month. Over their min salary requirement also. Balance in the bank still got enough also
*
So, it was Maybank which rejected your application?
Which card did you apply?
fruitie
post Mar 31 2016, 11:58 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(hirano @ Mar 31 2016, 11:56 AM)
Ikhwan mastercard gold only. They did not give reason why. I have no prior credit card also.. this was going to be my first. No loans other than ptptn. Clean criminal record. Apa lagi?
*
No wonder. Ikhwan MasterCard has super high tendency to be rejected. I was rejected twice despite having >10 cards in other banks and from Maybank too.
So, what you can do is apply other Maybank cards and get it approved then after that ask to split limit from your current Maybank cards to Ikhwan card, you will get it.

Else, just find for other alternatives while re-applying again next time.
For cards suggestion: https://forum.lowyat.net/index.php?showtopic=3644347
fruitie
post Mar 31 2016, 12:09 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(hirano @ Mar 31 2016, 12:08 PM)
the bank asked me to check with BNM. Got reason?
*
Check with BNM, that means just ask you to check your CCRIS report lo.
Just go and print and check out.

Ikhwan is like that one la. Just move on.
Anyway, I got my Ikhwan after splitting my limit from my M2Cards Plat.
fruitie
post Mar 31 2016, 02:15 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(iwubpreve @ Mar 31 2016, 01:25 PM)
which credit enjoy offer for movie ticket on sunday?
*
Citibank.
fruitie
post Mar 31 2016, 03:09 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(iwubpreve @ Mar 31 2016, 03:02 PM)
ohh. best is RM11?
*
RM 10 per ticket.

Now GSC has Visa Checkout promo, you can visit their website to know more.

This post has been edited by fruitie: Mar 31 2016, 03:10 PM
fruitie
post Mar 31 2016, 05:05 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(deity01 @ Mar 31 2016, 04:54 PM)
Yup..jan ccris dun hv ptptn..so did feb..march got already..jz checked my march ccris
*
Oops. That is quick. laugh.gif
I will check mine too then. Hate them. sleep.gif
fruitie
post Mar 31 2016, 11:59 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(mycolumn @ Mar 31 2016, 11:58 PM)
i dun think so it is due to your ptptn balance. my ptptn balance is also quite high, but i got my cc approved by maybank.
*
They said CCRIS report starts to show your PTPTN effectively March 2016. Previously it wasn't in your CCRIS.
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

23 Pages « < 3 4 5 6 7 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0785sec    0.36    7 queries    GZIP Disabled
Time is now: 4th December 2025 - 07:58 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.