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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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fly126
post Mar 5 2017, 01:31 AM

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QUOTE(UsernameCopied @ Mar 5 2017, 12:47 AM)
If you guys had to pick one, which would you choose...

Citibank Gold Credit Card or CIMB Platinum Credit Card?
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CIMB Platinum Credit Card bcos it's a Free for LIFE Card No other Reason.
fly126
post Mar 16 2017, 02:49 AM

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QUOTE(Yamy @ Mar 15 2017, 11:26 PM)
Any suggestion which credit card to park my Insurance Auto Debit for better benefit (CB or Higher treat pt etc)?

Currently i am parking my insurance auto debit at HL WISE to fulfill my RM2K requirement for my 10% CB. I am thinking of cancel my HL WISE card soon since it is very hard for me to achieve the min amount although i have tried and i also do not wish to pay the AF.

Please advise.
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Try Standard Chartered JustOne Platinum MasterCard Credit Card

user posted image

» Click to show Spoiler - click again to hide... «


https://forum.lowyat.net/topic/4095341

Btw, SCB JusOne Plat. Annual fee can Waive EZly with just a Call to CS nod.gif

This post has been edited by fly126: Mar 16 2017, 08:55 AM
fly126
post Mar 27 2017, 10:32 AM

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QUOTE(gastacopz @ Mar 27 2017, 09:03 AM)
Hi, can anyone share template for credit limit splitting?

My m2card rejected...need to split from my ikhwan if possible..thanks.
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QUOTE
Dear Sirs,
Re: Maybank Ikhwan MasterCard Rejection (Appeal)
I write with reference to my recent application for a credit card facility provided by Maybank, and your subsequent refusal of the facility. I fulfilled ALL the requirements as stated to get the Maybank Islamic Ikhwan  MasterCard and there are absolute NO reason for Maybank  to reject my application based on my records alone. Furthermore, I am a good paymaster for all my other credit cards as seen from the scanned copy of the CCRIS that I had attached. I was not blacklisted for anything and you could verify with CTOS if you need to.

As a loyal Customer more than 10 years to Maybank, I would like to appeal your decision because I feel I have underlying facts that would make you reconsider. I trust my appeal will be looked at more favorably than my original application.

Therefore, I also express the Wiliness to Split Off  50% Credit Limit from My Maybank 2Cards, in Order to have this Great Fantastic Credit Card

Please spend a few moments looking at the additional information attached with my appeal. In the meantime, I look forward to your response, hopefully with better news than last time. Thanks

Lxx xx:xxx:xxx
(IC no.xxxxxxxxx)


This the letter I sent to Them 2 years...

This post has been edited by fly126: Mar 27 2017, 10:59 AM
fly126
post Mar 27 2017, 11:02 AM

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QUOTE(gastacopz @ Mar 27 2017, 10:56 AM)
Thanks..which email address?

And that highlighted, last part...sure they approved on the spot...haha
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mbbcardservices@maybank.com.my
Not sure it still can be used pls check on their Website to reconfirm...

This post has been edited by fly126: Mar 27 2017, 11:06 AM
fly126
post Mar 31 2017, 09:57 AM

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QUOTE(soyabean123 @ Mar 31 2017, 09:41 AM)
He has try Apply online before for Citibank, hongleong mach, cimb and maybank. All unsuccessful. What if he sign up telco postpaid plan, will it be easier to approve since it will be a commitment?
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They (Bank) Don't Treat Telco Plan as a Loan related Commitment, So it's Not Working...

Reason of CC Rejection
https://ringgitplus.com/en/blog/Credit-Card...t-Rejected.html

This post has been edited by fly126: Mar 31 2017, 11:30 AM
fly126
post Apr 4 2017, 11:04 AM

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QUOTE(epsilon_chinwk86 @ Apr 4 2017, 10:17 AM)
Anyone knows how to contact CItibank? My registered phone number had been deactivated and every call i make to citibank requires me to enter the stupid PIN that is sent to my deactivated number

i wonder which motherfucking idiot come out with this stupid PIN system.
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Call in Report for Lost Card.
fly126
post Apr 9 2017, 09:51 AM

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QUOTE(NanaHara @ Apr 9 2017, 02:23 AM)
Hi guys,

May I know RM400k per annum income can apply any card other than infinite? Thanks.
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Maybank 2 Premier Cards
http://www.maybank2u.com.my/en/personal/ca...ds-premier.page

Amex Charge Card
https://network.americanexpress.com/my/en/h...e/compare-card/

Citi Prestige Card
https://www.citibank.com.my/prestige/benefi...TheBenefitsHLOF

This post has been edited by fly126: Apr 9 2017, 10:18 AM
fly126
post Apr 11 2017, 10:37 PM

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QUOTE(ic no 851025071234 @ Apr 11 2017, 10:10 PM)
How much is the cb for each category?
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I) CIMB Cash Rebate Mastercard (Free for Life)
5% CB for Online Spend Max CB capped at RM30 /month, but NO CB on Flight Tickets Booking
https://forum.lowyat.net/topic/3988506

II) UOB Yolo (Annual Fee: RM95.40)
6% CB for Online Spend, 3% CB on Dining
However, Total Monthly Spend:
RM0 - RM499 = 0 CB
RM500 - RM799 = Max. Cashback Capped at RM 20
RM800 & Above = Max. Cashback Capped at RM 50
https://forum.lowyat.net/topic/4078891

UOB One Card & Citibank Cash-Back Card

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This post has been edited by fly126: Apr 12 2017, 12:10 AM
fly126
post Apr 21 2017, 09:26 AM

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QUOTE(roimekoi @ Apr 21 2017, 07:27 AM)
cimb rejected
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QUOTE(degionz @ Apr 21 2017, 08:14 AM)
Same as me.
My salary crediting to cimb also get rejected.
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Try HLB, RHB, UOB are Lenient compare to Others
My 1st Batch Credit Card also from them.
fly126
post Apr 25 2017, 02:04 PM

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QUOTE(HiT-AbLe @ Apr 25 2017, 01:17 PM)
I have one bil hasil tanah/cukai tanah that need to pay, the amount is around RM8k, I wonder which cc cb campaign that qualify as eligible cb spending for this kinda gov related expenses/taxes spending.
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SCB Cash Back Gold or Alliance You: nique

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