ok. i am out. aint keeping 1k there every mth.

Free IBG Transfers
You are entitled to five (5) free Inter-Bank GIRO (IBG) transactions performed via Hong Leong Connect per month, subject to a minimum monthly average balance of RM1000.00.

depends on instruction given during placement. u can choose auto renew, close fd and all go to casa etc.

the 2% are referring to other investment products of maybank. not related to the fd.

u caught that statement. i normally skimp thru' certain pipu's post.

some pipu's post just hearsay onli. bank got rob then pidm comes in. interesting!

but epf self contribution max 60k per year onli

for those with million eggs or much lowest, say 100k additional cash, other than epf still have to put somewhere. 5% still sounds attractive, no?

u mean u placed more than 50x what the millionnaire here has in br? they still did not give u anything? who is the millionnaire?


1 mil fd in br and getting 4.285%?

wat u mean? he is saying 1mil getting 4.285% lo or wat? did not catch wat u are saying. he said 50x of the millionnaire here?

now u got us, ultra hnwi. no wonder u said 50x the millionnaire here. meaning 50mil in br?

u did not see it? he said 1mil. but he mite have 50mil there already. tat is wat he said, 50x the millionnaire here.

it will be interesting to see how much epf is giving out for 2015 vs past year vs fd rate:

http://www.freemalaysiatoday.com/category/...able-dividends/

rhb 15 mth 4.4% no more and replaced with 12 mth 4.45%??

check ur info bef posting. u are beginning to sound like another fellow.

no pidm for bsn

it is good to check ur info before posting. not all banks deposits are protected by pidm. br, mbsb, bsn, .......

dun be quick to reply post. like another forummer said, spread wrong info.

This post has been edited by yygo: Feb 4 2016, 04:30 PM

See the list below:

http://www.pidm.gov.my/For-Public/About-De...ce/Member-Banks

PIDM member banks:

Commercial Banks

Affin Bank Berhad
Alliance Bank Malaysia Berhad
AmBank (M) Berhad
Bangkok Bank Berhad
Bank of America Malaysia Berhad
Bank of China (Malaysia) Berhad
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad*
BNP Paribas Malaysia Berhad*
CIMB Bank Berhad
Citibank Berhad*
Deutsche Bank (Malaysia) Berhad*
Hong Leong Bank Berhad
HSBC Bank Malaysia Berhad
Industrial and Commercial Bank of China (Malaysia) Berhad
India International Bank (Malaysia) Berhad
J.P. Morgan Chase Bank Berhad
Malayan Banking Berhad
Mizuho Bank (Malaysia) Berhad (formerly known as Mizuho Corporate Bank (Malaysia) Berhad)
National Bank of Abu Dhabi Malaysia Berhad
OCBC Bank (Malaysia) Berhad
Public Bank Berhad
RHB Bank Berhad
Standard Chartered Bank Malaysia Berhad
Sumitomo Mitsui Banking Corporation Malaysia Berhad
The Bank of Nova Scotia Berhad
The Royal Bank of Scotland Berhad
United Overseas Bank (Malaysia) Berhad

Islamic Banks

Affin Islamic Bank Berhad
Alliance Islamic Bank Berhad
Al Rajhi Banking & Investment Corporation (Malaysia) Berhad
AmIslamic Bank Berhad
Asian Finance Bank Berhad
Bank Islam Malaysia Berhad
Bank Muamalat Malaysia Berhad
CIMB Islamic Bank Berhad
Hong Leong Islamic Bank Berhad
HSBC Amanah Malaysia Berhad
Maybank Islamic Berhad
Kuwait Finance House (Malaysia) Berhad
OCBC Al-Amin Bank Berhad
Public Islamic Bank Berhad
RHB Islamic Bank Berhad
Standard Chartered Saadiq Berhad

Non-Member Institutions:

Investment banks
Overseas branches of member banks
Development financial institutions and cooperative banks
All non-bank financial intermediaries such as provident and pension funds, co-operative societies, housing credit institutions and building societies which are not supervised or regulated by Bank Negara Malaysia

*denotes this bank provides Islamic banking services under the Skim Perbankan Islam (SPI). SPI is defined by Bank Negara Malaysia as the Islamic banking scheme provided by licensed institutions to conduct banking business based on Islamic principles.




This post has been edited by yygo: Feb 4 2016, 04:36 PM

ok, bsn deposit is said to be guaranteed by the government

good catch, sharp eyes!

dinner some more. must be individual dinner for 2.

if a bank do not have pidm, both saving and fd also not protected by pidm.

wat do u mean bank savings and fd protected by pidm are 2 different things? please enlighten us.

This post has been edited by yygo: Feb 4 2016, 09:54 PM

do they have ibg/ibft otc? since no BC, for large amount at least to do otc ibg/ibft after fd matured..

This post has been edited by yygo: Feb 5 2016, 04:41 PM

i mean pipu said bsn do not issue bc. so the only way is to do otc ibg/ibft once fd matured.