No way I am going to throw RM500k for something I am not sure. I don't even have RM500k to begin with. I was thinking more along the line of RM10k. Minimum amount for FD promo. Profit of ~RM400/transaction is good enough for me. Never use more than RM10k (principal). Any profit is reused back. So say I managed to profit RM400, so for next round I will use RM10400 instead of just RM10k. Max maybe RM15k. It might just work. But to carry around so much cash to money changer   

hahaha.I always made a guess between the two, Amanah & Aus Exchange 

disagree that only usd weaken. myr is strengthening against others also notably sgd: the best deposit haven for rich malaysians

Simple, Malaysia is the cheapest and safest to park the money.

Different analyst quoting differently. Some still say by year end 4.2 level. Some quote 3.5, 3.8.  To me, not sure if should buy now or wait till Aug ? 

Thats why we use a small letter x for Amanah Saham (ASx) where x is a variable (M,W2020, 1M) and not Australian Securities Exchange(ASX).    at this thread
https://forum.lowyat.net/topic/3857329  at least most of us do that, except maybe Hansel who used ASX in this:

https://forum.lowyat.net/index.php?showtopi...&#entry79217747

as kelvin said. besides, sg gov has begun selling retail bonds to public, sign of desperation. also sg new biz startups are a record lows. sgx is one of the worst performing mkts. the cooling measures on prop are hitting developers so hard they are chewing on bones. speculators in tht market r crying. overly strong sgd hit tourism badly. but devaluing sgd will cause indo and malaysia depositors to flee as interest rates are so low. low interest rates means there is little room for the central bank to manuver when things go south. sticking with the strong sgd, orchard smaller malls are every bit as empty as our kv new ones. mrt system is hit with incident after incident. need i continue?

nah,I don't ! haha
i'm a damn small ikan bilis/student in KL. I can hardly have a proper portfolio in the Malaysian market.
Anyway, I really like how you interpret the market and I have been following your posts closely for all the insights. Too lazy to do my research now, just enjoy absorbing all the sifu's opinions. hahaha
EXACTLY. I wanted to TT out some cash when USD was around RM3.2x and I listened to those bullshit predictions saying MYR could climb to RM2.9 
and now look at where i ended up.

So i come out with my conclusion which is despite all the fundamental facts, investor sentimental play rather important role. Investors look out for a safe haven to pump in money. So, I'm transferring out my cash to my SG account as well, piling up to buy funds. (faith in Msia gov too low) 

I have just done a  quick comparison for last 5 years.
Hansel if u compare the performance of the same asset class of Malaysia & Singapore of FD, KLCI-ETF vs STI-ETF, and CPF/EPF, u will find that at the end of the day,even with the gain in SGD, returns is only slightly better or at par.

yeah, still studying.
i do have an account with DBS. damn, i didn't know that.
It looks like i can subscribe it over the internet. Let me look into the info and their product offering
HAHA

thanks for the tips sifu.

MYR no strength. Told you guys.

Money value is up and down just like roller coaster...  Once u enter these type of investment or currency change, of course u ady expect that. Just another routine for me. I ady change it at very high. And just leave it.

That's why never say never. There are so many things that can affect MYR movement. Anything that goes up can come down, and also goes up again. One thing I learn from Hansel, diversification.