Yes

https://ringgitplus.com/en/car-insurance/third-party/

seems like msig is cheapest currently for the same agreed value. etiqa suddenly more expensive.

Try getting Takaful malaysia quotation. Cheapest in my case.

similar priced as the others. but takaful malaysia doesn't have waiver of betterment addon. leaning towards etiqa cus got cashback if no claim, and also further cashback if mileage is low

Only etiqa takaful have 'cashback'. Payment normally in Feb. Also for fire policy.

Both normal and takaful have additional endorsement ... Betterment, Respray etc.

Nowadays, insurance co cannot depend on basic premium only.

I usually visit a few websites to compare price.

Etiqa, takaful malaysia, axa malaysia, msig, tune

I have been long time supporter of etiqa because can use amex to pay + the takaful gives you money back when no claims. Also cause it has always been the cheapest or almost the cheapest.

Then recently someone recommended me poi2u, pacific & orient for cars that are driven very little. For cars that are driven very little, this poi2u has been very very cheap. Buy 5k mileage cukup makan. Especially during this covid period

Btw, for msig, i bought one year, many years ago. if i'm not wrong, msig is cheaper because of a compulsory excess/deductible. So do double check t&c. Things may have changed since it was few years ago.

This post has been edited by adele123: Feb 18 2022, 09:33 AM

recently done some surveys online (etiqa, msig, allianz, etc.) but seems that the one from Touch n Go ewallet is slightly cheaper. i think it's by msig but cheaper than msig direct website.

anyone got experience with this? not sure if there's any hidden TnC or extra charges if need to claim

thanks

I read previously,... Some workshops willing n easily accepts some insurance companies only and some companies has abit more "troublesome n complicated" claims processes than others.

Thus I guess it would be more better to explore more other than just pricings

It is recommended to tow the car to the manufacturer for an accident repair .... if owner wants no headache.and imitation parts.

Insurers wont have complication with manufacturers. Quotes are transparent.

This post has been edited by mini orchard: Feb 18 2022, 10:54 AM

i thought of this too, but then again, i never hear feedback on one company over the other by any one person.
and i have not experienced (touch wood) any company's in terms of compensation.

so i have to go with the price/coverage
I'm eager to hear if there is any feedback/comparison

Some stories abt claims they encountered...
http://www.zerotohundred.com/forums/thread...ne-help.390252/
In the comment sections some listed theirs too.

resistance by workshop associations (there was even a boycott of Allianz customers in Penang),
<a href='https://<link removed>/2021/07/05/motor-insurance-claims-fraud-cost-rm1-billion-a-year-in-malaysia-fighting-corruption-is-a-lonely-road-allianz/' target='_blank'>https://<link removed>/2021/07/05/motor-insura...y-road-allianz/</a>
(cannot link that article... Maybe can Google the title from the attached image and read if interested)

Hope they are just case by case situation n does not presentative of all

updates...found a LYN forum thread about that incidents
ALLIANZ claim workshop incident, ALLIANZ (1163)
i saw the 7 states Motor Vehicles Workshop Owners Association malaysia do not want to partner with Allianz Malaysia BERHAD
https://forum.lowyat.net/topic/5050331/all


This post has been edited by MUM: Feb 20 2022, 01:27 PM


Attached thumbnail(s)

oh yeah..allianz i know. was hot news

ProMilej by Pacific and Orient is really good. Now that company allows working working from home. I used less than 10k a year, so my car insurance got cheaper by 30%...

Not sure about the claims though, anyone with experience claiming with pacific and Orient? Or asking for tow service

Etiqa not good? Got drive less save more feature on their app, snap photo every mth to get some cash back.

Easy to renew also everything can do online and fast.

This post has been edited by Davidtcf: Feb 19 2022, 12:14 AM

Applicable for all cars or old cars only?

New to 15 yr old car.
Can read more here:
https://www.etiqa.com.my/v2/car-insurance-t...-more-insurance

Install Smile app by Etiqa to submit from there.

I bought etiqa last sept. Didnt realize this. Damm lol. What is read is that need to click thay drive less pay less option? Not sure if i did. Need to check lol

Received cashback for 2021 yesterday.



This post has been edited by mini orchard: Feb 19 2022, 06:55 AM

this is takaful Malaysia?

i was with etiqa all these while. 2 years back saw takaful Malaysia and yes it was cheaper, and for continuous 2 years i was with takaful. last year decided to compare again. etiqa was cheaper (i think) please coverage is better and i can earn cashback with my mbb amex. i went back to etiqa.

as for cashback with no claim, i believe both have. the only thing is, it doesn't just depends on you not claiming, it depends on whether they have extra as a company, Islamic institutes are not suppose to charge faedah, so if many no claim, they earn more and will just distribute back to the customers. so you might not get it every year.

This post has been edited by cempedaklife: Feb 19 2022, 08:41 AM

All my policies are from etiqa takaful.