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 Which car insurance company is the best, Comment please

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alesi616
post Jul 26 2019, 09:26 PM

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QUOTE(JIUHWEI @ Jul 26 2019, 03:46 PM)
Maybe take your policy schedule for 2018, compare it with the current quotation, see what are the differences?

Doesn't make sense to this insurance man.
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I already compare both msig's 2018 and 2019 quotation… everything same just sum insured differ.

Then i quote another insurance from tokio marine and etiqa. Both also almost same price as the msig.

I did not change job or claim ncd in past year.
Wonder why sudden premium hike. Does that due to my IC address change ? (Is IC address / location matters? )
SUSMNet
post Jul 27 2019, 09:42 AM

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QUOTE(alesi616 @ Jul 26 2019, 01:12 PM)
hi all,

I had compare my car year 2018 and 2019 insurance premium.

Yr 2018 sum insured 54k, premium 1.49k
Yr 2019 sum insured 49k, premium 1.7k

Both are without NCD factor in. Notice that sum insured drop this year but the premium higher than last year.

Is there a premium hike for car insurance also?

I just notice there is price hike for medical insurance.
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Which company?
alesi616
post Jul 28 2019, 12:46 PM

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QUOTE(MNet @ Jul 27 2019, 09:42 AM)
Which company?
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I had compare my car year 2018 and 2019 insurance premium.

Yr 2018 sum insured 54k, premium 1.49k
Yr 2019 sum insured 49k, premium 1.7k

This is MSIG
ahwai
post Jul 29 2019, 09:23 AM

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QUOTE(alesi616 @ Jul 28 2019, 12:46 PM)
I had compare my car year 2018 and 2019 insurance premium.

Yr 2018 sum insured 54k, premium 1.49k
Yr 2019 sum insured 49k, premium 1.7k

This is MSIG
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Yes it's true, premium have increased due to number of claims exceed premium collected.
Alot of new cars getting into accidents.. and workshops like accidents more business for them to claim.
kimjiwon
post Jul 29 2019, 04:47 PM

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What is the cheapest auto insurance?
SUSMNet
post Jul 29 2019, 07:46 PM

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QUOTE(alesi616 @ Jul 28 2019, 12:46 PM)
I had compare my car year 2018 and 2019 insurance premium.

Yr 2018 sum insured 54k, premium 1.49k
Yr 2019 sum insured 49k, premium 1.7k

This is MSIG
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can try axa they provide 20% cash rebate
alesi616
post Jul 29 2019, 10:59 PM

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QUOTE(ahwai @ Jul 29 2019, 09:23 AM)
Yes it's true, premium have increased due to number of claims exceed premium collected.
Alot of new cars getting into accidents.. and workshops like accidents more business for them to claim.
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is that all car insurance provider also hike up premium price ?
ahwai
post Jul 30 2019, 09:36 AM

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QUOTE(alesi616 @ Jul 29 2019, 10:59 PM)
is that all car insurance provider also hike up premium price ?
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Yes, if their motor portfolio is big will increase.
bristlebb
post Aug 28 2019, 10:47 AM

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QUOTE(MNet @ Apr 27 2019, 07:50 PM)
affin axa does give 30% discount which is the highest
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how to get 30% dc?

When i quote online there is only - Rebate (10%)
SUSMNet
post Aug 28 2019, 09:43 PM

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Here you go for more info
https://www.axa.com.my/assets/flexidrive-brochure
Matchy
post Dec 13 2019, 01:51 PM

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Anyone that purchase the berjaya sompo motor insurance recently? They include the special peril? (not add on)

user posted image
precept66
post May 4 2020, 08:16 PM

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QUOTE(viper707 @ May 4 2020, 03:31 PM)
Hi There,

My car insurance is due soon and I'm getting quotes from various companies and came across a product called Promilej from P&O Insurance.

The premium is based on the kilometer driven and the discount is upfront not like another product by Tune insurance.

Since this is my 2nd car, I used it less (below 6,000 km a year). Promilej offers 40% discount on the basic premium (before NCD and other rebates) if my mileage is less than 5,000. Thats a huge savings. They have 3 plans (5000, 10000 & 15000 KM) per year and discount varies accordingly.

Anyone ever purchase this product, please advise.

https://www.poi2u.com/car-insurance/policy/promilej

They also have an app called POI2U to get online quotes as well.

Thanks
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What happened if some jokers tempered their odometer to claim savings ? hmm.gif

SUSMNet
post May 4 2020, 10:28 PM

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Noticed that BJAK customer services is slow in responding to simple query
precept66
post May 5 2020, 10:10 AM

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QUOTE(viper707 @ May 5 2020, 09:44 AM)
I believe P&O must have some mechanism in placed to counter fraud.
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Not sure this will work. In Boleh land everything can be tempered...... drool.gif
Left4Dead2
post May 5 2020, 03:36 PM

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Want to ask, 3rd party insurance can use name other than the owner ?
ahwai
post May 7 2020, 11:50 AM

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QUOTE(Left4Dead2 @ May 5 2020, 03:36 PM)
Want to ask, 3rd party insurance can use name other than the owner ?
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Cannot. Go to JPJ to transfer car ownership then you can buy 3rd party under new name.
SUSMNet
post May 8 2020, 10:16 PM

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axa car insurance can submit onlinw
furipu
post Jul 3 2020, 04:03 PM

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Wonder what happened at the end? Did you go for the coverage?

QUOTE(viper707 @ May 4 2020, 03:31 PM)
Hi There,

My car insurance is due soon and I'm getting quotes from various companies and came across a product called Promilej from P&O Insurance.

The premium is based on the kilometer driven and the discount is upfront not like another product by Tune insurance.

Since this is my 2nd car, I used it less (below 6,000 km a year). Promilej offers 40% discount on the basic premium (before NCD and other rebates) if my mileage is less than 5,000. Thats a huge savings. They have 3 plans (5000, 10000 & 15000 KM) per year and discount varies accordingly.

Anyone ever purchase this product, please advise.

https://www.poi2u.com/car-insurance/policy/promilej

They also have an app called POI2U to get online quotes as well.

Thanks
*
SUSbisobona
post Jul 3 2020, 10:44 PM

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I like etiqa coz can do online and can get discount 10%.
adele123
post Jul 3 2020, 11:12 PM

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QUOTE(bisobona @ Jul 3 2020, 10:44 PM)
I like etiqa coz can do online and can get discount 10%.
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There are others who can do online and the 10% discount is also present (but not allianz)

Kurnia, takaful malaysia, axa, tune, etc

Etiqa does have an advantage. Can use amex to pay

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