If I were you, I would take Nemesis's advice. From what I observe about him, he is living his life to the fullest, thanks to his own perseverance and practical / successful views.

Is is a tax deduction or welfare payment ?

Maybe he is really earning millions per year. Who knows ? Give him the benefit of the doubt, ok ?

thanks bro, good to know

Thanks Soony. Ok, in line with my plan also. Additional cost is only around A$3.5k.

Thanks Namesis. I asked this question because I'm not sure if both visas can co-exist. But yes probably I may need to think about the possibility of being retrenched.

190 will superseed 457

Not yet la. just wait. sometimes the officer still having holiday.

below are the overall:-

electricity = 250 fortnight
gas = 300 fortnight
water = 250 fortnight
car loan = 350 per mth
house = 2000 per mth
food = 150/week
fuel = 100/week (both cars more than enuf)
kids daycare = 350/week
entertainment = 100/week
eating out = 100/week
miscellaneous = 50/week
the rest is savings

hope this helps

if your wife not working, she can get 300 to 500/mth. if u didn't own a house, there's rental allowance say 50/week
your kids will get almost 50% deduction on daycare. medicare covers the most but there's a queue going on.
dental care is cosmetic here. medicare covers it BUT the ubat bius you need to pay which may cost you almost $1000. that's why some of us here went back Malaysia to do which is very cheap.

If you and your wife have stable income, can think about private insurance. this insurance is far different from malaysia. not to disrespect to malaysian insurance agent, the package backhome is blood sucking. in KL, i paid almost RM6000/annum for whole family. where else over here i paid AUD187/mth for family of four. got a dental floss service free, glasses for free each year, massage....worthwhile to get.

under 457, if you got retrench, u'll be sitting on the plane heading KLIA or KLIA2 the next day.
under 190, if you got retrench, u'll be lying on your bed thinking of getting another job or wondering around in Oz.

you choose.....

Nemesis - gas 250 fortnight ?
elec 300 Fortnight ?

thats really high - do you mean every quarter

As i am only paying 350 elec and 300 gas every quarter

the rest are all good and i would say accurate.

Best Regards

"if your wife not working, she can get 300 to 500/mth"

Which is this ? FTB ? or is this something else

Wife/partner not working $$ = FTB Part B

Besides the higher than normal elect/gas/water charges, dont forget telco charges.
Internet - $60 pm
Home phone - $30 pm
Mobile - $40 pm

Thanks, Nemesis for the good words. Appreciate that.

Thanks for the info, man.

Thanks for the details, man.

Wow, thanks a lot for the detailed breakdown. Nemesis, if I ever get there, I will message you in private and hope to keep in contact with you over there.

Yeah, it's bloody expensive i know. That's what we're paying in WA.
Our utilities here is killing. I though only us paying this bloody money but most our friend are paying the same. We've looked for alternative like putting up solars and installing water tank.
I've calculated and seems it's doesn't worth.
Solar power initial cost has to be $3000 for 6 panels and requires at least 3 years to breakeven.
Solar hot water cost $2500 which need 3 years too for gas.
Water tank you only rely heavy downpour during autumn and winter. The rest would be dry month. you'll hardly have full rainwater tank.

We've made wrong decision on buying a house without these stuff. Ofcourse if they do, housing price is different...it come both ways...