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 Working in Australia V2, All About working in Australia

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Red_rustyjelly
post Mar 12 2020, 09:12 AM

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QUOTE(kagenn @ Mar 12 2020, 08:55 AM)
Sounds great, to have the best of both worlds. Even if we can strive for it - reality is it'll take us a long time to reach that stage, or never at all. Happy that your business is still going great.

While I do envy you a bit, it's probably easier for me to pick a side than trying to keep all options viable. As an employee I stand to gain more here than back in Msia, even with the taxes - but running a business is definitely a lot more profitable back in Msia with much lower cost.
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It is true. I did tried to replicate the business into aussie land. It doesnt work. Luckily i didnt start. Labor cost is a bomb. Transport cost, and clearence cost.

Career wise, i think is better in Aussie than Malaysia.
Business wise, any developing country climate will be best, for example cambodia, vietnam, laos. Singaporean likes it alot. Lol cheap labor, production fast, very cheap to build a warehouse.
Red_rustyjelly
post Mar 16 2020, 08:30 AM

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QUOTE(Garysydney @ Mar 16 2020, 03:29 AM)
Lockdown is a real possibility now but i suspect it will be only very short term (like a few days). The real casualties will be those who are on welfare and has no savings. Everything has gone up in price (Chinese groceries shops) - i bought a 20kg rice bag for A$69 and it normally sells for A$55. No choice. My wife and i stored more than 1 month's food just in case - we have not eaten out at all for the past 6 weeks.
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Ubereat cannot work?
Red_rustyjelly
post May 23 2020, 11:01 PM

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QUOTE(merchant9 @ May 23 2020, 09:35 PM)

So if we have rental income from MY, have to declare in OZ? We are pretty late in this thought so we are unsure if we will eventually buy any property there. Dare not think so far but eventually car will come first instead. Can you give an example of the tax for foreign income you mentioned?

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I have passive income as a director salary in KL,
But I stay and do freelance in Aussie.

I got taxed whatever money debited into my Aussie bank account. For example there was once I put in 5 digits of Aussie dollar to my aussie bank account, I got taxed.

Whatever money you received from ourseas bank to your Aussie bank will be taxed and queried by ATO.

Unless you are rich and super frequent travel from KL to Aussie and decided to bring cash. But I don't see this is a rational way to do it.


Red_rustyjelly
post May 23 2020, 11:15 PM

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QUOTE(merchant9 @ May 23 2020, 11:03 PM)
Wow, you must be very well to do to be a director back home and freelance in OZ. Do you mind telling how much is the tax at that time? Or in percentages?
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I forgot, because it was added with my freelance job income in Aussie.
I suggest if you move there for the first time, bring enough money to sustain for the first few months until you get a job. use the money from your job income in Aussie. Not from your money from KL.
Red_rustyjelly
post Jul 8 2020, 01:05 PM

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QUOTE(Garysydney @ Jul 8 2020, 06:11 AM)
A lot of academics in the Arts Faculty are now very worried about their jobs as a lot of them are on fixed term contracts (usually contracts ranging from 1 to 3 years). Due to costs saving measures, a lot of fixed term contract academics have been terminated due to lack of funds. Younger academics are feeling the crux of this recession as most of them are hoping for a 'career for life' job.

We used to have a lot of perks (like top of the range mobile phones and laptops) but there is a freeze on purchase of such items. We now need to purchase these and claim a tax deduction.
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Is good to have certain certificates or license to get into the job, especially for those technical/skills job.

but making a Janitor getting a certificate to work is funny though, for example. you know what i mean? lol

all these while I am mixing getting any kind of easy certificate in case of downfall. from Digital Marketing to yoga course lol.
Red_rustyjelly
post Aug 8 2020, 12:30 AM

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QUOTE(limeuu @ Aug 7 2020, 10:47 PM)
over the last few years, i travel up to 2 months in a year, and spend average RM60k per year.....over the last 7 months, i spend RM0, so am saving a ton of money....lol
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was it to comply the 2 years requirement for PR?
Red_rustyjelly
post Aug 19 2020, 03:03 PM

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how many of you got affected by the pandemic? in terms of job and money? how do you cope it?

I am unable to move back to Melbourne. Although my main job is not full time there, my main source of income still from KL.

This post has been edited by Red_rustyjelly: Aug 19 2020, 03:04 PM
Red_rustyjelly
post Aug 19 2020, 09:12 PM

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QUOTE(kagenn @ Aug 19 2020, 04:00 PM)
Another Msian redditor living a few suburbs way said he's out of a job for now, as a freeelancer, not too sure about the work. Myself and wife work primarily on laptops - mine with the exceptions of doing on-site testing/training/presentations occasionally. So we're pretty alright, not financially impacted for now and are pretty lucky I guess. Was always considering taking up some simple onsite part time job during the weekends but that's on hold now.

Might be a silver lining being unable to return to Melbourne with the number of cases there - though I think its manageable provided people don't go out of their way to spread it like the recent news in Perth.
So are you stuck in Msia right now?
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I have a cousin who depend on project for living. Since March until now no income at all because no clients to visit. He tried odd jobs, like fiverrs and etc. can't cope the high living.
It is becoming more stressful because being in mid 30s, he emergency funds are depleting, with repayment for mortgage and car, he is basically left with a few more months.

another friend of mine, manage to go on flight and come back to KL recently. Since living here is cheaper. Lost his job in Perth. But found a job in KL, at least for the next 1 year he doesn't need to worry much.

this pandemic gives me a very clear mind many things are very fagile. sweat.gif

yeah, stuck in KL, but current business in KL is okay.
Red_rustyjelly
post Aug 20 2020, 11:00 AM

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QUOTE(Garysydney @ Aug 20 2020, 04:29 AM)
This pandemic is affecting a lot of younger people financially (those in their 20s and 30s) as their career is just beginning. Those who have loans (cars and mortgages) that they find hard to service are really doing it tough as the economy is not going to just turn around soon (we are looking at a minimum 3-5 years before recovery starts).

There has been a sharp increase in people requiring counseling services in Aust for anxiety/depression since the pandemic began. Sad times indeed. icon_question.gif

Even the Aussies who are usually very independent are turning to their families for financial help - this is unheard of as the Aussies pride themselves with being the most independent in the world. A lot are moving back with their families (to save on rent) and some have resorted to borrow money from parents/siblings. This shows the severity of the current crisis and it is affecting everyone  bangwall.gif
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This is very fragile. And sad to hear it.

Red_rustyjelly
post Aug 20 2020, 08:55 PM

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QUOTE(limeuu @ Aug 20 2020, 02:47 PM)
i thought you have a PR,so you can go back to Oz, just need to pay for the quarantine, and probably cannot leave after....

or maybe it's safer in Msia at the moment....

snow expected this weekend guys.....lol
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i thought of that. but most important thing now is to survive and not allowing my income to stop generating. I can't do extras in Aussie, but I can do more in KL at the moment for example I opened an e-commerce platform selling health care and safety care products in KL during this pandemic.

The pandemic shaped my thinking to choose survivability over comfort and good lifestyle at least for the current situation now. Anyway I wanted to go back to Aussie soon because I miss my dog lol.
Red_rustyjelly
post Aug 21 2020, 10:40 AM

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QUOTE(merchant9 @ Aug 21 2020, 01:52 AM)
Curious, why can’t you do e commerce in Aussie?
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import license is hard to obtain in Aussie compared with Malaysia.

For example, when i ordered a pallet of goods from Taiwan, I need to register yeah.
The lineancy for documentation in Malaysia is easier than Aussie which make a better business climate for starters.

In Aussie you need to declare up to the underwear, meaning u have to submit almost everything including their recipes, which many manufacturers are reluctant to produce.
Red_rustyjelly
post Aug 21 2020, 08:28 PM

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QUOTE(Garysydney @ Aug 21 2020, 10:56 AM)
In Aust, everything is highly regulated by authorities and this makes it very hard for businesses to survive. There is too much red tape which is why you see a lot of manufacturing businesses head overseas (labour costs are way too high). Look at the small restaurants having to pay A$20/hr for waitresses - it is just not viable to take the risk of starting a new venture and then having to pay such high labour costs. Look at Din Tai Fung restaurant yesterday underpaying their staff - they were fined a total of A$600k? for underpayment of staff wages. If the trend continues, diners will have to foot the high wages and restaurant dishes prices will increase. Nowadays you can see a lot of restaurants closing down in SYdney due to the pandemic and with such high unemployment rates in Aust, you still see unions insisting on pay rises for their employees!! The unions must be out of their mind!! Instead of lowering wages to stimulate demand, unions are still making demands for pay rises! You will see a lot more businesses collapse over the next 12-24 mths.

Luckily this lucky country produces a lot of iron ore and coal but this natural resources may run out one day - in that event the lucky country's luck may just run out.
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i think with imposing minimum working rate, I suppose it will be good for career, but not for enhancing business climate. Bosses of restaurant may not be able to generate enough cash to correct their business model when something went wrong or expand because of expensive wages. So they have to attend to be waiter themselve very often at start. This makes expansion very slow unless they have alot of cash to burn. then when all the cost put into the selling price, end up no one would buy, and the more the insist on minimum wages, the more pressure the selling price will be. Just take one hiccup like this for example, how many business will fall.

1:08 speaks everything
» Click to show Spoiler - click again to hide... «


my parent's F&B business in KL had salary cut for staffs after coming into a meeting and all the staff agreed to do so. Therefore few chains managed to survive through this pandemic. It is lucky enough that most of them do not have a lot of commitment, or i can say no high commitment, for example cheaper room rents, food and etc. What i am trying to say is, imagine the commitments are high, the staffs will suffer and possible they will end up complaining to Labor office, then union will form. lol

it is very true, when you say lowering wages to help and stimulate demand, but I cannot see how it will going to work if the unions want this and that lol.

Red_rustyjelly
post Aug 22 2020, 04:08 PM

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QUOTE(Garysydney @ Aug 22 2020, 06:12 AM)
People with a lot of commitment will struggle in the next few years - they better pray hard that their income source is not disrupted. Just taking me for example, my income source has not changed (except my investments returns have dropped a lot but i do not intend to draw on those returns until after i retire) after the pandemic started - my wife however has seen her rental income drop substantially as one of her condos in Mont Kiara cannot get expat tenants (that condo used to get rn5k/mth). Her 2 condos are fully paid (thank goodness!) but it is still painful not to get any income from an investment asset. Lucky the other smaller condo still has a tenant even though we have to drop the rental as well for that unit to keep the tenant. Luckily my wife has still got some super in Aust and is drawing a pension from that. She keeps telling me that she is poor now and i have to give her more pocket money sweat.gif
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at least you know how to judge situation and change spending behavior.

i have many friends who does not, almost 40 yo still spending like crazy before the pandemic.
Red_rustyjelly
post Aug 22 2020, 09:12 PM

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QUOTE(Garysydney @ Aug 22 2020, 06:26 PM)
Over the last few months, my expenses has been so low that I have never in my life been so thrifty. I have only recently (in the last couple of weeks) been increasing my expenses because I see no point in having no enjoyment in life just because I feel so insecure. I guess I am just scared that I will run out money when I get old. However when I look at my retirement funds, I am better than a lot of people after having worked for more than 30 years now. I looked at myself recently and realise that I can probably still survive quite well with 70% of what I have - I only then realised that I lack contentment and am too fixated with having an 'ideal' figure in order to live. This ideal figure will be unachievable because investment returns are very low nowadays and will remain low for a long time due to the pandemic. Retirees in Australia nowadays are all quite worried because investment returns will be low for a long while and many may well run out of money before they conked off.
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this is why one of us will maintain the Malaysian passport cool2.gif

Insercure is not a bad thing, as long as you can notice it. I would pity some doesn't realize it. For example my single uncle reaches 50, he did not realize that his age matter in his job. VSS may happen at anytime and he wasn't prepare for it. even if it is not VSS, health matters can hinder his plan. because he always thought at the 5 years before actual retirement, he will focus on saving 100%. Saving is not 5 year thing, is should be displine and practiced life long..

This post has been edited by Red_rustyjelly: Aug 22 2020, 09:14 PM
Red_rustyjelly
post Aug 25 2020, 08:52 PM

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QUOTE(kagenn @ Aug 25 2020, 04:42 PM)
You hear news all over the world about government providing help to those who lost their jobs. Then you hear news about people complaining their employers being given a grant and keeping them employed: because they receive more money from the government support than being paid on the job. I personally think more people like this will appear given how fragile some of our everyday lives can be. With the job insecurity they're gonna do everything they can to latch on to something that can provide them money.
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Well, what can I say. This is the thing I am getting more and more worried about my future generations, and is also what I realized clearly during this crisis.

We were born in a country where discriminated policy such as the bumi and non-bumi thing. But i realize that this is very petty compared to western country. In UK for example, obese is a disability, and people will get benefit from it by exploiting it. Not wanting to cut down diet. So these are the system we are talking whether or not it will fail in long term. Of course there are people debating for it to have it abolished.

I have an ex-classmate who literrally not getting herself work so she can get money from Centerlink many years back. And then what shocked me was the money she saved from centerlink used to buy PS4. Her 1 BR house was a mess. Actually this wasn't the first case I knew off. Who is paying them? Tax payer like us of course. And our kids( if you have) may have to fork out more tax in future, if it is not under control. Now we still have mining industry to hold the whole system. But we do not know how long more to go.

My family group chat (some relatives who migrated overseas long ago) had people critisizing the peanut pay of RM 800 or RM 1000 from government for the covid 19 help. Which is only 300 sdg or 200 usd, or 150 pounds whatsover, they fail to realized that even so these are helps from government which is a big deal for many people in Malaysia. Although I do not comment much in that chat, I do however thinks that they may have had heavily influenced by the system, spoilt, and feeling entitled. Also, having not realizing what is right or wrong is worrisome, I do not hope that this will be happen to my children's midnset when they grow up. Therefore I told my wife, we may be keeping them back in Malaysia to attend normal schools and learn from there before migrate back to Aussie when they need to attend college. LOL!
Red_rustyjelly
post Aug 25 2020, 10:14 PM

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QUOTE(limeuu @ Aug 25 2020, 10:13 PM)
msian chinese have saving hotwired into their dna, from generations of sufferings, starvation, discrimination....
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LOL!!
Red_rustyjelly
post Aug 26 2020, 10:43 AM

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QUOTE(merchant9 @ Aug 26 2020, 09:44 AM)
Garysydney & Red_rustyjelly,

Just like to seek both your opinion about migration since you are both in Australia and your sharing here is very genuine, reflecting the real world scenarios and issues - indeed Malaysia welfare is one-sided and thus many Malaysian look for opportunity elsewhere.

Both my husband and I will be celebrating 40 years this year. We are currently engaged with a migration agency to process our application to migrate to Australia. We have 3 children in primary schools and we hope that by going there, they would enjoy unbiased opportunities, better schools, bigger currency, etc.

We are applying with Visa 190/491. My husband is a IT consultant, while I am a SJKC teacher. We worry about job opportunities, especially during the pandemic. What is considered a good salary to sustain a family our size in different cities in Australia?

What are some of the priorities for families like us going over? Finding job? Finding a place to stay? Husband go first? Family go together? This is all very new to us so we are seeking advise from experienced migrants, so can you give some opinion?

Thank you.
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finding job for me was not a big issue, i think it depends on the field you are working at. But it should be priority, so the main person either your husband or you who will work should be moving there first. since the 190 gives you 5 years, the rest can mvoe there at the last day of the 5 years and stay for 2 years.

if you looking for good welfare, yes Australia will be the one. but ultimately, is what you want for your children, how you want them to grow up? it all depends on you.

also ultimately how you want to retire without afraid of doing nothing the next 20 years or so. Retiring in Aussie is quite expensive, unless the repayment is already done. and everything settled.


Red_rustyjelly
post Aug 26 2020, 11:00 AM

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QUOTE(merchant9 @ Aug 26 2020, 10:52 AM)
As we are new to this, I am worried about my husband securing a job there. Paying for the visa is already a large sum of money. Making the decision to go over and restart our lives at this age - worry might be a wrong move but we remind ourselves that everything we do is for the nextgen, since we are already in middle age - 20 years more retire.

I believe what we want for our children is the same with everyone else - better life, better education, a better chance/headstart in life. We are assuming Aussie public schools are cheaper than Malaysia international schools but yet syllabus are comparable.

Retirement will probably be back in Malaysia - no intentions to give up any properties or commitments we made (insurance, small business, etc).

Are you able to advise on a good salary in Australia? My husband is main applicant so maybe IT not your industry but i think taking rental, 1 car, schooling, travel to work, groceries, what is a comfortable salary range for a family of 5 in regional cities?
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day care was about 100-110 AUD per day at my area. regional area could be cheaper. I told my wife to stop working and do the job because the salary is same as day care price, we had 2 children.

groceries are like 700 per month, if i remembered. Milk powders are cheap. when i was there i choose to live very near to workplace, so i didn't haev to pay for a car much, just had 1 pre-own vehicle. that is about it.

for school, am keeping my children in KL or maybe singapore, I would much prefer them to learn the culture value. So I do not know about public schools in Aussie.


Red_rustyjelly
post Aug 26 2020, 11:07 AM

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QUOTE(merchant9 @ Aug 26 2020, 11:04 AM)
May I ask how old are your children? Are you and your wife now in Aussie and they are back home in Malaysia/Singapore?
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my children were 2-5. now they grown. i was stuck KL before the covid 19. but it doesn't affect me much, since i didn't have full time job in aussie. my main business still in KL.
Red_rustyjelly
post Aug 26 2020, 11:19 AM

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QUOTE(Garysydney @ Aug 26 2020, 11:16 AM)
I am probably not an appropriate person to be answering your question as i have only worked my whole life in Aust (came over in Jan 1981) as a Uni student and never went back to work (went back to KL for about 7-8 mths just to apply for my PR as in those days, we must leave the country first before you can apply for a PR) in KL. I have been working now in Sydney since Jan 1984 after i graduated (in those days nobody checked whether you were a PR when they offered you a job as there were not many illegals and getting a suitable tertiary-educated applicant was not easy).

Do you have any relatives or friends in Aust? It is probably a lot easier if you do because life as a new migrant in Aust is not easy. Have you decided where you may want to settle down in Aust (rural or city)? Housing in Sydney is quite expensive as even a small 1-bedroom unit (closer to the city) will be north of A$600k. With the 3 kids you have, you may need at least a 3 bedder - i don't know how much money you have budgeted to spend (on housing) so you may need to live further away from the city if you want cheaper houses. I have no kids so for me i don't have a big place as there are only 2 of us.

You probably need to consider employment as well - i would say unless your skills are very much in demand in Aust, you may find it hard to get employment in Aust esp now with the pandemic. Since your hubby is an IT consultant, he must be paid reasonably well so may find it difficult to get a high-paying job with the present economic climate (a lot of companies are trimming their workforce nowadays).

I will probably conclude with some comments on the Sydney weather (i am obsessed with the weather!!) - currently the sun is shining brightly and it is about 19deg outside. Beautiful sunny day today!!
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u miss Malaysia?

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