Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card
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 Jan 2 2016, 02:01 PM
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Staff
72,806 posts Joined: Sep 2005 From: KUL  
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QUOTE(Kaka23 @ Jan 2 2016, 01:40 PM) Wow.. why use till so many cards?? 12??? Different card, different purpose. Which cards you use the most in terms of top 5?   Use mostly is HLB Wise, HLB MACH, UOB VOX, CIMB CR and M2Cards AmEx. |
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Jan 2 2016, 02:10 PM
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Junior Member
273 posts Joined: May 2010 
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QUOTE(fruitie @ Jan 2 2016, 01:06 PM) Yes, spend within your means. Thanks for sharing your practice  Here is how I pay my bills to other banks via GIRO. If it falls on working day, I only pay on the same day around 10 a.m. and the other side will receive within the same day. If it falls on Saturday, I will pay on Friday's 10 a.m. If it falls on Sunday, I will pay on Monday's 10 a.m. I don't encourage you to do the same but I still do it anyway. So far I haven't been charged with a single cent of late payment after using CC for so many years. The above is just my practice, I will not be responsible if you are charged with any late payment.   |
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Jan 2 2016, 08:57 PM
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Senior Member
606 posts Joined: Jan 2003 From: Deep Beach 
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which bank give the best rate for balance transfer..thinking to transfer balance to maybank..is it ok..
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Jan 2 2016, 09:01 PM
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Staff
72,806 posts Joined: Sep 2005 From: KUL
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QUOTE(shamsay @ Jan 2 2016, 08:57 PM) which bank give the best rate for balance transfer..thinking to transfer balance to maybank..is it ok.. Aeon, 0% for 6 months. |
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Jan 2 2016, 09:26 PM
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Senior Member
606 posts Joined: Jan 2003 From: Deep Beach
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QUOTE(fruitie @ Jan 2 2016, 09:01 PM) Aeon, 0% for 6 months. heheh..just got 3 cards this month..vox,cimb cr and m2u ikhwan plat..which one u recommend |
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Jan 2 2016, 09:47 PM
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Staff
72,806 posts Joined: Sep 2005 From: KUL
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QUOTE(shamsay @ Jan 2 2016, 09:26 PM) heheh..just got 3 cards this month..vox,cimb cr and m2u ikhwan plat..which one u recommend Er.. Neither for BT? |
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Jan 2 2016, 10:00 PM
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Senior Member
1,027 posts Joined: May 2008
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if did transaction of tesco E shop online purchase, does it classified under grocery?
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Jan 2 2016, 10:16 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(sg999 @ Jan 2 2016, 10:00 PM) if did transaction of tesco E shop online purchase, does it classified under grocery? From CIMB thread, somebody mentioned that its MCC is under grocery instead of e-commerce. |
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Jan 3 2016, 08:31 AM
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Senior Member
8,259 posts Joined: Sep 2009 
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This card has free annual fee right? Without any requirements...
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Jan 3 2016, 08:37 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Kaka23 @ Jan 3 2016, 08:31 AM) This card has free annual fee right? Without any requirements... No AF! |
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Jan 3 2016, 08:37 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Kaka23 @ Jan 3 2016, 08:31 AM) This card has free annual fee right? Without any requirements... No AF! |
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Jan 3 2016, 08:42 AM
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Senior Member
8,259 posts Joined: Sep 2009
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QUOTE(David83 @ Jan 3 2016, 08:37 AM) No AF! YOU are my MAN... |
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Jan 3 2016, 08:53 AM
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(David83 @ Jan 2 2016, 10:16 PM) From CIMB thread, somebody mentioned that its MCC is under grocery instead of e-commerce. There is no such thing as e commerce MCC. They are identified by another code known as Posmode. Their MCC relates what type of business they are running. |
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Jan 3 2016, 08:55 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Wongchoy @ Jan 3 2016, 08:53 AM) There is no such thing as e commerce MCC. They are identified by another code known as Posmode. Their MCC relates what type of business they are running. I'm aware of that.They'll identify with the POSMODE code. |
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Jan 3 2016, 09:17 AM
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All Stars
65,283 posts Joined: Jan 2003
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QUOTE(Kaka23 @ Jan 3 2016, 08:31 AM) This card has free annual fee right? Without any requirements... what info from Post 1 or MBB's website that you're not clear about the AF?  |
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Jan 3 2016, 04:18 PM
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Senior Member
1,599 posts Joined: Aug 2014
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QUOTE(Wongchoy @ Jan 3 2016, 08:53 AM) There is no such thing as e commerce MCC. They are identified by another code known as Posmode. Their MCC relates what type of business they are running. Thanks for the information, Wongchoy.POSMODE is only applicable for online transactions, right? Is there a list of various POSMODE codes, that classify different types of online transactions? If the list does exist, it should be similar to MCC list posted by ronnie. QUOTE(maskedchan @ Sep 14 2015, 11:11 AM) The Merchant Category Code reference Reference table for MCC : http://www.dm.usda.gov/procurement/card/card_x/mcc.pdf Credit to ronnie |
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Jan 3 2016, 08:20 PM
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(kart @ Jan 3 2016, 04:18 PM) Thanks for the information, Wongchoy. You got it all wrong. While MCC refers to the type of business the merchant are running, eg MCC5411 for a supermarket, Posmode refers to whether the transaction is processed thru swiping, chip reading, mail order, telephone order, direct debit or online.POSMODE is only applicable for online transactions, right? Is there a list of various POSMODE codes, that classify different types of online transactions? If the list does exist, it should be similar to MCC list posted by ronnie. |
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Jan 3 2016, 08:44 PM
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Senior Member
606 posts Joined: Jan 2003 From: Deep Beach
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still waiting maybank plat card to be delivered.in m2u already showing the card..how long they take to deliver it.
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Jan 3 2016, 08:56 PM
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Staff
72,806 posts Joined: Sep 2005 From: KUL
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I'm not too sure if I can change the statement date same as Maybank2Cards.
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Jan 3 2016, 09:43 PM
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Senior Member
8,259 posts Joined: Sep 2009
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QUOTE(shamsay @ Jan 3 2016, 08:44 PM) still waiting maybank plat card to be delivered.in m2u already showing the card..how long they take to deliver it. When you apply?Where you apply through? The CS told me if through roadshow sales people, need more than a week. If through Maybank Card Centre, will take a day... |
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