Yes, spend within your means.
Here is how I pay my bills to other banks via GIRO.
If it falls on working day, I only pay on the same day around 10 a.m. and the other side will receive within the same day.
If it falls on Saturday, I will pay on Friday's 10 a.m.
If it falls on Sunday, I will pay on Monday's 10 a.m. I don't encourage you to do the same but I still do it anyway.
So far I haven't been charged with a single cent of late payment after using CC for so many years.

The above is just my practice, I will not be responsible if you are charged with any late payment.

I use my Outlook calendar during working days and mobile phone on non working days.
Anyway, I kinda know which date which card due soon, so will just confirm again when approaching due date.
I have 12 cards.

No AF!

still waiting maybank plat card to be delivered.in m2u already showing the card..how long they take to deliver it.

Apply on mid of Dec via m2u only..online form..hopefully this week can receive the card.cant wait to try 5% cb on fri and Sat.hehe

Yes.

i just uploaded copy of ic and epf + latest payslip..

very simple process..

i dont think online got any goodies. but i think if you go to branch last time i saw a flyer for ikhwan for free suitcase. but maybe thats old. but free suitcase is gooding. i only got water bottle. which is broken already...

so did you sign up? hahahah. well if you arent in a rush then look for CC booth and wait for the goodies.

1U?

I believe card centre is much faster than booth?

MBB very kind one.

They won't send you the Zing card unless you personally requested for it.

Thou I have to admit la, the Zing card's really helpful since I travel a lot everyday.

No need to worry I can't go through any toll plaza anymore 
Got difference.

Color difference.

basically citi cb useless.. i even wanna terminate plat and its prestige soon

If I understood it correctly, transactions at the counter of the station is considered as 'retail' rather than 'Petrol' category and won't be eligible for Cashback. Maybe I am wrong.