Maybank Islamic MasterCard Ikhwan Platinum/Gold V2

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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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Osho	Jan 2 2016, 12:49 PM Return to original view \| Post #1
Getting Started Junior Member 273 posts Joined: May 2010	QUOTE(fruitie @ Jan 2 2016, 11:56 AM) Then you are not fully enjoying the free 20 days interest free after your statement date. I only pay on my due date. If due date is 4th for example, you set effective date to be 4th on your order right? How about GIRO for other banks credit card, GIRO also put effective date 4th and no interest will be incurred right? I always set effective date 2-3 days before due date (so I'll put 1st-2nd for my effective date if due date is 4th) because I want to avoid delay and kena interest especially GIRO. Not that 2-3 days make a lot of difference in my cashflow but I'm curious if set effective date to be the due date (especially GIRO) will get interest/penalty? Mind to share? Thanks.
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Osho	Jan 2 2016, 02:10 PM Return to original view \| Post #2
Getting Started Junior Member 273 posts Joined: May 2010	QUOTE(fruitie @ Jan 2 2016, 01:06 PM) Yes, spend within your means. Here is how I pay my bills to other banks via GIRO. If it falls on working day, I only pay on the same day around 10 a.m. and the other side will receive within the same day. If it falls on Saturday, I will pay on Friday's 10 a.m. If it falls on Sunday, I will pay on Monday's 10 a.m. I don't encourage you to do the same but I still do it anyway. So far I haven't been charged with a single cent of late payment after using CC for so many years. The above is just my practice, I will not be responsible if you are charged with any late payment. Thanks for sharing your practice
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