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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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fruitie
post Oct 16 2016, 09:37 PM

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QUOTE(silverwave @ Oct 16 2016, 09:35 PM)
Thanks for guiding us fruitie.  smile.gif
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Small matter as I have been rejected twice by them for this card. Anyway, managed to get it after I requested for RM 2k limit to be deducted from my conventional credit limit.

I don't need super high credit limit for this card as it is just my backup card and RM 1k is already enough to maximize the cash back. laugh.gif
fruitie
post Oct 17 2016, 07:11 PM

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QUOTE(drbone @ Oct 17 2016, 07:05 PM)
To verify, principal and supp card holder are entitled to 5% CB separately?
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Combined.
fruitie
post Oct 18 2016, 08:27 PM

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QUOTE(gastacopz @ Oct 18 2016, 08:22 PM)
what is your main card with maybank?and benefit also with that card

since you mentioned this only your backup card for cashback... with low credit limit...
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I hardly use Maybank cards. That will be M2Cards AmEx with VS.
fruitie
post Oct 18 2016, 10:51 PM

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QUOTE(activexxx @ Oct 18 2016, 10:38 PM)
Then, which main card are you using?

Btw, I got a sms rejected my card application after trying to apply via online. What is the next step I should do? Go to their branch and apply again?
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It is based on how I spend, different card for different usage, no main card.

If you already have other Maybank cards, then you may follow below:

QUOTE(fruitie @ Dec 1 2015, 02:34 PM)
Ways to get Ikhwan MasterCard:
I) Apply like normal applications
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.

Yes, email is acceptable for CL split request. I got mine via email too.
This is the email address: mbbcardservices@maybank.com.my
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fruitie
post Oct 18 2016, 11:54 PM

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QUOTE(gastacopz @ Oct 18 2016, 11:48 PM)
nah...this one groceries and petrol only...

btw, OT fruitie, digi bills which card better for cashback? and which channel..
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No confirmed channels now. Hopefully YOLO will give cash back.
fruitie
post Oct 19 2016, 01:39 PM

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QUOTE(tenchi0205 @ Oct 19 2016, 01:31 PM)
Today I see my Ikhwan card on m2u stated pending activation...but I havent get the new card yet...still can continue using the old one?
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Yes, use like normal. Mine shown since July and I only got the replacement cards last week.
fruitie
post Oct 19 2016, 02:10 PM

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QUOTE(tenchi0205 @ Oct 19 2016, 01:55 PM)
Ok TQ....They post it to our mailing address right? no need to collect from bank?
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Yes, mailing address. Cannot collect from banks, I asked before.
fruitie
post Oct 19 2016, 10:54 PM

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QUOTE(rdevil33 @ Oct 19 2016, 10:47 PM)
Just realised my Ikhwan visa 3 digits cvv is identical (eg; 111).
First time encounter it.
Anyone have similar case like me?
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Had 111 before but for other cards. smile.gif
fruitie
post Oct 20 2016, 10:55 AM

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QUOTE(Bliz @ Oct 20 2016, 10:53 AM)
The split limit request works for new ikhwan application, i can see under m2u got the mastercard pending new card activation, i guess it is approved right?
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Yes, it means approved already.
Welcome. biggrin.gif
fruitie
post Oct 20 2016, 11:14 AM

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QUOTE(Bliz @ Oct 20 2016, 11:10 AM)
Thank you for sharing the split limit method  laugh.gif , will apply for maybank visa signature soon ( wondering if too many cc request during the same period will be rejected or not, recently applied for UOB/SCB card as well )
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Well, if your Ikhwan is rejected, most likely your VS will be rejected too. smile.gif
It is using the same channel of approval.
fruitie
post Oct 20 2016, 02:14 PM

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QUOTE(Bliz @ Oct 20 2016, 12:13 PM)
Really weird how they work on approval, maybe Mastercard Ikhwan is more prestige?  hmm.gif
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Nope. It is different entity.

QUOTE(aromachong @ Oct 20 2016, 12:29 PM)
is all mbb credit card have a 3 years expired date?

thought gonna be 5 years for most of banks
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I heard Ikhwan has lesser but I got for 5 years, got my card last year and expiring in 2020.
fruitie
post Oct 20 2016, 03:11 PM

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QUOTE(aromachong @ Oct 20 2016, 02:38 PM)
i was told by CS new to bank customer grants for 3 yrs and after that will be 5 years expiry

lol i have to accept above explanation
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I'm not new and I got 5 years for my Ikhwan. laugh.gif

QUOTE(raclette @ Oct 20 2016, 02:58 PM)
both are ikhwan. since we're in ikhwan thread biggrin.gif
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Yes, shared limit for your Ikhwan cards.
fruitie
post Oct 20 2016, 03:17 PM

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QUOTE(akib_mullen @ Oct 20 2016, 03:15 PM)
Last week I activated the card on m2u. And last saturday I went to pump petrol and my card declined. Checked on m2u, still pending activation, so done the activation, again, then the transaction approved. Funny, as until now still get the green word pending activation on m2u. Is it normal like this?
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No, that's not normal. It should be disappearing. Did you set your PIN?
fruitie
post Oct 20 2016, 03:28 PM

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QUOTE(akib_mullen @ Oct 20 2016, 03:21 PM)
I've done both, twice. One week before, and another one beside the pumping station, lol
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You set the PIN in M2U right? Mine disappeared. hmm.gif
fruitie
post Oct 20 2016, 06:41 PM

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QUOTE(tonytyk @ Oct 20 2016, 06:27 PM)
Which specific  Ikhwan visa entitled for 8% cb? Gold or platinum ?
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I shared the link earlier and you quoted me isn't it?
http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal
Petronas Ikhwan Visa Credit Card-i

Both are having same benefits.
fruitie
post Oct 20 2016, 06:52 PM

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QUOTE(tonytyk @ Oct 20 2016, 06:47 PM)
The link didn't mention gold or platinum. Better to get the right card
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Knowing how Ikhwan works, it has no difference all this while.
fruitie
post Oct 21 2016, 07:17 PM

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QUOTE(rapple @ Oct 21 2016, 06:47 PM)
i know. But both card also have Ikwan - Ikwan or Ikwan Petronas.

I just assume he's referring to Ikwan Petronas as he's replying Ikwan Petronas quote.
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He was using Ikhwan Platinum MasterCard.
fruitie
post Oct 24 2016, 10:15 PM

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QUOTE(sg999 @ Oct 24 2016, 09:55 PM)
Hi, the cash back is based on posting date or transaction date?
Tq.
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Cash back is based on transaction date. Posting date is only important if Fridays or Saturdays fall on the last few days of the month as it will determine which month of the quota will fall into.

For e.g. this Saturday is on 29th, transaction date is 29th but merchant only posts on 1st Nov, this transaction will still be eligible for cash back but will be counted as November quota.
fruitie
post Oct 24 2016, 11:32 PM

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QUOTE(Bliz @ Oct 24 2016, 10:56 PM)
Finally got my platinum card via the split limit method but instead they gave me a new card with individual limit without splitting from my m2c lol
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Good for you. biggrin.gif
Welcome to the club. However, they may have a glitch on the credit limit. Try checking again after few days. smile.gif
fruitie
post Oct 25 2016, 11:10 AM

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QUOTE(Bliz @ Oct 25 2016, 08:40 AM)
I have the official letter stating my credit lmit, i don't think there is a glitch  blink.gif
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I also have the letter with credit limit, it is actually deducted from my conventional credit limit.

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