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Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling
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aspx123
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 Mar 9 2016, 01:27 PM
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Getting Started
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QUOTE(wykl @ Mar 9 2016, 01:08 PM) bro, after u signed the loan agreement, they will start to charge u interest based on the loan disbursed.. do u know how much u paying per month?  Developer already sent the bill.. Need to check the bill 1st but if i not mistake the calculation will be like this : Pp : (i/100)*(d/365)*D So = (4.55/100)*(31/365)*30,000 = rm 116 i=interest rate d=Day in month D=disbursement by bank in total (based on our snp 20% is 60k) Will increase every disbursement by bank.. This post has been edited by aspx123: Mar 9 2016, 01:32 PM |
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aspx123
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Mar 11 2016, 03:24 PM
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Getting Started
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I already received snp from lawyer and now waiting for billing from developer.. Developer told me i need to pay based on currnet progress which is 20% before 1 april.. So after i received the bill i will follow up with my bank and loan lawyer for disbursement progress.. I hope my disbursement to developer run smooth.. Huhu
This post has been edited by aspx123: Mar 11 2016, 03:26 PM
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aspx123
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Mar 11 2016, 04:16 PM
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Getting Started
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QUOTE(wykl @ Mar 11 2016, 04:08 PM) bro, u signed your loan agreement and gonna pay the interest soon? I received my snp copy already but not yet sign the loan agreement  After u received snp developer will issue the bill.. Better u follow up with developer when is your last day for bank to disbursement money.. I sign my loan agreement after few days received my snp copy.. Currently i not received any news from bank when i will paying interest but next week i will follow up with bank after i received my bill from developer.. This post has been edited by aspx123: Mar 11 2016, 04:21 PM |
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aspx123
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Mar 17 2016, 11:06 PM
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Getting Started
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QUOTE(wykl @ Mar 17 2016, 09:56 PM) where bro?  is it cheaper than this project??  Uoa confirm not cheap la.. Service apartment somemore.. |
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aspx123
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Mar 19 2016, 07:23 PM
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Getting Started
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Who knows currently construction at site at what level?
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aspx123
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Mar 20 2016, 11:49 AM
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Getting Started
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QUOTE(wykl @ Mar 20 2016, 10:07 AM) i just signed the Loan agreement last week... so havent got any details about it... lets wait for other forumers to share their experience... chase your loan lawyer.. I also received same letter and currently my loan laywer will going for stamping at hasil next week.. After that the lawyer can advise bank to release money.. |
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aspx123
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Mar 20 2016, 07:58 PM
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Getting Started
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QUOTE(Ryugo @ Mar 20 2016, 06:48 PM) Thx for the picture.. |
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aspx123
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Mar 21 2016, 12:32 AM
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Getting Started
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QUOTE(ComputerIdiot @ Mar 20 2016, 11:20 PM) Hi everyone here, May I know this project is freehold or 99 years? Can anyone please tell me? I am interested on this and submitted all my documents. Once my status got approved, I will make 10% deposit and submit the offer letter to my bank for housing loan.  Leasehold |
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aspx123
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Mar 21 2016, 04:40 PM
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Getting Started
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QUOTE(kimirockz @ Mar 21 2016, 04:31 PM) then i think i know how it calculated.. correct if im wrong.. the next payment is 30,000, so 10%(per annum) is 3000. and the daily interest is 3000 / 365 days = rm8.22 sigh.. now im pending another banker. pbb give me shit. and i gt a friend, rhb rejected him bcz he havent done full settlement on ptptn, but he is a regular payor and never miss! Pbb not give u enough margin? |
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aspx123
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Mar 21 2016, 08:55 PM
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Getting Started
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QUOTE(kimirockz @ Mar 21 2016, 08:40 PM) i think i got an inexperienced banker. he told me the loan is approve with 90%. then during the day to sign the offer letter, he told me my loan need to add a guarantor. but i hv no where to find a qualified guarantor. hence i looking for rhb. and JUST now the pbb banker called me, and told me the guarantor can be waived. i duno what on earth he is doing. waste me too much times. i have been applying for this loan before CNY kicks in. Wow.. 1month waste of time bro.. Better act fast.. I also using pbb loan and lucky got experince banker.. |
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aspx123
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Mar 26 2016, 01:10 AM
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Getting Started
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QUOTE(ahkit123 @ Mar 25 2016, 11:44 AM) Available to download from mrt website during their public preview and introducing for mrt2 alligment and station location. But the link not sure still working or not. my friend say this is old design. There is no connection road from Seremban highway to our development but from besraya will. |
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aspx123
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Mar 28 2016, 11:23 AM
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Getting Started
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Bank lawyer cannot advise disbursement money because need to wait letter from bank islam.. so my bill due date is extended until bank islam submit the letter to my bank lawyer.. Hmmmmmm.. Developer say their will not charge me late penalty because of this issue..
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aspx123
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Mar 28 2016, 12:27 PM
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Getting Started
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QUOTE(avenged7x @ Mar 28 2016, 11:32 AM) how can u assure they will not charge u this late penalty? :confused: Call developer and ask.. She also say she already give letter to my lawyer on this issue.. |
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aspx123
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Mar 30 2016, 10:31 AM
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Getting Started
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Last monday i call my bank lawyer regarding disbursement and she say pending to developer bank (letter of disclaimer). Bank lawyer need this letter of disclaimer to do disbursement..
This post has been edited by aspx123: Mar 30 2016, 10:34 AM
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aspx123
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Mar 30 2016, 11:10 AM
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Getting Started
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QUOTE(Aty1974 @ Mar 30 2016, 11:01 AM) developer bank (letter of disclaimer) ? disclaim about what ler ?  I also dunno.. But my bank lawyer cannot advise for disbursement without this letter and this letter come from developer bank.. |
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aspx123
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Mar 30 2016, 11:30 AM
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Getting Started
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QUOTE(Aty1974 @ Mar 30 2016, 11:26 AM) u better call developer for more info.. I cannot answer your question.. Currently what i know is my bank lawyer cannot give advise to bank due to this problem.. |
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aspx123
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Mar 30 2016, 12:35 PM
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Getting Started
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QUOTE(HoNgZ @ Mar 30 2016, 12:30 PM) Seem like the problems are with developer's bank, why we got penalty where it is developer's side problem? Correct me if im wrong, this is my understanding. As conversation thru phone with developer their will no charge penalty due to problem is from them side.. Pls call developer to clarify.. |
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aspx123
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Apr 5 2016, 07:40 PM
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Getting Started
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Anyone loan already disburment?
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aspx123
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Apr 8 2016, 08:42 PM
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Getting Started
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QUOTE(ahkit123 @ Apr 8 2016, 11:46 AM) Already request but not approve yet.. |
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