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Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling

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aspx123
post Feb 10 2016, 05:59 PM

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QUOTE(paktam @ Feb 10 2016, 04:52 PM)
I hope I have enough time to get a loan...hopefully
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Bank able to process loan

-pbb
-bank islam
-maybank ( got call from mybank today)
-rhb (their say after chinese new year)
aspx123
post Feb 10 2016, 07:21 PM

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QUOTE(JB1225 @ Feb 10 2016, 06:11 PM)
Do anyone know internal people ?
will i need to fill up the form and surat akuan sumpah?
Please advice , i'm new at this.
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Yes u need to fill the form and surat akuan sumpah..
aspx123
post Feb 11 2016, 12:58 AM

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Does anyone sign snp yet? Is that true we need to get loan in 45 days after we submit 10% downpayment?
aspx123
post Feb 12 2016, 12:08 AM

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QUOTE(wkleong @ Feb 11 2016, 10:59 PM)
i only manage to get 85% for PBB, yes they ask for guarantor so that can manage to get 90%, i still waiting for Bank Islam,
i am extra car park buyer so if 85% i need to pay around 50k just for downpayment not include any lawyer fee yet. Any 1 know others bank that offer loan to extra car park?
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i only manage to get 80% on pbb and bank islam.. reason because i dont have any commitment with bank.. Zzzzzzz...
aspx123
post Feb 12 2016, 12:09 AM

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i only manage to get 80% on pbb and bank islam.. reason because i dont have any commitment with bank.. Zzzzzzz...
aspx123
post Feb 12 2016, 12:28 PM

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QUOTE(wykl @ Feb 12 2016, 11:17 AM)
hahaha... how can one do not have commitment with the bank get 80%, no commitment should be 90% right?

maybe your salary is an important factor too?  hmm.gif
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My salary 4k++ but i dunno why i cannot get 90% margin..
aspx123
post Feb 17 2016, 09:28 AM

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Anyone sign snp and L.O already?
aspx123
post Feb 17 2016, 07:18 PM

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I got offer already after appeal 90% 4.55 pbb.. Will go to bank tomorrow for offer letter..
aspx123
post Feb 17 2016, 07:55 PM

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QUOTE(wkleong @ Feb 17 2016, 07:53 PM)
Congratulation , I waiting for better offer from pbb after their first offer 85%...hopefully can get.

Others bank take so much time and very slow.
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Pbb is good only take 1 day to process apeal i supposed do this 3 weeks ago.. Other bank i sent appeal last week still no result
aspx123
post Feb 18 2016, 01:16 PM

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Thier ask for garentor so i ask my wife to be my garentor.. I also inculde my asb cash statement and education certificate.. Today go to the bank to get the offer letter..

This post has been edited by aspx123: Feb 18 2016, 01:18 PM
aspx123
post Feb 18 2016, 01:30 PM

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QUOTE(wykl @ Feb 18 2016, 12:22 PM)
i called the lawyer assigned to me, "Sharmin Ong and Partners".. the SnP/SPA is RM 2000 and the Loan agreement and misc fee is around  RM 4500 to 4700.. + GST is another RM 250
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Loan agreement bank or developer? Usually bank ask for their own lawyer.. Gonna ask for that today.. Snp,LO,LA not sign yet..
aspx123
post Feb 18 2016, 08:15 PM

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QUOTE(wykl @ Feb 18 2016, 07:18 PM)
hi there, i didnt do so, the person in charge by the name of Janice have all my details.. she said the SnP fee for this project is standard, all RM2000.. the Loan Agreement however it depends whether u are getting it signed by Sharmin Ong (which is rm 4.7k for my case) or the bank lawyer for any bank that you are borrowing.. the cost will be different.. some is rm 4.5k and some is rm5k+ sweat.gif
I will sign the SnP with Sharmin Ong but the loan agreement is by the lawyer of the bank im borrowing from...
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which bank u take the loan?
aspx123
post Feb 18 2016, 10:00 PM

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QUOTE(wkleong @ Feb 18 2016, 09:51 PM)
i applied on mid of january for bank islam, until now also no offer yet, even i keep chasing them everyday cry.gif
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Bxxx xxxxx so slow take 3 weeks to tell me status because i call the bankers.. I appeal last week but until now no answer.. Pxxxxx i appeal on wednesday an the next day i got the result..

This post has been edited by aspx123: Feb 18 2016, 10:22 PM
aspx123
post Feb 20 2016, 07:31 PM

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Any one stay near the site can post some pic here for latest progress? Appreciate your help tq.
aspx123
post Feb 20 2016, 10:12 PM

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QUOTE(wykl @ Feb 20 2016, 10:01 PM)
just login and select the project..
i'll post the pictures if i pass by that place..  smile.gif
there are few ways... one is from taman naga emas, and another is jalan sinar.. and another one is from seri petaling (road is not yet open) .. u may refer to the first post for more info...
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Thx ๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘
aspx123
post Mar 5 2016, 02:33 PM

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who knows about our land title?

This post has been edited by aspx123: Mar 5 2016, 02:34 PM
aspx123
post Mar 5 2016, 02:53 PM

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QUOTE(moomoosky @ Mar 5 2016, 02:44 PM)
can we get refund deposit ?
how many bank loan rejection letter needed?
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Need to ask developer..
aspx123
post Mar 5 2016, 05:45 PM

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Whats is MOT? Sorry 1st house buyers
aspx123
post Mar 8 2016, 10:15 PM

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QUOTE(emily90 @ Mar 8 2016, 08:02 PM)
TQ! looking fwd to a good discussion ๐Ÿ‘ learned a lot oredi reading thru the posts. ive signed d loan agreement, now developer said waiting for loan approval letter from bank. gud luck everyone with your applications๐Ÿ™Œ
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U got billing from developer already? I also sign my loan agreement last saturday. My loan lawyer already write letter to developer and she say now waiting for billing from developer. U pay already your loan agreement lawyer?
aspx123
post Mar 9 2016, 12:47 PM

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QUOTE(wykl @ Mar 9 2016, 12:41 PM)
hi there, congrats in getting the house..

heard u said u signed the loan agreement, means after this you will be charged for first billing which is the loan interest right?

do u know roughly how much to pay per month?

i am also first house buyer  biggrin.gif
p.s i heard that we can get the rebate of stamp duty from the government according to banker after the first disbursement has been made by bank... maybe rm1.5k or more  hmm.gif
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My bank lawyer gave quatation for 5.7k after rebate.. Mybe because i have additional gurantor documentation need to be prepare..

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