yes i go to island hospital and it was pru panel hospital right ?!?!

Better to add on to prevent incurring another policy fee if the plan is able to add in riders.

Mind if i ask, which insurance company is your existing plan?

Yup. Its definitely our panel hospital. Go ahead and use the card since its been 2 months already.

thanks Roy . i dont know why my agent told me to pay 1st then claim later . now im so suspicious with my agent why told me like this

Allianz

Try calling your Allianz agent to inquire on whether they have Ladies plan. If not, well you may get a standalone ladies plan from Prudential

No problem, just get your son sorted out, thats more important at the moment.

If you need help, you may Whatsapp or call me. My nos are in my signature.

Thanks for hooking me up with Pru SG bro

You're most welcome bro :-)

Hi,

You may have a look at AIA family plan. We have 3 type:
1. You and your spouse
2. You and 4 of your children
3. You, your spouse and 4 of your children

Each of your family member have their own annual limit and medical card for cashless admissions at our panel hospitals.
Any enquiry you may send to me at cheahyang.lim@aia-premier.com.my



Regards,
Gavin Lim from AIA Bhd.

thanks, i already look thru fr AIA web

Btw, will the next renewal premium will increase if we have a claim?

This post has been edited by blossom_123: Sep 19 2013, 09:44 AM

May i ask why would you want to share limit?

so don't have to worry if we will exceed the annual limit

Probably you can consider ALLIANZ with No Annual Limit with affordable premium. The Benefit are as:


- No Overall Annual limit
- No Co-Insurance
- Coverage up to 91 years old
- Put-patient benefits for emergency treatment of accidents, cancer as well as kidney dialysis. (As Charge, No limit)
- Refund of unutilized Room and Board entitlement upon hospitaliseation
- No claim reward
- comprehensive benefit ranging from reimbursement for specific pre and post hospitalisation treatments to homee nursing care and ambulance fees
- Hassle-free hospital admission and discharge from Our approved network of hospitals with your Medical Card (up to 42 Panel Hospitas in KL-Selangor)
And etc..

Please contact me for more info.

Jack: Call/Whatsapp/SMS 016-3076088

for Personal Accident policy, izzit we can only claim from 1 insurance company? y always those credit card called to offer me PA told me that we can do multiple PA claim?

seems like ok wor..you need to confirm again lah

Multiple coverage
If you have purchased more than one PA insurance policy, in the event of your demise or disablement, you or your beneficiary, as the case may be, will be compensated under each policy.
However, for certain expenses such as medical expenses which are compensated on reimbursement basis, you will only be compensated once.

http://www.insuranceinfo.com.my/choose_you...t_insurance.php

hmm...thanks for the info..cheers..

the website you provided is really informative and useful..but still...

i hv some question...can anyone help me?

i hv an investment linked life insurance, izzit ok to use/top up current investment linked life insurance and consider it as MLTA?
or buy another life insurance and threat it as MLTA? cos MLTA is also a type of life insurance and also i think ordinary life insurance cover more than MLTA..

This post has been edited by deity01: Sep 19 2013, 02:08 PM

Hi. Please call me at 016-5468266. Our company, Allianz medical coverage until 91. I can reduce your monthly premium less than rm 200 and the same benefits remained

Unless medical expenses which is reimburseable based on the receipt, all the other like Life insurance, 36 Critical Illness, PA etc are fully paid upon occurance of the specific event.

It's okay to top up your investment link to increase your life protection and treat it as MLTA. However, Investment link's insurance charges tend to increase with age. You may also option to purchase a traditional life coverage to fixed your insurance charges because the insurance charges for traditional plan is fixed at the inception date(the day you bought the policy).

traditional life insurance wont change? i thought it will too...

and the premium of my investment linked so far hasnt changed...well suppose n it should hv chanced but the cash value preventing it to "change"..