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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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cybpsych
post Nov 10 2015, 09:41 PM

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QUOTE(sysy @ Nov 10 2015, 09:00 PM)
It is if reload rm100 only get rm99.47? I reload rm100 but no extra charge. I didnt look at my tng balance also.
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yep, u get 99.47 credit in TNG.
cybpsych
post Nov 11 2015, 01:37 PM

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QUOTE(ismetheboy @ Nov 11 2015, 01:29 PM)
It has to be over RM50 only entitle right?
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no.

First, you must achieve 10x of at least RM50 transactions per calendar month to "activate" cashback. Best if all 10 transactions are within categories, but not mandatory.

Secondly, any transactions (of any amount) within categories will be given cashback.
cybpsych
post Nov 12 2015, 08:36 AM

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QUOTE(DM3 @ Nov 12 2015, 08:22 AM)
Did u all replied with just C2 or with IC?
I did it with C2 and later after 2hrs replied back say its registered but on their site its C3 with IC rclxub.gif
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read the t&cs

for normal opt-in, need to enter C3/C5/C6/C7 IC.

for replying SMS blast, just C2
cybpsych
post Nov 12 2015, 08:42 AM

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QUOTE(DM3 @ Nov 12 2015, 08:37 AM)
yup just read it just now

and now there's  rebate allocation 7k/Sat and 8/sunday each week
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the allocation already been there since promo started, nothing new smile.gif
cybpsych
post Nov 12 2015, 08:47 AM

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QUOTE(audiocool @ Nov 12 2015, 08:45 AM)
Not really understand. From the HLB website (https://www.hlb.com.my/main/promotion/20151102-001-double-your-joy-with-every-credit-card-spend)

, it stated just swipe any amount 3 times in weekday (Monday - Friday) to get 30% cashback...
Bottom of this, it stated *Saturday and Sunday
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weekday = qualifier wth 3 transactions
weekend = cashback for dining
cybpsych
post Nov 12 2015, 09:29 AM

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QUOTE(DM3 @ Nov 12 2015, 08:50 AM)
yeah i know but this time it's per day basis not a weekend as whole lah
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what was the original T&Cs then?

the PDF T&C file was never updated since 28 Oct.
cybpsych
post Nov 12 2015, 12:35 PM

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QUOTE(AaIto @ Nov 12 2015, 12:33 PM)
Which sam's groceria u went? Some say the one at the strand dont accept cc for bill payment yet
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nu sentral
cybpsych
post Nov 12 2015, 03:28 PM

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QUOTE(kcwong609 @ Nov 12 2015, 02:08 PM)
Hi, can I pay Syabas (Selangor) water bill via Jompay with the wise card for the rebate?
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may not get rebate because Wise's cashback is based on MCC. we're not sure what MCC is associated to JomPay.

why not try uobpayonline? it's free account for anyone, you can use any cards to pay too. For Wise, it's been verified as UTILITIES category for TNB and SYABAS bills.

cybpsych
post Nov 12 2015, 03:39 PM

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QUOTE(AaIto @ Nov 12 2015, 03:32 PM)
Just pd 5 bills at sam nu sentral(1st time)
(1)unifi - 2 bills
(2)tnb
(3)astro
(4)tng
Just 5 times transactions. If want to split 1 bill into few rm50 transactions, can but hv to do it at different counters, hv to line up again.
(5)maxis - taboleh
(6)syabas - taboleh
Next time i know wat to do. Ngiak3
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maxis/syabas memang pun tak boleh ler. i asked before dy: Celcom, U Mobile, RedTone, Astro, TM, and TNB


maxis use maxispay la, better and easier to split bills.

syabas, ermmm unless ur category is UTILITIES, no where else.
cybpsych
post Nov 13 2015, 08:19 AM

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QUOTE(alandhw @ Nov 13 2015, 08:14 AM)
wowww, sth new for me..pay TNB bill is count as grocery.
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it's WHERE you do the transaction, not WHAT you pay for biggrin.gif
cybpsych
post Nov 13 2015, 09:37 AM

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QUOTE(alexjaya @ Nov 13 2015, 09:29 AM)
My statement Date is 6th
I noticed that Transactions Made on 5th (posted on 6th) are in 6th Nov Statement as well.

Will the Transactions made on 1 - 6 Nov be eligible for the Nov mth cashback?
How should I group my cashback transactions?
7th - 30/31 a each mth?
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statement cycle IS NOT cashback month. statement is for you to pay the bill, not for cashback calculation.


cashback is based on all transactions POSTED within calendar month.

1-6 Nov transactions would be posted in Nov, but cashback will only be given on 28 December.
cybpsych
post Nov 13 2015, 10:53 AM

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QUOTE(panda-man @ Nov 13 2015, 10:48 AM)
hi sifus,

interested in this card, but wanna ask first. for the 10 transactions to unlock cashback. can all 10 be in selected category? like 10 transactions at the supermarket, and then after those transactions, will i get the cashback for that category for those 10 transactions? or for transactions after the first 10? confused.  rclxub.gif

i felt confused after writing that... hope the idea came across.
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10x RM50 transactions = ANY transactions will do, as long as within calendar month. your 10th RM50 transaction can be posted last day of the month, but usually we avoid that, in case there's refund. if you mostly spend on retail, no issues to achieve 10x.

But, best if within categories so that u get maximum return.
cybpsych
post Nov 13 2015, 11:02 AM

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QUOTE(alexjaya @ Nov 13 2015, 10:21 AM)
To confirm:

My last statement received is 6th Nov.
In this statement I have the following transactions POSTED.
30th Oct - Petrol
31th Oct - Petrol

1st Nov - TnG
3rd Nov - Groceries

I have POSTED transaction on HLB Online (which will appear in DEC 6th Statement):
7th Nov - TnG
8th Nov - Petrol
9th Nov - Groceries


Question:
All transactions POSTED from 1st NOV - 9th NOV Will be in 28th DEC Cashback?

30th and 31st POSTED transactions will be in 28th NOV Cashback?
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always always check the transactions in FULL calendar month, not your statement.

you need to check your statements:

Oct 6th: 1-6 Oct transactions
Nov 6th: 7-31st Oct transactions, 1-6 Nov transactions
Dec 6th: 7-30th Nov transactions

Remember:

October 1st-31st transactions, cashback on 28 Nov
November 1st-30th transactions, cashback on 28 Dec


make sure you've achieved 10 transactions of at least RM50 in each month!

This post has been edited by cybpsych: Nov 13 2015, 11:05 AM
cybpsych
post Nov 13 2015, 02:26 PM

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QUOTE(jkngo2003 @ Oct 23 2013, 02:05 PM)
take care on the departmental store. sorry, i never go to departmental store at supermarket like ngiu kee & everrise. normally i go parkson and sibu priemer for departmental store and use maybank amex to pay it. it will be entitled 5 percent and 5x point.

    dont choose departmental store category, i use at medan mall supermarket departmental store once and it didnt get rebate under groccery. i call cs and it mention it is under departmental store. even i choose departmental store category, it oso no use. departmental store category onli for big company like jusco , parkson and so on, not rebate according merchant code.

    So, wise person use the wise card. in sarawak, the best category is petrol and groccery plus mobile. you can buy at any supermarket which accept credit card, pump petrol at automated petrol pump to get rebate. for mobile, i use digi line, i pay bill and reload my prepaid line at digi website before and get 10 percent rebate. if you buy the phone at digi website, u will get 10 percent rebate oso.

    hope this info can help all sarawakian.
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QUOTE(lung85 @ Nov 13 2015, 02:20 PM)
few question in mind be4 i apply this card.

1) i frm kuching and i do groceries shopping about rm700 per month, but i dono if the local groceries store is under the same MCC code o nt. Example H&L and Everise
http://www.hlgroup.com.my/
http://everrise.com.my/

2) if i fail to swap 10times, if there any penalty o charges?

i currenty own 2 cards, maybank pertronas and ambank carz card, dono stil can get this card o not.

btw our groceries store like Gaint, the choices are less whereby i prefer to shop at h&l and everrise
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some comments earlier by jkngo2003
cybpsych
post Nov 13 2015, 02:48 PM

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QUOTE(lung85 @ Nov 13 2015, 02:34 PM)
thks for the clarification, so everrise is rated as departmental store?
if not mistaken everrise full name printed on the receipt is call everrise departmental store, whereby h&L is call H&L retail store, thats y i afraid later i sign up is a total waste
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most likely departmental category or none at all.

if feeling adventurous, call back the cc bank (from your receipts) and ask for the MCC. they might be lazy telling you, but keep stressing them to disclose smile.gif
cybpsych
post Nov 13 2015, 03:25 PM

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QUOTE(weejin2000 @ May 14 2015, 12:37 AM)
Sunshine supermarket confirmed under Grocery.
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QUOTE(weejin2000 @ Jun 21 2015, 10:24 AM)
Yes, confirmed. I used it even at Men section, women section, stationery upstair all under grocery. All have 10 percent rebate.
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this one was sunshine square bayan baru penang

QUOTE(yeohsheng @ Nov 13 2015, 02:26 PM)
hi guy, any guy choose utility/travel as their category?
i'm unsure which category i should take. mobile is compulsory already and petrol is for sure as well. i'm open for suggestion. i shopping at sunshine(should be not in the grocery ccategory).
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quick finding for u.
cybpsych
post Nov 13 2015, 03:45 PM

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QUOTE(lung85 @ Nov 13 2015, 03:44 PM)
meaning i can call the bank and as which mcc code thy belong to? currently i purchase item using maybank credit card, but dono if they can check the mcc code o nt
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they can check, but takes time because they need to ask diff team to check.
cybpsych
post Nov 13 2015, 04:31 PM

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QUOTE(lung85 @ Nov 13 2015, 03:54 PM)
any good reason to tell them, like lies so thy willing to check hahaha
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no need goreng for reasons la. just ask them to disclose the mcc for that particular transaction.
cybpsych
post Nov 14 2015, 12:42 PM

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QUOTE(leo_kiatez @ Nov 14 2015, 12:33 PM)
top up from mruncit. but remember to enter via milkadeal to get extra cashback.

victorywp, do we get 10% CB using HLB Wise when we buy top up through mruncit?
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very likely no, possibly due to 2 reasons: wrong MCC and/or telco name not stated.

i tried reload umobile @ qoo10. not under Mobile category.
cybpsych
post Nov 15 2015, 11:59 AM

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QUOTE(CalvinCLK @ Nov 15 2015, 11:38 AM)
Is there any starbucks that can get 10% dining cashback? Anyone tried? Tq
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Wise's Dining is MCC 5811, 5812, 5814

based on this topic, Starbucks (MCC 5812) @ 1 Utama / Genting / Jaya One, Section 13 / IPC / Jusco Metro Prima / KL Sentral / Nu Sentral / Setia Walk / Sooka Sentral / Sungei Wang Plaza / Tesco Kepong Village

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