You only need to add RM5 in case your total spending for each category is RMXX0. For me I spent first, then till end of the month only total up, to the nearest RM5, like pump RM2 petrol or pay RM0.50 TNB if needed..

what's ur total category?

the link on post 1 is dead.. hl website say page not found.. any other alternative way?

edited:

i ok.. i found..
https://www.hlb.com.my/main/assets/files/SM...enance_Form.pdf

This post has been edited by chrischiang: Oct 9 2015, 08:46 PM

assuming that you have done the exact figure rm50 x 10times and you would like to maximise your cb categories with that 2 transactions:
1) you may pay rm75 (underpay) or rm85 (overpay) to get the cb of rm8 or rm9 respectively.
2) you may pay rm35 (underpay) or rm45 (overpay) to get the cb of rm4 or rm5 respectively.

OK, got it.

What did you mean? My current spending?
Besides these two transactions, I have spent RM 650.

Alright, good idea. I think I will overpay my DiGi. TNB underpay.

because you only overpay RM5 for each category, when nearing the end of the month (per kelvinlzy's advise]. then only you know how much (overpay) to adjust accordingly.

Alright.

That means I don't do anything now ya, just spend like normal. If need then I overpay RM 5.
Groceries, I cannot overpay.
My UniFi only outstanding RM 2.xx I malu go Sam's to pay RM 5 using credit card.

for utilities and petrol or mobile, easy to perform minute adjustment

for grocery, that's why i always say very tedious to hit ngamngam RMx5.xx. do this if u got super free time to browse all the items at Sam's to meet the target.

i use Excel to let me know the target amount to swipe based on near-final total category amount. well, i enjoy doing it anyway

Good idea. Actually I'm still against the idea of spending more.

aiyor, dont overspend too much lah.

if your category A = RM350, then just pay extra RM5 lor. not adding RM55 or 105 or 205

Is it a good idea for overpaying if I'm still far from achieving RM 100? Just asking.

arent u the one saying not to chase the cashback if need to overspend too much?

aiyah, you'll get the hang of using Wise. take few months to readjust your spending, then you'll easily hit RM9x-100 cashback.

Yeah lo. What I meant is like since I'm far away from RM 100, might as well don't overpay anything.

Anyway, I just started using it, gotta know all the tricks.

Just checking if I reload from Digi online store, will I get any cash rebate under mobile category?
https://store.digi.com.my/storefront/reload-details.ep

Then, I can reload for my mum.

Edit: Never mind, saw this post and yeay.

This post has been edited by fruitie: Oct 10 2015, 12:55 AM

Went to Sam's to pay Streamyx bill.

As mentioned before, there are 3 TM options in their system:
- TM bill
- TM Streamyx
- TM Unifi

When I told the cashier I want to pay Streamyx bill, she told me that the TM Streamyx option has error, and would not work.

As suggested by one of the forumer here before, I asked the cashier to just use the TM bill option on their system. She helped me to entermy Streamyx bill number (without the first alphabet). Everything went well at first and she even swiped my card. Towards the end, there was an error again So in the end have to ask a supervisor to come over and void the transaction...

Anyone care to share if you have experience paying Streamyx bill? (Note: Unifi no problem <- the cashier said)

This post has been edited by wca: Oct 10 2015, 01:33 AM

yep, super convenient to reload. too bad, got GST for now.

IINM, next month onwards, telcos will remove the GST on reloads, but GST applied on usages (mechanism still tbd)

here's the info captured by HLConnect or eStatement:

Really? Then I wait till next month, not in a hurry to get.

Here's a compilation of all Mobile transactions that I did using HLB Wise

useful info.

can add that on 1st page?

will need ronnie's help to add to post #2