Outline ·
[ Standard ] ·
Linear+
Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month
|
kelvinlzy
|
 Oct 9 2015, 07:09 PM
|
|
QUOTE(fruitie @ Oct 9 2015, 06:34 PM) Guys, I have achieved 10xRM 50 transactions and I have these two transactions: i) 77.72 for TNB ii) 39.10 for DiGi I know if I spend additional RM 5, I will get additional RM 1 of cash back. For my transactions above, I can just pay like normal right? No need to add RM 5, am I right? Thanks.  You only need to add RM5 in case your total spending for each category is RMXX0. For me I spent first, then till end of the month only total up, to the nearest RM5, like pump RM2 petrol or pay RM0.50 TNB if needed.. |
|
|
|
|
|
kelvinlzy
|
Oct 18 2015, 08:02 AM
|
|
|
QUOTE(leo_kiatez @ Oct 17 2015, 05:57 PM) Anyone successful to add HLB Wise into maybank online, M2U as additional favourite credit card? I received an email mentioned my request was rejected. Btw, anybody had added this Wise CC & paid for unifi/STREAMYX & received 10%rebate for utilities? As I know, in M2U; IWK, SYABAS, TNB, TELEKOM/UNIFI is under Utilities payment... :-P QUOTE(cybpsych @ Oct 17 2015, 11:27 PM) one more verified is SADA. Wait, can you pay IWK, Telekom/Unifi using Wise thru M2U in the first place? |
|
|
|
|
|
kelvinlzy
|
Oct 18 2015, 02:10 PM
|
|
|
QUOTE(cybpsych @ Oct 18 2015, 09:10 AM) he was asking the same question as yours la. he thought utilities payees listing in m2u == listing for 3rd party card bill payment (which is very limited) so far, ppl confirmed TNB/SYABAS via uobpayonline, and surprisingly SADA via m2u. Lol yes, I confirmed it. I saw it from the list from MBB website. So just tried a small amount. Saw it tagged as Utilities in Wise statement. http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=ACC06.07 |
|
|
|
|
|
kelvinlzy
|
Oct 18 2015, 02:18 PM
|
|
|
QUOTE(fruitie @ Oct 18 2015, 02:15 PM) Guys, I have spent RM 750 on my Wise Card now. Pending for RM 77.72 for TNB and RM 39.10 for Digi. How should I maximize this payment now? Actually for TNB total outstanding plus total charges will be RM 127.50, should I pay in full or just pay the due amount to maximize cash back? Thanks.  Can post your spending for each category? Then we can help you analyze |
|
|
|
|
|
kelvinlzy
|
Oct 18 2015, 02:43 PM
|
|
|
QUOTE(fruitie @ Oct 18 2015, 02:20 PM) Oops. I just remembered it is RM 800 not RM 750.  Here it goes: RM 750 - Utilities RM 50 - Groceries Pay digi RM45, TNB RM85 and Groceries RM55. Gao dim, can adjust from there also, like increase RM50 for TNB, then reduce RM50 from Groceries. |
|
|
|
|
|
kelvinlzy
|
Oct 18 2015, 02:53 PM
|
|
|
QUOTE(fruitie @ Oct 18 2015, 02:44 PM) Let's say if I don't have anything for groceries already?  If nothing for groceries, then your rebate will be RM5. I think it as this way lo, if I swipe another RM5 for groceries, I will get RM1 rebate more, so this effectively yield 20% rebate. But only for the things you will use or need to pay sooner or later, like voucher or bills or TnG. If not you can just maximize for the other 2 categories, pay TNB or Digi, each ending with RM5. |
|
|
|
|
|
kelvinlzy
|
Oct 18 2015, 03:30 PM
|
|
|
QUOTE(fruitie @ Oct 18 2015, 03:00 PM) Alright. Susah betul this kind of things.  I would rather susah than sakit hati not to max out the rebate coz need to pay RM169.60 every year  |
|
|
|
|
|
kelvinlzy
|
Oct 27 2015, 06:12 PM
|
|
|
QUOTE(fruitie @ Oct 27 2015, 06:03 PM) Already 10 times. Streamyx = RM 50 x 2 + RM 80 = 3 times TNB = RM 50 x 2 + RM 60 = 3 times The remaining items, each one time. By the way, PBA is? Perbadanan Bekalan Air Pulau Penang I guess. |
|
|
|
|
|
kelvinlzy
|
Nov 8 2015, 10:40 PM
|
|
|
QUOTE(fruitie @ Nov 8 2015, 04:15 PM) It's just my second month of using this card and I do find it sometimes a bit difficult to achieve 10xRM 50. Thank God, first year is free AF. Probably second year onward, I will cancel it and let my Ikhwan and UOB VOX do the work despite the cash back will be reduced to 5%, at least they have no AF or easily waivable AF respectively.  Well I'm the complete opposite. I primarily focus on Wise and hardly use my Ikhwan and Vox. |
|
|
|
|
|
kelvinlzy
|
Nov 13 2015, 09:09 AM
|
|
|
QUOTE(cempedaklife @ Nov 13 2015, 07:31 AM) better check back the tnc again. i know i've read tnc before weekday is definitely mon-fri, weekends is sat-sun. but i forgotten if it's based on transaction date or posting date. you know posting date is usually a day or two late. Based on posting date. So don't spend on Friday, you won't get 30% on weekends. |
|
|
|
|
|
kelvinlzy
|
Nov 13 2015, 09:59 AM
|
|
|
QUOTE(jkngo2003 @ Nov 13 2015, 09:45 AM) hwo do you know is posting date. for last event in hlb, is based on transition date in weekday o. thanks Did you complete your 3x tranx by Friday and managed to get 30% previously? |
|
|
|
|
|
kelvinlzy
|
Nov 21 2015, 03:41 PM
|
|
|
QUOTE(fruitie @ Nov 16 2015, 04:48 PM) I want to achieve RM 990 or RM 985 and get RM 100 cash back. I admit I'm an OCD kinda type of person.  Simple choose the ones where you can control the spending amount, I chose petrol and utilities QUOTE(alvinfks78 @ Nov 18 2015, 12:31 PM) Hey, must swipe 10 times to qualify for 10% rebate. i.e. Go supermarket - total Rm200, split and swipe 3 times? Even better, split it to 4 x RM50 |
|
|
|
|
|
kelvinlzy
|
Feb 3 2016, 09:44 AM
|
|
|
QUOTE(laymank @ Feb 2 2016, 01:12 PM) Never tried Maxis with UOB Payonline. Why bother paying through 3rd party when paying directly is confirm eligible for cashback? there are incidents reported with UOB PayOnline that failed but no notification. Is your Maxis Fibre come with fixed line? Mylaunchpad only can pay for internet, not the fixed line. I used to pay through UOBpayonline for that fixed line account since the amount is small. |
|
|
|
|
|
kelvinlzy
|
Feb 3 2016, 10:19 AM
|
|
|
QUOTE(laymank @ Feb 3 2016, 09:50 AM) I think all Maxis Fibre comes with fixed line. I don't like to make calls, so my monthly fixed line bill is usually less than RM1, which is under RM30 free credit. Never had to pay before.  When I moved to new house and reapply MF late last year, fixed line became optional. It used to come with free phone and now is free Chromecast. |
|
|
|
|
|
kelvinlzy
|
Feb 3 2016, 11:24 AM
|
|
|
QUOTE(ronnie @ Feb 3 2016, 10:20 AM) Wonder can i exchange my DECT phone for a Chromecast You know what? You might be able to do that, simply cancel the and reapply and you might get the free Chromecast, or just call and ask for exchange |
|
|
|
|
|
kelvinlzy
|
Mar 7 2016, 11:13 PM
|
|
|
QUOTE(ClarenceT @ Mar 7 2016, 06:03 PM) Should use Instant Fund Transfer (53sen) instead of Giro (11sen)! HLB has 2-3 days grace period after your due date, you can still dispute if you have been charged for late payment fee. |
|
|
|
|
|
kelvinlzy
|
Mar 8 2016, 11:07 PM
|
|
|
QUOTE(Jackofree @ Mar 8 2016, 05:00 PM) Really bro? I just checked my statement again on HL Connect, it was stated that I paid my cc at 7th march although my due date is 6th march. Hopefully, no late payment charges though. I dont see any penalty or fines in HL connect for now Yup but as they replied to you: not advisable to take the risk, next time put a reminder in your calendar a day before your due date  |
|
|
|
|
|
kelvinlzy
|
Mar 10 2016, 09:23 PM
|
|
|
QUOTE(Human Nature @ Mar 10 2016, 09:13 PM) Thanks for the assurance. Will have to use it later this month Can share why you have to use it? Any reasons besides forgetting to pay? |
|
|
|
|
|
kelvinlzy
|
Mar 10 2016, 10:36 PM
|
|
|
QUOTE(saitong09 @ Mar 10 2016, 10:23 PM) You mean uobpayonline? simple and easy to manage, can make multiple repeating payment to the same account that can meet Wise card requirement. Within 10 min you can kao tim get rm100 cb QUOTE(fruitie @ Mar 10 2016, 10:25 PM) He was referring why does Human Nature need to make future payments. Yes you are correct sis |
|
|
|
|
|
kelvinlzy
|
Mar 10 2016, 10:51 PM
|
|
|
QUOTE(Human Nature @ Mar 10 2016, 10:37 PM) Oh simple reason. I will be away end of this month. Planning to schedule payment around 28th or 29th so that it enters next month's quota. Bill due is on the 5th. Oh I see. That's probably another reason as well. |
|
|
|
|
Quote
0.0491sec
0.45
7 queries
GZIP Disabled