Big Bad Wolf Book Sale KL [ HLB ]
4 Dec 2015 - 14 Dec 2015





This post has been edited by cybpsych: Dec 4 2015, 01:03 PM

transaction: 3 Dec
posting: 4 Dec
viewable in hlconnect: 5 Dec

if anxious to know now, call CS to find out.

AM:PM Convenient Banking [ HLB | T&Cs (EN) | T&Cs (BM) ]
1 Dec 2015 - 31 Dec 2015

Apply any one (1) of the following Participating Credit Cards:

 GSC (Platinum/Gold)
 I’m (Gold)

Perform a cumulative minimum Retail Spend of RM2,000 within 60 days from the approval date of the Selected HLB Credit Cards using the Selected HLB Credit Cards issued under this Campaign will receive ONE (1) unit of 20’’ Luggage Bag.

which petron allows unifi bill payment?

could be useful for other cards, e.g. uob one or mbb ikhwan

not confirmed la. it was a question to sg999 to clarify

if i'm not mistaken, no sms since already verified via OTP

added U Mobile's postpaid bill payment via mobile app. Now, it's qualified as Mobile category since they added the telco name on the description.

thanks, I'll update to my list soon.

*updated*



This post has been edited by cybpsych: Dec 14 2015, 05:28 PM

u got the concept all wrong.

the rounding only to each category subtotal.

instead of us chasing your tail, what is your chose categories?

understand this, cashback is strictly on MCC , it's the merchant category code that defines the nature of business (which applied the cc terminal).

earlier u were searching sam's groceria at Aman Sentral. now paying tnb using mytnb app.

curious: what categories did you choose for wise card? Grocery and Utilities?

at least 21 days before effective, must be announced.

hope it only affects NEW cardholders, instead of blanketing all


3 possibilities of revision:

1) rm100 max cap revised down. if so, they better remove the 10xRM50 requirements. maybe unlikely cuz they also wants us to spend more.

2) 10% cb rate revised down. very likely cuz by reducing the cb rate (if #1 maintained capped at rm100) means users are gonna spend even more to reach max rm100.

3) reduce categories. maybe unlikely since other cards already revised to selective categories. Wise's essentially applies to certain categories, not everything/unlimited.

2sen

nobody knows la.

it's just guessing game after mamamia posted the "insider news".

This post has been edited by cybpsych: Dec 21 2015, 01:49 PM

do tell !

what's changed?

which Petronas at bukit jalil highway?

can share the google map link?

ahh, that infamous petronas it was a popular place to reload tng using m2card amex

thanks for the link.

how can that be under Utility? the MCC is tied to Petronas, not the items that you're paying.

try call lor. no harm, right?

generally, they will reject the request outright due to high cashback given already. very hard to argue this point

furthermore, i already know prior to application the AF waiver rejection, so already mentally/financially prepared to pay AF from year 2 onwards

best is to maximize the cashback every month, to offset the AF.

you were hoping for Dining or Grocery?

serious? headache now?

if u start swiping today, even more headache/heartattack later.

be patient, good things come later if planned properly.

in my swipes so far, petron sometimes takes 2 days to get posted. some stations posted it +1 day, some stations +2 days.

ok, u swiped on 28 Dec, most likely posted on 30 Dec (you wont see this on 30 Dec, need +1 day baru can see). today 31 Dec, you should see the tranaction in HLconnect.

another way is to check your CL, whether the petron amount already deducted from your CL.


IF today you cant see the transaction in HLconnect, call up CS to check whether it has been posted. pray that it get posted today 31 Dec. tomorrow 1 Jan, you can see it in HLconnect.